IRSQX vs. INGIX
Compare and contrast key facts about Voya Target Retirement 2050 Fund (IRSQX) and Voya U.S. Stock Index Portfolio (INGIX).
IRSQX is managed by Voya. It was launched on Dec 19, 2012. INGIX is managed by Voya. It was launched on May 3, 2004.
Performance
IRSQX vs. INGIX - Performance Comparison
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IRSQX vs. INGIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IRSQX Voya Target Retirement 2050 Fund | -4.43% | 20.71% | 15.32% | 20.47% | -18.75% | 18.82% | 17.28% | 25.25% | -9.37% | 20.99% |
INGIX Voya U.S. Stock Index Portfolio | -7.12% | 15.88% | 24.71% | 26.04% | -18.40% | 28.33% | 18.07% | 31.15% | -4.62% | 21.49% |
Returns By Period
In the year-to-date period, IRSQX achieves a -4.43% return, which is significantly higher than INGIX's -7.12% return. Over the past 10 years, IRSQX has underperformed INGIX with an annualized return of 10.33%, while INGIX has yielded a comparatively higher 13.30% annualized return.
IRSQX
- 1D
- -1.59%
- 1M
- -9.15%
- YTD
- -4.43%
- 6M
- -1.27%
- 1Y
- 16.77%
- 3Y*
- 14.52%
- 5Y*
- 8.07%
- 10Y*
- 10.33%
INGIX
- 1D
- -0.41%
- 1M
- -7.69%
- YTD
- -7.12%
- 6M
- -6.05%
- 1Y
- 12.51%
- 3Y*
- 16.35%
- 5Y*
- 10.80%
- 10Y*
- 13.30%
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IRSQX vs. INGIX - Expense Ratio Comparison
IRSQX has a 0.22% expense ratio, which is lower than INGIX's 0.27% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
IRSQX vs. INGIX — Risk / Return Rank
IRSQX
INGIX
IRSQX vs. INGIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2050 Fund (IRSQX) and Voya U.S. Stock Index Portfolio (INGIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IRSQX | INGIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.11 | 0.65 | +0.46 |
Sortino ratioReturn per unit of downside risk | 1.66 | 1.10 | +0.55 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.16 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.02 | 0.13 | +0.89 |
Martin ratioReturn relative to average drawdown | 5.02 | 0.50 | +4.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IRSQX | INGIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.11 | 0.65 | +0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.65 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.74 | -0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.43 | +0.22 |
Correlation
The correlation between IRSQX and INGIX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
IRSQX vs. INGIX - Dividend Comparison
IRSQX's dividend yield for the trailing twelve months is around 16.68%, more than INGIX's 11.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IRSQX Voya Target Retirement 2050 Fund | 16.68% | 15.94% | 1.93% | 1.89% | 6.50% | 20.41% | 2.18% | 4.80% | 7.33% | 6.29% | 1.94% | 0.44% |
INGIX Voya U.S. Stock Index Portfolio | 11.48% | 10.66% | 9.12% | 11.02% | 12.95% | 10.29% | 5.21% | 6.82% | 8.29% | 6.30% | 7.74% | 11.51% |
Drawdowns
IRSQX vs. INGIX - Drawdown Comparison
The maximum IRSQX drawdown since its inception was -33.06%, smaller than the maximum INGIX drawdown of -55.38%. Use the drawdown chart below to compare losses from any high point for IRSQX and INGIX.
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Drawdown Indicators
| IRSQX | INGIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.06% | -55.38% | +22.32% |
Max Drawdown (1Y)Largest decline over 1 year | -11.52% | -12.10% | +0.58% |
Max Drawdown (5Y)Largest decline over 5 years | -26.14% | -24.69% | -1.45% |
Max Drawdown (10Y)Largest decline over 10 years | -33.06% | -33.84% | +0.78% |
Current DrawdownCurrent decline from peak | -9.42% | -9.53% | +0.11% |
Average DrawdownAverage peak-to-trough decline | -4.54% | -8.22% | +3.68% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.74% | 4.99% | -2.25% |
Volatility
IRSQX vs. INGIX - Volatility Comparison
Voya Target Retirement 2050 Fund (IRSQX) and Voya U.S. Stock Index Portfolio (INGIX) have volatilities of 4.06% and 4.27%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IRSQX | INGIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.06% | 4.27% | -0.21% |
Volatility (6M)Calculated over the trailing 6-month period | 8.73% | 9.13% | -0.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.67% | 19.76% | -3.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.18% | 17.23% | -2.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.07% | 18.21% | -2.14% |