IRSOX vs. RERGX
Compare and contrast key facts about Voya Target Retirement 2040 Fund (IRSOX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX).
IRSOX is managed by Voya. It was launched on Dec 19, 2012. RERGX is managed by American Funds.
Performance
IRSOX vs. RERGX - Performance Comparison
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IRSOX vs. RERGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IRSOX Voya Target Retirement 2040 Fund | -1.30% | 19.10% | 13.74% | 19.25% | -18.43% | 17.65% | 16.93% | 23.69% | -8.31% | 20.15% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | -2.84% | 29.34% | 3.00% | 16.11% | -22.77% | 2.84% | 25.27% | 27.40% | -17.33% | 31.19% |
Returns By Period
In the year-to-date period, IRSOX achieves a -1.30% return, which is significantly higher than RERGX's -2.84% return. Over the past 10 years, IRSOX has outperformed RERGX with an annualized return of 10.10%, while RERGX has yielded a comparatively lower 7.97% annualized return.
IRSOX
- 1D
- 2.49%
- 1M
- -5.17%
- YTD
- -1.30%
- 6M
- 1.32%
- 1Y
- 17.80%
- 3Y*
- 14.42%
- 5Y*
- 7.68%
- 10Y*
- 10.10%
RERGX
- 1D
- 2.76%
- 1M
- -8.17%
- YTD
- -2.84%
- 6M
- 0.96%
- 1Y
- 21.57%
- 3Y*
- 11.01%
- 5Y*
- 3.33%
- 10Y*
- 7.97%
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IRSOX vs. RERGX - Expense Ratio Comparison
IRSOX has a 0.23% expense ratio, which is lower than RERGX's 0.46% expense ratio.
Return for Risk
IRSOX vs. RERGX — Risk / Return Rank
IRSOX
RERGX
IRSOX vs. RERGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2040 Fund (IRSOX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IRSOX | RERGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | 1.38 | -0.02 |
Sortino ratioReturn per unit of downside risk | 2.00 | 1.87 | +0.14 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.27 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 1.68 | -0.29 |
Martin ratioReturn relative to average drawdown | 6.68 | 6.37 | +0.31 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IRSOX | RERGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | 1.38 | -0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.20 | +0.36 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.48 | +0.22 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 0.38 | +0.31 |
Correlation
The correlation between IRSOX and RERGX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
IRSOX vs. RERGX - Dividend Comparison
IRSOX's dividend yield for the trailing twelve months is around 13.89%, less than RERGX's 14.36% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IRSOX Voya Target Retirement 2040 Fund | 13.89% | 13.71% | 2.25% | 2.13% | 6.01% | 17.52% | 3.71% | 4.14% | 5.84% | 5.86% | 1.98% | 0.41% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | 14.36% | 13.95% | 4.96% | 3.95% | 2.02% | 10.19% | 0.41% | 3.14% | 3.17% | 4.99% | 1.64% | 3.43% |
Drawdowns
IRSOX vs. RERGX - Drawdown Comparison
The maximum IRSOX drawdown since its inception was -31.25%, smaller than the maximum RERGX drawdown of -37.30%. Use the drawdown chart below to compare losses from any high point for IRSOX and RERGX.
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Drawdown Indicators
| IRSOX | RERGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.25% | -37.30% | +6.05% |
Max Drawdown (1Y)Largest decline over 1 year | -10.16% | -12.52% | +2.36% |
Max Drawdown (5Y)Largest decline over 5 years | -25.24% | -37.30% | +12.06% |
Max Drawdown (10Y)Largest decline over 10 years | -31.25% | -37.30% | +6.05% |
Current DrawdownCurrent decline from peak | -6.10% | -10.11% | +4.01% |
Average DrawdownAverage peak-to-trough decline | -4.33% | -9.28% | +4.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.46% | 3.30% | -0.84% |
Volatility
IRSOX vs. RERGX - Volatility Comparison
The current volatility for Voya Target Retirement 2040 Fund (IRSOX) is 4.51%, while American Funds EuroPacific Growth Fund Class R-6 (RERGX) has a volatility of 7.27%. This indicates that IRSOX experiences smaller price fluctuations and is considered to be less risky than RERGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IRSOX | RERGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.51% | 7.27% | -2.76% |
Volatility (6M)Calculated over the trailing 6-month period | 8.01% | 11.54% | -3.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.68% | 16.40% | -1.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.82% | 16.48% | -2.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.76% | 16.80% | -2.04% |