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ILCB vs. VTI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

ILCB vs. VTI

Last updated Jun 23, 2026

ILCB (iShares Morningstar U.S. Equity ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - ILCB is a Large Cap Growth Equities fund tracking the Morningstar US Large-Mid Cap Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, ILCB returned 15.13%/yr vs 15.31%/yr for VTI. With a 0.95 correlation, they move nearly in lockstep. Both charge a 0.03% expense ratio.

Performance

ILCB vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares Morningstar U.S. Equity ETF (ILCB) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

The year-to-date returns for both investments are quite close, with ILCB having a 10.02% return and VTI slightly higher at 10.35%. Both investments have delivered pretty close results over the past 10 years, with ILCB having a 15.13% annualized return and VTI not far ahead at 15.31%.

ILCB

1D
-0.40%
1M
0.36%
YTD
10.02%
6M
9.47%
1Y
26.73%
3Y*
21.60%
5Y*
13.05%
10Y*
15.13%

VTI

1D
-0.32%
1M
0.55%
YTD
10.35%
6M
9.59%
1Y
27.18%
3Y*
21.19%
5Y*
12.36%
10Y*
15.31%
*Multi-year figures are annualized to reflect compound growth (CAGR)

ILCB vs. VTI - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
ILCB
iShares Morningstar U.S. Equity ETF		10.02%17.70%24.96%26.91%-19.48%24.07%19.40%32.68%-8.51%22.09%
VTI
Vanguard Total Stock Market ETF		10.35%17.10%23.81%26.05%-19.52%25.68%21.08%30.67%-5.23%21.21%

Correlation

The correlation between ILCB and VTI is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.99

Correlation (3Y)
Calculated over the trailing 3-year period

0.99

Correlation (5Y)
Calculated over the trailing 5-year period

0.99

Correlation (10Y)
Calculated over the trailing 10-year period

0.97

Correlation (All Time)
Calculated using the full available price history since Jul 2, 2004

0.95

The correlation between ILCB and VTI has been stable across timeframes, ranging from 0.95 to 0.99 - a consistent structural relationship.

ILCB vs. VTI - Sectors Allocation Comparison

Sectors
ILCB
VTI

Technology

38.9%
37.0%

Financial Services

11.4%
11.3%

Communication Services

9.9%
9.8%

Consumer Cyclical

9.3%
9.7%

Industrials

8.4%
9.4%

Healthcare

8.4%
9.0%

Consumer Defensive

4.5%
4.3%

Energy

3.1%
3.3%

Utilities

2.6%
2.1%

Basic Materials

1.8%
1.9%

Real Estate

1.7%
2.3%

Technology

ILCB
38.9%
VTI
37.0%

Financial Services

ILCB
11.4%
VTI
11.3%

Communication Services

ILCB
9.9%
VTI
9.8%

Consumer Cyclical

ILCB
9.3%
VTI
9.7%

Industrials

ILCB
8.4%
VTI
9.4%

Healthcare

ILCB
8.4%
VTI
9.0%

Consumer Defensive

ILCB
4.5%
VTI
4.3%

Energy

ILCB
3.1%
VTI
3.3%

Utilities

ILCB
2.6%
VTI
2.1%

Basic Materials

ILCB
1.8%
VTI
1.9%

Real Estate

ILCB
1.7%
VTI
2.3%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

iShares Morningstar U.S. Equity ETF

Vanguard Total Stock Market ETF

Often compared with ILCB:
ILCB vs. ILCGILCB vs. VOOILCB vs. IVVILCB vs. SPYILCB vs. SCHBILCB vs. BBUSILCB vs. ITOT
Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ

Return for Risk

ILCB vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
ILCB
ILCB Risk / Return Rank: 6767
Overall Rank
ILCB Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
ILCB Sortino Ratio Rank: 6565
Sortino Ratio Rank
ILCB Omega Ratio Rank: 6767
Omega Ratio Rank
ILCB Calmar Ratio Rank: 6161
Calmar Ratio Rank
ILCB Martin Ratio Rank: 7272
Martin Ratio Rank
VTI
VTI Risk / Return Rank: 6868
Overall Rank
VTI Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 6666
Sortino Ratio Rank
VTI Omega Ratio Rank: 6767
Omega Ratio Rank
VTI Calmar Ratio Rank: 6464
Calmar Ratio Rank
VTI Martin Ratio Rank: 7474
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ILCB vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Morningstar U.S. Equity ETF (ILCB) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

ILCBVTIDifference
Sharpe ratioReturn per unit of total volatility
2.13
2.14

-0.01

Sortino ratioReturn per unit of downside risk
2.89
2.90

-0.01

Omega ratioGain probability vs. loss probability

1.38

1.38

0.00

Calmar ratioReturn relative to maximum drawdown

2.95

3.06

-0.11

Martin ratioReturn relative to average drawdown

13.14

13.68

-0.53

ILCB vs. VTI - Sharpe Ratio Comparison

The current ILCB Sharpe Ratio is 2.13, which is comparable to the VTI Sharpe Ratio of 2.14. The chart below compares the historical Sharpe Ratios of ILCB and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

ILCB vs. VTI - Drawdown Comparison

The maximum ILCB drawdown since its inception was -51.53%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for ILCB and VTI.

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Drawdown Indicators

ILCBVTIDifference

Max Drawdown

Largest peak-to-trough decline

-51.53%

-55.45%

+3.92%

Max Drawdown (1Y)

Largest decline over 1 year

-9.09%

-8.92%

-0.17%

Max Drawdown (3Y)

Largest decline over 3 years

-19.05%

-19.30%

+0.25%

Max Drawdown (5Y)

Largest decline over 5 years

-25.47%

-25.36%

-0.11%

Max Drawdown (10Y)

Largest decline over 10 years

-35.30%

-35.00%

-0.30%

Current Drawdown

Current decline from peak

-1.66%

-1.48%

-0.18%

Average Drawdown

Average peak-to-trough decline

-6.23%

-8.01%

+1.78%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.04%

1.99%

+0.05%

Volatility

ILCB vs. VTI - Volatility Comparison

iShares Morningstar U.S. Equity ETF (ILCB) and Vanguard Total Stock Market ETF (VTI) have volatilities of 4.62% and 4.74%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

ILCBVTIDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.62%

4.74%

-0.12%

Volatility (6M)

Calculated over the trailing 6-month period

9.90%

9.96%

-0.06%

Volatility (1Y)

Calculated over the trailing 1-year period

12.60%

12.76%

-0.16%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.21%

17.49%

-0.28%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.21%

18.35%

-0.14%

ILCB vs. VTI - Expense Ratio Comparison

Both ILCB and VTI have an expense ratio of 0.03%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

ILCB vs. VTI - Dividend Comparison

ILCB's dividend yield for the trailing twelve months is around 0.98%, less than VTI's 1.02% yield.

PositionTTM20252024202320222021202020192018201720162015
ILCB
iShares Morningstar U.S. Equity ETF		0.98%1.11%1.19%1.43%1.65%1.16%1.26%2.25%2.17%1.81%1.97%2.44%
VTI
Vanguard Total Stock Market ETF		1.02%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

With a correlation of 0.99, ILCB and VTI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

VTI has higher volatility (4.74%) compared to ILCB (4.62%). In terms of maximum drawdown, ILCB dropped -51.53% vs VTI's -55.45%.

On 10-year performance, VTI leads with 15.31% vs 15.13% for ILCB. Both ETFs have the same 0.03% expense ratio. On volatility, ILCB has been the lower-risk option at 4.62%. The better choice depends on whether you care most about return, fees, risk, or income.

Over the 10-year period, VTI has performed better with a 15.31% return vs 15.13%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

ILCB and VTI have the same expense ratio: 0.03% per year.

VTI has the higher dividend yield at 1.02%, compared with 0.98% for ILCB.

ILCB is categorized as Large Cap Growth Equities, while VTI is Large Cap Blend Equities. ILCB tracks Morningstar US Large-Mid Cap Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: iShares and Vanguard.

VTI currently has the higher Sharpe Ratio (2.14 vs 2.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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