Correlation
The correlation between IFS and BAP is 0.26, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
IFS vs. BAP
Compare and contrast key facts about Intercorp Financial Services Inc. (IFS) and Credicorp Ltd. (BAP).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: IFS or BAP.
Performance
IFS vs. BAP - Performance Comparison
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Key characteristics
IFS:
2.36
BAP:
1.61
IFS:
3.17
BAP:
2.11
IFS:
1.43
BAP:
1.26
IFS:
1.72
BAP:
1.38
IFS:
14.20
BAP:
7.49
IFS:
4.17%
BAP:
4.89%
IFS:
24.06%
BAP:
24.48%
IFS:
-55.33%
BAP:
-73.44%
IFS:
-5.64%
BAP:
0.00%
Fundamentals
IFS:
$4.06B
BAP:
$16.81B
IFS:
$3.12
BAP:
$19.63
IFS:
11.09
BAP:
10.79
IFS:
0.83
BAP:
0.90
IFS:
1.33
BAP:
1.74
IFS:
$5.48B
BAP:
$20.74B
IFS:
$6.00B
BAP:
$20.74B
Returns By Period
The year-to-date returns for both investments are quite close, with IFS having a 21.74% return and BAP slightly higher at 21.94%.
IFS
21.74%
2.52%
28.72%
48.40%
13.03%
12.29%
N/A
BAP
21.94%
12.90%
20.53%
37.44%
17.82%
11.88%
7.14%
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Risk-Adjusted Performance
IFS vs. BAP — Risk-Adjusted Performance Rank
IFS
BAP
IFS vs. BAP - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Intercorp Financial Services Inc. (IFS) and Credicorp Ltd. (BAP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
IFS vs. BAP - Dividend Comparison
IFS's dividend yield for the trailing twelve months is around 2.89%, less than BAP's 6.49% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IFS Intercorp Financial Services Inc. | 2.89% | 3.41% | 5.38% | 7.45% | 5.38% | 5.41% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BAP Credicorp Ltd. | 6.49% | 2.10% | 0.45% | 0.29% | 4.10% | 5.37% | 3.94% | 0.20% | 4.32% | 1.47% | 2.25% | 1.19% |
Drawdowns
IFS vs. BAP - Drawdown Comparison
The maximum IFS drawdown since its inception was -55.33%, smaller than the maximum BAP drawdown of -73.44%. Use the drawdown chart below to compare losses from any high point for IFS and BAP.
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Volatility
IFS vs. BAP - Volatility Comparison
Intercorp Financial Services Inc. (IFS) and Credicorp Ltd. (BAP) have volatilities of 5.36% and 5.56%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
IFS vs. BAP - Financials Comparison
This section allows you to compare key financial metrics between Intercorp Financial Services Inc. and Credicorp Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
IFS vs. BAP - Profitability Comparison
IFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Intercorp Financial Services Inc. reported a gross profit of 1.35B and revenue of 1.35B. Therefore, the gross margin over that period was 100.0%.
BAP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Credicorp Ltd. reported a gross profit of 4.93B and revenue of 4.93B. Therefore, the gross margin over that period was 100.0%.
IFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Intercorp Financial Services Inc. reported an operating income of 743.14M and revenue of 1.35B, resulting in an operating margin of 55.1%.
BAP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Credicorp Ltd. reported an operating income of 2.67B and revenue of 4.93B, resulting in an operating margin of 54.2%.
IFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Intercorp Financial Services Inc. reported a net income of 487.55M and revenue of 1.35B, resulting in a net margin of 36.2%.
BAP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Credicorp Ltd. reported a net income of 1.13B and revenue of 4.93B, resulting in a net margin of 22.9%.