HSBA.L vs. LLOY.L
Compare and contrast key facts about HSBC Holdings plc (HSBA.L) and Lloyds Banking Group plc (LLOY.L).
Performance
HSBA.L vs. LLOY.L - Performance Comparison
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HSBA.L vs. LLOY.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HSBA.L HSBC Holdings plc | 12.59% | 57.78% | 34.72% | 32.14% | 19.91% | 22.90% | -35.99% | -2.42% | -11.05% | 23.54% |
LLOY.L Lloyds Banking Group plc | -0.55% | 88.33% | 21.09% | 10.91% | -0.38% | 34.81% | -36.92% | 27.49% | -20.02% | 14.37% |
Fundamentals
HSBA.L:
£1.27
LLOY.L:
£0.12
HSBA.L:
10.11
LLOY.L:
8.47
HSBA.L:
0.48
LLOY.L:
2.37
HSBA.L:
1.77
LLOY.L:
2.09
HSBA.L:
£127.96B
LLOY.L:
£19.00B
HSBA.L:
£63.79B
LLOY.L:
£14.25B
HSBA.L:
£33.66B
LLOY.L:
£6.66B
Returns By Period
In the year-to-date period, HSBA.L achieves a 12.59% return, which is significantly higher than LLOY.L's -0.55% return. Over the past 10 years, HSBA.L has outperformed LLOY.L with an annualized return of 17.66%, while LLOY.L has yielded a comparatively lower 9.11% annualized return.
HSBA.L
- 1D
- 5.32%
- 1M
- -0.78%
- YTD
- 12.59%
- 6M
- 26.66%
- 1Y
- 54.26%
- 3Y*
- 42.24%
- 5Y*
- 32.42%
- 10Y*
- 17.66%
LLOY.L
- 1D
- 5.80%
- 1M
- -2.22%
- YTD
- -0.55%
- 6M
- 17.12%
- 1Y
- 41.32%
- 3Y*
- 33.81%
- 5Y*
- 23.54%
- 10Y*
- 9.11%
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Return for Risk
HSBA.L vs. LLOY.L — Risk / Return Rank
HSBA.L
LLOY.L
HSBA.L vs. LLOY.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for HSBC Holdings plc (HSBA.L) and Lloyds Banking Group plc (LLOY.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HSBA.L | LLOY.L | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.00 | 1.49 | +0.51 |
Sortino ratioReturn per unit of downside risk | 2.48 | 2.12 | +0.35 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.28 | +0.11 |
Calmar ratioReturn relative to maximum drawdown | 3.34 | 2.11 | +1.23 |
Martin ratioReturn relative to average drawdown | 12.08 | 7.24 | +4.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| HSBA.L | LLOY.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.00 | 1.49 | +0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.33 | 0.88 | +0.45 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.30 | +0.42 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.48 | 0.18 | +0.31 |
Correlation
The correlation between HSBA.L and LLOY.L is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
HSBA.L vs. LLOY.L - Dividend Comparison
HSBA.L's dividend yield for the trailing twelve months is around 4.36%, more than LLOY.L's 3.41% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HSBA.L HSBC Holdings plc | 4.36% | 4.29% | 7.16% | 6.80% | 4.11% | 3.54% | 0.00% | 6.79% | 5.83% | 5.18% | 5.79% | 6.12% |
LLOY.L Lloyds Banking Group plc | 3.41% | 3.39% | 5.29% | 5.28% | 4.69% | 2.59% | 6.17% | 5.22% | 6.02% | 4.70% | 4.56% | 2.05% |
Drawdowns
HSBA.L vs. LLOY.L - Drawdown Comparison
The maximum HSBA.L drawdown since its inception was -61.74%, smaller than the maximum LLOY.L drawdown of -90.48%. Use the drawdown chart below to compare losses from any high point for HSBA.L and LLOY.L.
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Drawdown Indicators
| HSBA.L | LLOY.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.74% | -90.48% | +28.74% |
Max Drawdown (1Y)Largest decline over 1 year | -19.23% | -19.68% | +0.45% |
Max Drawdown (5Y)Largest decline over 5 years | -21.98% | -25.65% | +3.67% |
Max Drawdown (10Y)Largest decline over 10 years | -59.97% | -61.42% | +1.45% |
Current DrawdownCurrent decline from peak | -5.46% | -21.12% | +15.66% |
Average DrawdownAverage peak-to-trough decline | -14.86% | -41.52% | +26.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.41% | 5.74% | -1.33% |
Volatility
HSBA.L vs. LLOY.L - Volatility Comparison
The current volatility for HSBC Holdings plc (HSBA.L) is 9.96%, while Lloyds Banking Group plc (LLOY.L) has a volatility of 10.99%. This indicates that HSBA.L experiences smaller price fluctuations and is considered to be less risky than LLOY.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HSBA.L | LLOY.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.96% | 10.99% | -1.03% |
Volatility (6M)Calculated over the trailing 6-month period | 20.20% | 19.18% | +1.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.97% | 27.63% | -0.66% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.37% | 26.83% | -2.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.70% | 30.62% | -5.92% |
Financials
HSBA.L vs. LLOY.L - Financials Comparison
This section allows you to compare key financial metrics between HSBC Holdings plc and Lloyds Banking Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HSBA.L vs. LLOY.L - Profitability Comparison
HSBA.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, HSBC Holdings plc reported a gross profit of 10.50B and revenue of 26.90B. Therefore, the gross margin over that period was 39.0%.
LLOY.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Lloyds Banking Group plc reported a gross profit of 0.00 and revenue of 4.74B. Therefore, the gross margin over that period was 0.0%.
HSBA.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, HSBC Holdings plc reported an operating income of 6.21B and revenue of 26.90B, resulting in an operating margin of 23.1%.
LLOY.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Lloyds Banking Group plc reported an operating income of 1.93B and revenue of 4.74B, resulting in an operating margin of 40.6%.
HSBA.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, HSBC Holdings plc reported a net income of 5.00B and revenue of 26.90B, resulting in a net margin of 18.6%.
LLOY.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Lloyds Banking Group plc reported a net income of 1.44B and revenue of 4.74B, resulting in a net margin of 30.3%.