HOPE vs. PFSI
HOPE (Hope Bancorp, Inc.) and PFSI (PennyMac Financial Services, Inc.) are both stocks. Both are in the Financial Services sector — HOPE in Banks - Regional, PFSI in Mortgage Finance. Over the past 10 years, HOPE returned 3.31%/yr vs 20.63%/yr for PFSI. Their 0.37 correlation means their historical movements had little consistent relationship.
Performance
HOPE vs. PFSI - Performance Comparison
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Returns By Period
In the year-to-date period, HOPE achieves a 30.73% return, which is significantly higher than PFSI's -42.41% return. Over the past 10 years, HOPE has underperformed PFSI with an annualized return of 3.31%, while PFSI has yielded a comparatively higher 20.63% annualized return.
HOPE
- 1D
- -0.14%
- 1M
- 3.17%
- 6M
- 19.60%
- YTD
- 30.73%
- 1Y
- 49.55%
- 3Y*
- 15.10%
- 5Y*
- 5.86%
- 10Y*
- 3.31%
- ALL TIME*
- 8.49%
PFSI
- 1D
- -0.61%
- 1M
- -9.66%
- 6M
- -24.02%
- YTD
- -42.41%
- 1Y
- -20.37%
- 3Y*
- 1.43%
- 5Y*
- 4.98%
- 10Y*
- 20.63%
- ALL TIME*
- 12.20%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $14.62M | $14.15M | $13.26M | |
| $57.90M | $47.01M | $49.12M |
HOPE vs. PFSI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HOPE Hope Bancorp, Inc. | 30.73% | -5.92% | 6.75% | -0.10% | -9.57% | 40.48% | -22.02% | 30.29% | -32.83% | -14.40% |
PFSI PennyMac Financial Services, Inc. | -42.41% | 30.55% | 16.79% | 57.84% | -17.58% | 7.69% | 95.33% | 60.72% | -3.09% | 34.23% |
Correlation
The correlation between HOPE and PFSI is 0.42, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.42 |
Correlation (3Y) Balances recent behavior with more history. | 0.49 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.49 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.40 |
Correlation (All Time) Calculated using the full available price history since May 9, 2013 | 0.37 |
The correlation between HOPE and PFSI shifts across timeframes, from 0.37 (all time) to 0.49 (3 years), reflecting how their relationship changes across market environments.
Fundamentals
HOPE:
$1.79B
PFSI:
$3.92B
HOPE:
$0.99
PFSI:
$9.60
HOPE:
14.09
PFSI:
7.85
HOPE:
1.77
PFSI:
1.31
HOPE:
0.78
PFSI:
0.93
HOPE:
$1.02B
PFSI:
$3.11B
HOPE:
$547.91M
PFSI:
$2.50B
HOPE:
$166.23M
PFSI:
$1.22B
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Return for Risk
HOPE vs. PFSI — Risk / Return Rank
HOPE
PFSI
HOPE vs. PFSI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Hope Bancorp, Inc. (HOPE) and PennyMac Financial Services, Inc. (PFSI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HOPE | PFSI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.13 | ||
| Sortino ratioReturn per unit of downside risk | +2.58 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 0.97 | +0.35 |
| Calmar ratioReturn relative to maximum drawdown | 3.20 | -0.35 | +3.54 |
| Martin ratioReturn relative to average drawdown | 9.21 | -0.57 | +9.78 |
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Drawdowns
HOPE vs. PFSI - Drawdown Comparison
The maximum HOPE drawdown since its inception was -90.30%, which is greater than PFSI's maximum drawdown of -56.49%. Use the drawdown chart below to compare losses from any high point for HOPE and PFSI.
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Drawdown Indicators
| HOPE | PFSI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.30% | -56.49% | -33.81% |
Max Drawdown (1Y)Largest decline over 1 year | -14.90% | -52.39% | +37.49% |
Max Drawdown (3Y)Largest decline over 3 years | -35.12% | -52.39% | +17.27% |
Max Drawdown (5Y)Largest decline over 5 years | -53.78% | -52.39% | -1.39% |
Max Drawdown (10Y)Largest decline over 10 years | -64.30% | -56.49% | -7.81% |
Current DrawdownCurrent decline from peak | -6.11% | -52.39% | +46.28% |
Average DrawdownAverage peak-to-trough decline | -29.40% | -17.53% | -11.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.16% | 31.98% | -26.82% |
Volatility
HOPE vs. PFSI - Volatility Comparison
The current volatility for Hope Bancorp, Inc. (HOPE) is 6.94%, while PennyMac Financial Services, Inc. (PFSI) has a volatility of 14.59%. This indicates that HOPE experiences smaller price fluctuations and is considered to be less risky than PFSI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HOPE | PFSI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.94% | 14.59% | -7.65% |
Volatility (6M)Calculated over the trailing 6-month period | 17.28% | 47.54% | -30.26% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.32% | 47.24% | -19.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.40% | 37.05% | -4.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.80% | 39.36% | -4.56% |
Dividends
HOPE vs. PFSI - Dividend Comparison
HOPE's dividend yield for the trailing twelve months is around 4.00%, more than PFSI's 1.59% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOPE Hope Bancorp, Inc. | 3.00% | 5.11% | 4.56% | 4.64% | 4.37% | 3.81% | 5.13% | 3.77% | 4.55% | 2.74% | 2.06% | 2.44% |
PFSI PennyMac Financial Services, Inc. | 1.59% | 0.91% | 0.98% | 0.91% | 1.41% | 1.15% | 0.82% | 0.35% | 1.88% | 0.00% | 0.00% | 0.00% |
Financials
HOPE vs. PFSI - Financials Comparison
This section allows you to compare key financial metrics between Hope Bancorp, Inc. and PennyMac Financial Services, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HOPE vs. PFSI - Profitability Comparison
HOPE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Hope Bancorp, Inc. reported a gross profit of 136.93M and revenue of 250.91M. Therefore, the gross margin over that period was 54.6%.
PFSI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, PennyMac Financial Services, Inc. reported a gross profit of 481.00M and revenue of 497.00M. Therefore, the gross margin over that period was 96.8%.
HOPE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Hope Bancorp, Inc. reported an operating income of 42.59M and revenue of 250.91M, resulting in an operating margin of 17.0%.
PFSI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, PennyMac Financial Services, Inc. reported an operating income of 241.00M and revenue of 497.00M, resulting in an operating margin of 48.5%.
HOPE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Hope Bancorp, Inc. reported a net income of 33.03M and revenue of 250.91M, resulting in a net margin of 13.2%.
PFSI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, PennyMac Financial Services, Inc. reported a net income of 146.00M and revenue of 497.00M, resulting in a net margin of 29.4%.
Frequently Asked Questions
HOPE and PFSI have a correlation of 0.42, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PFSI has higher volatility (14.59%) compared to HOPE (6.94%). In terms of maximum drawdown, HOPE dropped -90.30% vs PFSI's -56.49%.
HOPE currently has the higher Sharpe Ratio (1.75 vs -0.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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