PennyMac Financial Services, Inc. (PFSI)
Company Info
| ISIN | US70932M1071 |
|---|---|
| CUSIP | 70932M107 |
| Sector | Financial Services |
| Industry | Mortgage Finance |
| IPO Date | May 9, 2013 |
Highlights
| Market Cap | $5.37B |
|---|---|
| EPS (TTM) | $3.18 |
| PE Ratio | 32.96 |
| PEG Ratio | 4.67 |
| Total Revenue (TTM) | $3.22B |
| Gross Profit (TTM) | $2.61B |
| EBITDA (TTM) | $976.45M |
| Year Range | $74.13 - $119.13 |
| Target Price | $124.33 |
| Short % | 4.70% |
| Short Ratio | 4.62 |
Share Price Chart
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Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: PFSI vs. SPY, PFSI vs. SAIA, PFSI vs. FXAIX, PFSI vs. HOPE
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in PennyMac Financial Services, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
PennyMac Financial Services, Inc. had a return of 15.42% year-to-date (YTD) and 32.69% in the last 12 months. Over the past 10 years, PennyMac Financial Services, Inc. had an annualized return of 21.88%, outperforming the S&P 500 benchmark which had an annualized return of 11.31%.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 15.42% | 24.72% |
| 1 month | -7.08% | 2.30% |
| 6 months | 8.88% | 12.31% |
| 1 year | 32.69% | 32.12% |
| 5 years (annualized) | 27.57% | 13.81% |
| 10 years (annualized) | 21.88% | 11.31% |
Monthly Returns
The table below presents the monthly returns of PFSI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -1.30% | -2.41% | 7.25% | -5.98% | 6.08% | 4.36% | 3.72% | 10.42% | 5.53% | -12.54% | 15.42% | ||
| 2023 | 18.99% | -10.03% | -1.42% | 4.83% | -1.99% | 15.19% | 7.00% | -4.34% | -7.20% | 0.90% | 16.08% | 13.60% | 57.84% |
| 2022 | -10.15% | -7.59% | -7.88% | -8.72% | 1.39% | -10.83% | 25.35% | -2.72% | -19.24% | 24.29% | 12.29% | -5.03% | -17.61% |
| 2021 | -11.61% | 2.41% | 12.94% | -9.96% | 4.34% | -1.42% | 1.90% | 6.14% | -8.14% | 1.52% | 2.36% | 10.18% | 7.69% |
| 2020 | -0.94% | 4.91% | -37.29% | 36.45% | 11.77% | 24.45% | 15.48% | 9.58% | 10.24% | -12.56% | 13.72% | 13.84% | 95.33% |
| 2019 | -2.73% | 12.77% | -4.63% | 0.27% | -4.89% | 4.57% | 8.25% | 23.24% | 2.67% | 2.47% | 10.63% | -0.79% | 60.72% |
| 2018 | -0.67% | 4.95% | -2.79% | -9.05% | -2.43% | -2.24% | -2.54% | 12.51% | -1.18% | -4.35% | 2.60% | 3.66% | -3.09% |
| 2017 | 1.50% | 5.62% | -4.48% | -3.23% | -2.42% | 3.73% | 4.19% | -2.30% | 4.71% | 6.74% | 11.32% | 5.67% | 34.23% |
| 2016 | -22.46% | 4.20% | -5.24% | 8.33% | 8.08% | -9.30% | 0.96% | 31.25% | 2.78% | 0.53% | 1.75% | -4.31% | 8.40% |
| 2015 | 4.16% | -3.11% | -2.81% | 11.25% | -0.69% | -3.36% | 0.61% | -5.81% | -6.81% | 3.37% | -1.87% | -5.36% | -11.21% |
| 2014 | -3.25% | 1.83% | -3.76% | -4.63% | 0.00% | -4.28% | -0.40% | 1.98% | -5.05% | 13.72% | -4.02% | 8.19% | -1.42% |
| 2013 | 14.14% | -2.43% | -7.85% | -12.91% | 10.08% | -14.32% | 11.18% | -1.96% | -8.12% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of PFSI is 76, placing it in the top 24% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for PennyMac Financial Services, Inc. (PFSI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
PennyMac Financial Services, Inc. provided a 0.69% dividend yield over the last twelve months, with an annual payout of $0.70 per share. The company has been increasing its dividends for 4 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.70 | $0.80 | $0.80 | $0.80 | $0.54 | $0.12 | $0.40 |
Dividend yield | 0.69% | 0.91% | 1.41% | 1.15% | 0.82% | 0.35% | 1.88% |
Monthly Dividends
The table displays the monthly dividend distributions for PennyMac Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.00 | $0.70 | |
| 2023 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2022 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2021 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2020 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.54 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $0.12 |
| 2018 | $0.40 | $0.00 | $0.00 | $0.00 | $0.00 | $0.40 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the PennyMac Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the PennyMac Financial Services, Inc. was 56.49%, occurring on Mar 19, 2020. Recovery took 60 trading sessions.
The current PennyMac Financial Services, Inc. drawdown is 13.16%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -56.49% | Feb 10, 2020 | 28 | Mar 19, 2020 | 60 | Jun 15, 2020 | 88 |
| -51.85% | May 22, 2013 | 706 | Mar 10, 2016 | 457 | Jan 2, 2018 | 1163 |
| -43.27% | Dec 31, 2021 | 116 | Jun 16, 2022 | 158 | Feb 2, 2023 | 274 |
| -23.92% | Oct 16, 2020 | 11 | Oct 30, 2020 | 36 | Dec 22, 2020 | 47 |
| -22.94% | Feb 20, 2018 | 113 | Jul 31, 2018 | 141 | Feb 22, 2019 | 254 |
Volatility
Volatility Chart
The current PennyMac Financial Services, Inc. volatility is 7.59%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of PennyMac Financial Services, Inc. compared to its peers in the Mortgage Finance industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for PFSI in comparison to other companies of the Mortgage Finance industry. Currently, PFSI has a PE value of 33.0. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for PFSI in comparison to other companies of the Mortgage Finance industry. Currently, PFSI has a PEG value of 4.7. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for PennyMac Financial Services, Inc..
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Income Statement
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