PennyMac Financial Services, Inc. (PFSI)
Company Info
Highlights
$4.99B
$6.52
14.83
4.67
$2.62B
$2.49B
$838.48M
$85.48 - $118.07
$124.63
6.12%
5.29
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
PennyMac Financial Services, Inc. (PFSI) returned -5.44% year-to-date (YTD) and 7.33% over the past 12 months. Over the past 10 years, PFSI delivered an annualized return of 18.57%, outperforming the S&P 500 benchmark at 10.85%.
PFSI
-5.44%
-1.18%
-9.85%
7.33%
26.60%
24.90%
18.57%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of PFSI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.50% | -0.70% | -3.42% | -2.67% | -1.18% | -5.44% | |||||||
| 2024 | -1.30% | -2.41% | 7.25% | -5.98% | 6.08% | 4.36% | 3.72% | 10.42% | 5.53% | -12.54% | 7.79% | -4.66% | 16.79% |
| 2023 | 18.99% | -10.03% | -1.42% | 4.83% | -1.99% | 15.19% | 7.00% | -4.34% | -7.20% | 0.90% | 16.08% | 13.60% | 57.84% |
| 2022 | -10.15% | -7.59% | -7.88% | -8.72% | 1.39% | -10.83% | 25.35% | -2.72% | -19.24% | 24.29% | 12.29% | -5.03% | -17.61% |
| 2021 | -11.61% | 2.41% | 12.94% | -9.96% | 4.34% | -1.42% | 1.90% | 6.14% | -8.14% | 1.52% | 2.36% | 10.18% | 7.69% |
| 2020 | -0.94% | 4.91% | -37.29% | 36.45% | 11.77% | 24.45% | 15.48% | 9.58% | 10.24% | -12.56% | 13.72% | 13.84% | 95.33% |
| 2019 | -2.73% | 12.77% | -4.63% | 0.27% | -4.89% | 4.57% | 8.25% | 23.24% | 2.67% | 2.47% | 10.63% | -0.79% | 60.72% |
| 2018 | -0.67% | 4.96% | -2.79% | -9.05% | -2.43% | -2.24% | -2.54% | 12.51% | -1.18% | -4.35% | 2.60% | 3.66% | -3.09% |
| 2017 | 1.50% | 5.62% | -4.48% | -3.23% | -2.42% | 3.73% | 4.19% | -2.30% | 4.71% | 6.74% | 11.32% | 5.67% | 34.23% |
| 2016 | -22.46% | 4.20% | -5.24% | 8.33% | 8.08% | -9.30% | 0.96% | 31.25% | 2.78% | 0.53% | 1.75% | -4.31% | 8.40% |
| 2015 | 4.16% | -3.11% | -2.81% | 11.25% | -0.69% | -3.36% | 0.61% | -5.81% | -6.81% | 3.38% | -1.87% | -5.36% | -11.21% |
| 2014 | -3.25% | 1.83% | -3.76% | -4.63% | 0.00% | -4.29% | -0.40% | 1.98% | -5.06% | 13.72% | -4.02% | 8.19% | -1.42% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of PFSI is 57, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for PennyMac Financial Services, Inc. (PFSI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
PennyMac Financial Services, Inc. provided a 1.25% dividend yield over the last twelve months, with an annual payout of $1.20 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Dividend | $1.20 | $1.00 | $0.80 | $0.80 | $0.80 | $0.54 | $0.12 | $0.40 |
Dividend yield | 1.25% | 0.98% | 0.91% | 1.41% | 1.15% | 0.82% | 0.35% | 1.88% |
Monthly Dividends
The table displays the monthly dividend distributions for PennyMac Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.60 | |||||||
| 2024 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $1.00 |
| 2023 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2022 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2021 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2020 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.54 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $0.12 |
| 2018 | $0.40 | $0.00 | $0.00 | $0.00 | $0.00 | $0.40 |
Dividend Yield & Payout
Dividend Yield
PennyMac Financial Services, Inc. has a dividend yield of 1.25%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
PennyMac Financial Services, Inc. has a payout ratio of 18.40%, which is below the market average. This means PennyMac Financial Services, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the PennyMac Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the PennyMac Financial Services, Inc. was 56.49%, occurring on Mar 19, 2020. Recovery took 60 trading sessions.
The current PennyMac Financial Services, Inc. drawdown is 16.91%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -56.49% | Feb 10, 2020 | 28 | Mar 19, 2020 | 60 | Jun 15, 2020 | 88 |
| -51.85% | May 22, 2013 | 706 | Mar 10, 2016 | 457 | Jan 2, 2018 | 1163 |
| -43.27% | Dec 31, 2021 | 116 | Jun 16, 2022 | 158 | Feb 2, 2023 | 274 |
| -23.92% | Oct 16, 2020 | 11 | Oct 30, 2020 | 36 | Dec 22, 2020 | 47 |
| -22.96% | Sep 17, 2024 | 142 | Apr 10, 2025 | — | — | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of PennyMac Financial Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of PennyMac Financial Services, Inc., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -48.4%.
Valuation
The Valuation section provides an overview of how PennyMac Financial Services, Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PFSI, comparing it with other companies in the Mortgage Finance industry. Currently, PFSI has a P/E ratio of 14.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PFSI compared to other companies in the Mortgage Finance industry. PFSI currently has a PEG ratio of 4.7. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PFSI relative to other companies in the Mortgage Finance industry. Currently, PFSI has a P/S ratio of 1.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PFSI in comparison with other companies in the Mortgage Finance industry. Currently, PFSI has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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