PennyMac Financial Services, Inc. (PFSI)

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PennyMac Financial Services, Inc. (PFSI) is down 35.8% since the beginning of the year. At $84 per share, PFSI is trading 47.6% below its 52-week high of $160. Investors who bought $1,000 worth of PFSI shares 5 years ago would now be looking at an investment worth $1,498.

PennyMac Financial Services, Inc. (PFSI) has returned -35.82% so far this year and -9.22% over the past 12 months. Looking at the last ten years, PFSI has achieved an annualized return of 20.94%, outperforming the S&P 500 Index benchmark, which averaged 13.75% per year.

Based on dividend-adjusted daily data since May 9, 2013, PFSI's average daily return is +0.08%, while the average monthly return is +1.49%. At this rate, an investment would double in approximately 3.9 years.

Historically, 52% of months were positive and 48% were negative. The best month was Apr 2020 with a return of +36.5%, while the worst month was Mar 2020 at -37.3%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 5 months.

On a daily basis, PFSI closed higher 49% of trading days. The best single day was Apr 8, 2020 with a return of +18.1%, while the worst single day was Jan 30, 2026 at -33.3%.

PennyMac Financial Services, Inc. has an annualized alpha of 7.17%, beta of 0.93, and R2 of 0.18 versus S&P 500 Index. Calculated based on daily prices since May 10, 2013.

• This stock participated in 113.11% of S&P 500 Index downside but only 112.95% of its upside - more exposed to losses than it benefited from rallies.
• R2 of 0.18 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

PFSI ranks 32 for risk / return — below 32% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

The table below present risk-adjusted performance metrics for PennyMac Financial Services, Inc. (PFSI) and compare them to S&P 500 Index.

PennyMac Financial Services, Inc. provided a 1.43% dividend yield over the last twelve months, with an annual payout of $1.20 per share. The company has been increasing its dividends for 6 consecutive years.

The table displays the monthly dividend distributions for PennyMac Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the PennyMac Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the PennyMac Financial Services, Inc. was 56.49%, occurring on Mar 19, 2020. Recovery took 60 trading sessions.

The current PennyMac Financial Services, Inc. drawdown is 46.94%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of PennyMac Financial Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how PennyMac Financial Services, Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.