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GSY.TO vs. RY.TO
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

GSY.TO vs. RY.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in goeasy Ltd. (GSY.TO) and Royal Bank of Canada (RY.TO). The values are adjusted to include any dividend payments, if applicable.

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GSY.TO vs. RY.TO - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
GSY.TO
goeasy Ltd.
-70.88%-18.20%10.02%56.89%-38.17%88.94%45.57%98.94%-1.48%55.88%
RY.TO
Royal Bank of Canada
-3.21%39.60%34.37%9.80%-1.52%33.09%6.52%14.33%-5.50%17.12%

Fundamentals

Market Cap

GSY.TO:

CA$639.93M

RY.TO:

CA$315.26B

EPS

GSY.TO:

CA$13.94

RY.TO:

CA$14.92

PE Ratio

GSY.TO:

2.74

RY.TO:

15.07

PEG Ratio

GSY.TO:

0.10

RY.TO:

2.21

PS Ratio

GSY.TO:

0.39

RY.TO:

3.15

PB Ratio

GSY.TO:

0.52

RY.TO:

2.45

Total Revenue (TTM)

GSY.TO:

CA$1.66B

RY.TO:

CA$100.64B

Gross Profit (TTM)

GSY.TO:

CA$1.24B

RY.TO:

CA$63.37B

EBITDA (TTM)

GSY.TO:

CA$861.41M

RY.TO:

CA$7.69B

Returns By Period

In the year-to-date period, GSY.TO achieves a -70.88% return, which is significantly lower than RY.TO's -3.21% return. Over the past 10 years, GSY.TO has underperformed RY.TO with an annualized return of 10.66%, while RY.TO has yielded a comparatively higher 15.95% annualized return.


GSY.TO

1D
5.11%
1M
-64.40%
YTD
-70.88%
6M
-77.70%
1Y
-73.94%
3Y*
-23.26%
5Y*
-18.48%
10Y*
10.66%

RY.TO

1D
2.32%
1M
-1.40%
YTD
-3.21%
6M
11.24%
1Y
43.26%
3Y*
24.81%
5Y*
18.45%
10Y*
15.95%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

GSY.TO vs. RY.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GSY.TO
GSY.TO Risk / Return Rank: 55
Overall Rank
GSY.TO Sharpe Ratio Rank: 55
Sharpe Ratio Rank
GSY.TO Sortino Ratio Rank: 77
Sortino Ratio Rank
GSY.TO Omega Ratio Rank: 22
Omega Ratio Rank
GSY.TO Calmar Ratio Rank: 99
Calmar Ratio Rank
GSY.TO Martin Ratio Rank: 11
Martin Ratio Rank

RY.TO
RY.TO Risk / Return Rank: 9696
Overall Rank
RY.TO Sharpe Ratio Rank: 9696
Sharpe Ratio Rank
RY.TO Sortino Ratio Rank: 9696
Sortino Ratio Rank
RY.TO Omega Ratio Rank: 9696
Omega Ratio Rank
RY.TO Calmar Ratio Rank: 9595
Calmar Ratio Rank
RY.TO Martin Ratio Rank: 9797
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GSY.TO vs. RY.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for goeasy Ltd. (GSY.TO) and Royal Bank of Canada (RY.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


GSY.TORY.TODifference

Sharpe ratio

Return per unit of total volatility

-0.98

2.84

-3.82

Sortino ratio

Return per unit of downside risk

-1.36

3.83

-5.19

Omega ratio

Gain probability vs. loss probability

0.71

1.54

-0.83

Calmar ratio

Return relative to maximum drawdown

-0.88

5.49

-6.37

Martin ratio

Return relative to average drawdown

-2.28

19.00

-21.28

GSY.TO vs. RY.TO - Sharpe Ratio Comparison

The current GSY.TO Sharpe Ratio is -0.98, which is lower than the RY.TO Sharpe Ratio of 2.84. The chart below compares the historical Sharpe Ratios of GSY.TO and RY.TO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


GSY.TORY.TODifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.98

2.84

-3.82

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.39

1.26

-1.65

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.22

0.93

-0.71

Sharpe Ratio (All Time)

Calculated using the full available price history

0.11

0.44

-0.33

Correlation

The correlation between GSY.TO and RY.TO is 0.15, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

GSY.TO vs. RY.TO - Dividend Comparison

GSY.TO's dividend yield for the trailing twelve months is around 11.46%, more than RY.TO's 2.76% yield.


TTM20252024202320222021202020192018201720162015
GSY.TO
goeasy Ltd.
11.46%4.45%4.40%3.99%4.21%1.64%2.62%1.78%2.52%1.94%2.05%2.11%
RY.TO
Royal Bank of Canada
2.76%2.58%3.23%3.99%3.90%3.22%4.10%3.96%4.03%3.39%3.57%4.15%

Drawdowns

GSY.TO vs. RY.TO - Drawdown Comparison

The maximum GSY.TO drawdown since its inception was -96.30%, which is greater than RY.TO's maximum drawdown of -70.56%. Use the drawdown chart below to compare losses from any high point for GSY.TO and RY.TO.


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Drawdown Indicators


GSY.TORY.TODifference

Max Drawdown

Largest peak-to-trough decline

-96.30%

-70.56%

-25.74%

Max Drawdown (1Y)

Largest decline over 1 year

-83.95%

-8.12%

-75.83%

Max Drawdown (5Y)

Largest decline over 5 years

-83.95%

-21.21%

-62.74%

Max Drawdown (10Y)

Largest decline over 10 years

-83.95%

-33.84%

-50.11%

Current Drawdown

Current decline from peak

-81.85%

-5.44%

-76.41%

Average Drawdown

Average peak-to-trough decline

-43.16%

-21.01%

-22.15%

Ulcer Index

Depth and duration of drawdowns from previous peaks

32.38%

2.35%

+30.03%

Volatility

GSY.TO vs. RY.TO - Volatility Comparison

goeasy Ltd. (GSY.TO) has a higher volatility of 89.69% compared to Royal Bank of Canada (RY.TO) at 4.78%. This indicates that GSY.TO's price experiences larger fluctuations and is considered to be riskier than RY.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


GSY.TORY.TODifference

Volatility (1M)

Calculated over the trailing 1-month period

89.69%

4.78%

+84.91%

Volatility (6M)

Calculated over the trailing 6-month period

94.14%

9.93%

+84.21%

Volatility (1Y)

Calculated over the trailing 1-year period

75.52%

15.32%

+60.20%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

47.31%

14.73%

+32.58%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

48.02%

17.22%

+30.80%

Financials

GSY.TO vs. RY.TO - Financials Comparison

This section allows you to compare key financial metrics between goeasy Ltd. and Royal Bank of Canada. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.0010.00B20.00B30.00B40.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober2026
440.22M
35.44B
(GSY.TO) Total Revenue
(RY.TO) Total Revenue
Values in CAD except per share items

GSY.TO vs. RY.TO - Profitability Comparison

The chart below illustrates the profitability comparison between goeasy Ltd. and Royal Bank of Canada over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

50.0%60.0%70.0%80.0%90.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober2026
93.1%
47.5%
Portfolio components
GSY.TO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, goeasy Ltd. reported a gross profit of 409.73M and revenue of 440.22M. Therefore, the gross margin over that period was 93.1%.

RY.TO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Royal Bank of Canada reported a gross profit of 16.83B and revenue of 35.44B. Therefore, the gross margin over that period was 47.5%.

GSY.TO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, goeasy Ltd. reported an operating income of 121.30M and revenue of 440.22M, resulting in an operating margin of 27.6%.

RY.TO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Royal Bank of Canada reported an operating income of 7.41B and revenue of 35.44B, resulting in an operating margin of 20.9%.

GSY.TO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, goeasy Ltd. reported a net income of 33.09M and revenue of 440.22M, resulting in a net margin of 7.5%.

RY.TO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Royal Bank of Canada reported a net income of 5.78B and revenue of 35.44B, resulting in a net margin of 16.3%.