FZILX vs. VTI
Compare and contrast key facts about Fidelity ZERO International Index Fund (FZILX) and Vanguard Total Stock Market ETF (VTI).
FZILX is managed by Fidelity. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
FZILX vs. VTI - Performance Comparison
Loading graphics...
FZILX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FZILX Fidelity ZERO International Index Fund | 2.17% | 33.52% | 5.32% | 16.28% | -15.96% | 8.19% | 11.06% | 21.69% | -9.38% |
VTI Vanguard Total Stock Market ETF | -3.29% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -12.03% |
Returns By Period
In the year-to-date period, FZILX achieves a 2.17% return, which is significantly higher than VTI's -3.29% return.
FZILX
- 1D
- 3.01%
- 1M
- -6.87%
- YTD
- 2.17%
- 6M
- 6.45%
- 1Y
- 27.85%
- 3Y*
- 16.00%
- 5Y*
- 7.70%
- 10Y*
- —
VTI
- 1D
- 0.76%
- 1M
- -4.38%
- YTD
- -3.29%
- 6M
- -1.26%
- 1Y
- 18.60%
- 3Y*
- 18.14%
- 5Y*
- 10.63%
- 10Y*
- 13.69%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
FZILX vs. VTI - Expense Ratio Comparison
FZILX has a 0.00% expense ratio, which is lower than VTI's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
FZILX vs. VTI — Risk / Return Rank
FZILX
VTI
FZILX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity ZERO International Index Fund (FZILX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FZILX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.74 | 0.98 | +0.76 |
Sortino ratioReturn per unit of downside risk | 2.32 | 1.52 | +0.81 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.23 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 2.44 | 1.54 | +0.90 |
Martin ratioReturn relative to average drawdown | 9.45 | 7.30 | +2.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| FZILX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.74 | 0.98 | +0.76 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.61 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.75 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.48 | +0.02 |
Correlation
The correlation between FZILX and VTI is 0.79, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FZILX vs. VTI - Dividend Comparison
FZILX's dividend yield for the trailing twelve months is around 2.62%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FZILX Fidelity ZERO International Index Fund | 2.62% | 2.67% | 3.00% | 2.98% | 2.71% | 2.61% | 1.64% | 2.37% | 0.02% | 0.00% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
FZILX vs. VTI - Drawdown Comparison
The maximum FZILX drawdown since its inception was -34.37%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FZILX and VTI.
Loading graphics...
Drawdown Indicators
| FZILX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.37% | -55.45% | +21.08% |
Max Drawdown (1Y)Largest decline over 1 year | -11.24% | -12.30% | +1.06% |
Max Drawdown (5Y)Largest decline over 5 years | -29.87% | -25.36% | -4.51% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -8.57% | -5.54% | -3.03% |
Average DrawdownAverage peak-to-trough decline | -6.80% | -8.08% | +1.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.90% | 2.60% | +0.30% |
Volatility
FZILX vs. VTI - Volatility Comparison
Fidelity ZERO International Index Fund (FZILX) has a higher volatility of 7.90% compared to Vanguard Total Stock Market ETF (VTI) at 5.48%. This indicates that FZILX's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| FZILX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.90% | 5.48% | +2.42% |
Volatility (6M)Calculated over the trailing 6-month period | 11.25% | 9.75% | +1.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.44% | 19.02% | -2.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.33% | 17.41% | -2.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.30% | 18.29% | -0.99% |