FITB vs. PNC
FITB (Fifth Third Bancorp) and PNC (The PNC Financial Services Group, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, FITB returned 15.84%/yr vs 14.90%/yr for PNC. A 0.63 correlation means they provide meaningful diversification when combined.
Performance
FITB vs. PNC - Performance Comparison
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Returns By Period
In the year-to-date period, FITB achieves a 15.56% return, which is significantly higher than PNC's 14.18% return. Over the past 10 years, FITB has outperformed PNC with an annualized return of 15.84%, while PNC has yielded a comparatively lower 14.90% annualized return.
FITB
- 1D
- 1.65%
- 1M
- 8.35%
- YTD
- 15.56%
- 6M
- 13.13%
- 1Y
- 41.16%
- 3Y*
- 33.20%
- 5Y*
- 11.26%
- 10Y*
- 15.84%
PNC
- 1D
- 1.15%
- 1M
- 7.06%
- YTD
- 14.18%
- 6M
- 11.94%
- 1Y
- 36.76%
- 3Y*
- 28.87%
- 5Y*
- 8.75%
- 10Y*
- 14.90%
FITB vs. PNC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FITB Fifth Third Bancorp | 15.56% | 14.75% | 27.20% | 10.41% | -21.94% | 62.46% | -5.43% | 35.20% | -20.32% | 15.02% |
PNC The PNC Financial Services Group, Inc. | 14.18% | 12.24% | 29.39% | 2.71% | -18.59% | 38.18% | -2.78% | 40.91% | -16.98% | 25.95% |
Correlation
The correlation between FITB and PNC is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.85 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.85 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.85 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.85 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.63 |
Over the past year, FITB and PNC have become more correlated (0.85) than their long-term average of 0.63, meaning their price movements have been converging.
Fundamentals
FITB:
$44.51B
PNC:
$96.50B
FITB:
$3.06
PNC:
$18.09
FITB:
17.54
PNC:
12.98
FITB:
2.79
PNC:
2.93
FITB:
1.39
PNC:
1.52
FITB:
$13.66B
PNC:
$32.06B
FITB:
$9.10B
PNC:
$23.04B
FITB:
$3.03B
PNC:
$8.83B
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Return for Risk
FITB vs. PNC — Risk / Return Rank
FITB
PNC
FITB vs. PNC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fifth Third Bancorp (FITB) and The PNC Financial Services Group, Inc. (PNC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FITB | PNC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.10 | ||
| Sortino ratioReturn per unit of downside risk | -0.14 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.30 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 1.95 | 2.15 | -0.20 |
| Martin ratioReturn relative to average drawdown | 5.45 | 4.87 | +0.58 |
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Drawdowns
FITB vs. PNC - Drawdown Comparison
The maximum FITB drawdown since its inception was -98.13%, which is greater than PNC's maximum drawdown of -76.65%. Use the drawdown chart below to compare losses from any high point for FITB and PNC.
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Drawdown Indicators
| FITB | PNC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.13% | -76.65% | -21.48% |
Max Drawdown (1Y)Largest decline over 1 year | -21.21% | -17.21% | -4.00% |
Max Drawdown (3Y)Largest decline over 3 years | -29.95% | -29.77% | -0.18% |
Max Drawdown (5Y)Largest decline over 5 years | -51.68% | -47.98% | -3.70% |
Max Drawdown (10Y)Largest decline over 10 years | -64.06% | -49.58% | -14.48% |
Current DrawdownCurrent decline from peak | -2.05% | -2.46% | +0.41% |
Average DrawdownAverage peak-to-trough decline | -31.42% | -15.67% | -15.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.58% | 7.58% | 0.00% |
Volatility
FITB vs. PNC - Volatility Comparison
Fifth Third Bancorp (FITB) has a higher volatility of 8.43% compared to The PNC Financial Services Group, Inc. (PNC) at 7.17%. This indicates that FITB's price experiences larger fluctuations and is considered to be riskier than PNC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FITB | PNC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.43% | 7.17% | +1.26% |
Volatility (6M)Calculated over the trailing 6-month period | 20.20% | 16.61% | +3.59% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.95% | 21.78% | +4.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.82% | 27.08% | +4.74% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.30% | 29.73% | +6.57% |
Dividends
FITB vs. PNC - Dividend Comparison
FITB's dividend yield for the trailing twelve months is around 2.93%, more than PNC's 2.90% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FITB Fifth Third Bancorp | 2.93% | 3.29% | 3.41% | 3.94% | 3.84% | 2.62% | 3.92% | 3.06% | 3.14% | 1.98% | 1.97% | 2.59% |
PNC The PNC Financial Services Group, Inc. | 2.90% | 3.16% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% |
Financials
FITB vs. PNC - Financials Comparison
This section allows you to compare key financial metrics between Fifth Third Bancorp and The PNC Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FITB vs. PNC - Profitability Comparison
FITB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fifth Third Bancorp reported a gross profit of 2.60B and revenue of 3.87B. Therefore, the gross margin over that period was 67.3%.
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a gross profit of 5.96B and revenue of 6.17B. Therefore, the gross margin over that period was 96.6%.
FITB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fifth Third Bancorp reported an operating income of 207.00M and revenue of 3.87B, resulting in an operating margin of 5.4%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported an operating income of 2.19B and revenue of 6.17B, resulting in an operating margin of 35.5%.
FITB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fifth Third Bancorp reported a net income of 165.00M and revenue of 3.87B, resulting in a net margin of 4.3%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a net income of 1.77B and revenue of 6.17B, resulting in a net margin of 28.7%.
Frequently Asked Questions
FITB and PNC have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FITB has higher volatility (8.43%) compared to PNC (7.17%). In terms of maximum drawdown, FITB dropped -98.13% vs PNC's -76.65%.
PNC currently has the higher Sharpe Ratio (1.70 vs 1.60), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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