FISI vs. XLF
Compare and contrast key facts about Financial Institutions, Inc. (FISI) and Financial Select Sector SPDR Fund (XLF).
XLF is a passively managed fund by State Street that tracks the performance of the Financial Select Sector Index. It was launched on Dec 16, 1998.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: FISI or XLF.
Correlation
The correlation between FISI and XLF is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
FISI vs. XLF - Performance Comparison
Key characteristics
FISI:
0.87
XLF:
2.31
FISI:
1.52
XLF:
3.28
FISI:
1.19
XLF:
1.42
FISI:
0.75
XLF:
4.53
FISI:
2.34
XLF:
13.45
FISI:
14.46%
XLF:
2.50%
FISI:
38.96%
XLF:
14.59%
FISI:
-89.98%
XLF:
-82.43%
FISI:
-5.95%
XLF:
-3.21%
Returns By Period
In the year-to-date period, FISI achieves a -0.33% return, which is significantly lower than XLF's 2.38% return. Over the past 10 years, FISI has underperformed XLF with an annualized return of 5.68%, while XLF has yielded a comparatively higher 14.62% annualized return.
FISI
-0.33%
-5.95%
21.81%
35.47%
2.05%
5.68%
XLF
2.38%
0.49%
13.81%
34.59%
12.01%
14.62%
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Risk-Adjusted Performance
FISI vs. XLF — Risk-Adjusted Performance Rank
FISI
XLF
FISI vs. XLF - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Financial Institutions, Inc. (FISI) and Financial Select Sector SPDR Fund (XLF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
FISI vs. XLF - Dividend Comparison
FISI's dividend yield for the trailing twelve months is around 4.41%, more than XLF's 1.39% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FISI Financial Institutions, Inc. | 4.41% | 4.40% | 5.63% | 4.76% | 3.40% | 4.62% | 3.12% | 3.74% | 2.73% | 2.37% | 2.86% | 3.06% |
XLF Financial Select Sector SPDR Fund | 1.39% | 1.42% | 1.71% | 2.04% | 1.63% | 2.03% | 1.86% | 2.09% | 1.48% | 1.63% | 2.40% | 1.98% |
Drawdowns
FISI vs. XLF - Drawdown Comparison
The maximum FISI drawdown since its inception was -89.98%, which is greater than XLF's maximum drawdown of -82.43%. Use the drawdown chart below to compare losses from any high point for FISI and XLF. For additional features, visit the drawdowns tool.
Volatility
FISI vs. XLF - Volatility Comparison
Financial Institutions, Inc. (FISI) has a higher volatility of 8.17% compared to Financial Select Sector SPDR Fund (XLF) at 5.64%. This indicates that FISI's price experiences larger fluctuations and is considered to be riskier than XLF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.