FIHL vs. KNSL

Last updated Apr 2, 2026

Compare and contrast key facts about Fidelis Insurance Holdings Limited (FIHL) and Kinsale Capital Group, Inc. (KNSL).

Performance

FIHL vs. KNSL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelis Insurance Holdings Limited (FIHL) and Kinsale Capital Group, Inc. (KNSL). The values are adjusted to include any dividend payments, if applicable.

FIHL vs. KNSL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
FIHL Fidelis Insurance Holdings Limited	-2.13%	11.20%	46.32%	-1.78%
KNSL Kinsale Capital Group, Inc.	-11.53%	-15.78%	39.06%	-9.90%

Fundamentals

Market Cap FIHL : $1.92B KNSL : $8.01B
EPS FIHL : $2.15 KNSL : $21.67
PE Ratio FIHL : 8.85 KNSL : 15.96
PEG Ratio FIHL : 0.01 KNSL : 0.42
PS Ratio FIHL : 0.82 KNSL : 4.29
PB Ratio FIHL : 0.80 KNSL : 4.09
Total Revenue (TTM) FIHL : $2.42B KNSL : $1.87B
Gross Profit (TTM) FIHL : $656.20M KNSL : $862.60M
EBITDA (TTM) FIHL : $323.30M KNSL : $644.95M

Returns By Period

In the year-to-date period, FIHL achieves a -2.13% return, which is significantly higher than KNSL's -11.53% return.

FIHL

• 1D: -0.58%
• 1M: -2.08%
• YTD: -2.13%
• 6M: 8.60%
• 1Y: 18.99%
• 3Y*: —
• 5Y*: —
• 10Y*: —

KNSL

• 1D: 1.21%
• 1M: -12.72%
• YTD: -11.53%
• 6M: -17.08%
• 1Y: -29.03%
• 3Y*: 5.00%
• 5Y*: 15.79%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

FIHL vs. KNSL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FIHL

FIHL Risk / Return Rank: 64
FIHL Sharpe Ratio Rank: 66
FIHL Sortino Ratio Rank: 58
FIHL Omega Ratio Rank: 56
FIHL Calmar Ratio Rank: 67
FIHL Martin Ratio Rank: 72

KNSL

KNSL Risk / Return Rank: 9
KNSL Sharpe Ratio Rank: 9
KNSL Sortino Ratio Rank: 12
KNSL Omega Ratio Rank: 11
KNSL Calmar Ratio Rank: 10
KNSL Martin Ratio Rank: 5

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FIHL vs. KNSL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelis Insurance Holdings Limited (FIHL) and Kinsale Capital Group, Inc. (KNSL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FIHL	KNSL	Difference
Sharpe ratio Return per unit of total volatility	0.74	-0.78	+1.52
Sortino ratio Return per unit of downside risk	1.15	-0.92	+2.07
Omega ratio Gain probability vs. loss probability	1.14	0.87	+0.27
Calmar ratio Return relative to maximum drawdown	1.31	-0.83	+2.14
Martin ratio Return relative to average drawdown	4.02	-1.67	+5.69
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FIHL vs. KNSL - Sharpe Ratio Comparison

The current FIHL Sharpe Ratio is 0.74, which is higher than the KNSL Sharpe Ratio of -0.78. The chart below compares the historical Sharpe Ratios of FIHL and KNSL, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	FIHL	KNSL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.74	-0.78	+1.52
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.41	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.57	0.94	-0.37

Correlation

The correlation between FIHL and KNSL is 0.36, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

FIHL vs. KNSL - Dividend Comparison

FIHL's dividend yield for the trailing twelve months is around 2.89%, more than KNSL's 0.22% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
FIHL Fidelis Insurance Holdings Limited	2.89%	2.55%	2.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
KNSL Kinsale Capital Group, Inc.	0.22%	0.17%	0.13%	0.17%	0.20%	0.18%	0.18%	0.31%	0.50%	0.53%	0.29%

Drawdowns

FIHL vs. KNSL - Drawdown Comparison

The maximum FIHL drawdown since its inception was -29.91%, smaller than the maximum KNSL drawdown of -40.22%. Use the drawdown chart below to compare losses from any high point for FIHL and KNSL.

Drawdown Indicators

	FIHL	KNSL	Difference
Max Drawdown Largest peak-to-trough decline	-29.91%	-40.22%	+10.31%
Max Drawdown (1Y) Largest decline over 1 year	-15.99%	-34.84%	+18.85%
Max Drawdown (5Y) Largest decline over 5 years	—	-40.22%	—
Current Drawdown Current decline from peak	-4.76%	-36.69%	+31.93%
Average Drawdown Average peak-to-trough decline	-11.18%	-11.34%	+0.16%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.22%	17.25%	-12.03%

Volatility

FIHL vs. KNSL - Volatility Comparison

The current volatility for Fidelis Insurance Holdings Limited (FIHL) is 5.98%, while Kinsale Capital Group, Inc. (KNSL) has a volatility of 9.25%. This indicates that FIHL experiences smaller price fluctuations and is considered to be less risky than KNSL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FIHL	KNSL	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.98%	9.25%	-3.27%
Volatility (6M) Calculated over the trailing 6-month period	14.95%	25.67%	-10.72%
Volatility (1Y) Calculated over the trailing 1-year period	25.78%	37.47%	-11.69%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.23%	38.30%	-7.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	31.23%	38.32%	-7.09%

Financials

FIHL vs. KNSL - Profitability Comparison

The chart below illustrates the profitability comparison between Fidelis Insurance Holdings Limited and Kinsale Capital Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

FIHL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Fidelis Insurance Holdings Limited reported a gross profit of 417.70M and revenue of 600.90M. Therefore, the gross margin over that period was 69.5%.

KNSL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Kinsale Capital Group, Inc. reported a gross profit of 270.07M and revenue of 483.27M. Therefore, the gross margin over that period was 55.9%.

FIHL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Fidelis Insurance Holdings Limited reported an operating income of 142.90M and revenue of 600.90M, resulting in an operating margin of 23.8%.

KNSL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Kinsale Capital Group, Inc. reported an operating income of 174.82M and revenue of 483.27M, resulting in an operating margin of 36.2%.

FIHL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Fidelis Insurance Holdings Limited reported a net income of 117.80M and revenue of 600.90M, resulting in a net margin of 19.6%.

KNSL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Kinsale Capital Group, Inc. reported a net income of 138.62M and revenue of 483.27M, resulting in a net margin of 28.7%.