ENVA vs. OMF
Compare and contrast key facts about Enova International, Inc. (ENVA) and OneMain Holdings, Inc. (OMF).
Performance
ENVA vs. OMF - Performance Comparison
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ENVA vs. OMF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ENVA Enova International, Inc. | -12.92% | 63.95% | 73.19% | 44.28% | -6.32% | 65.36% | 2.95% | 23.64% | 28.03% | 21.12% |
OMF OneMain Holdings, Inc. | -18.53% | 39.77% | 15.14% | 63.03% | -27.20% | 23.56% | 34.53% | 88.37% | -6.54% | 17.39% |
Fundamentals
ENVA:
$3.61B
OMF:
$6.39B
ENVA:
$11.58
OMF:
$6.58
ENVA:
11.82
OMF:
8.21
ENVA:
1.16
OMF:
1.03
ENVA:
2.70
OMF:
1.88
ENVA:
$3.15B
OMF:
$6.24B
ENVA:
$1.58B
OMF:
$4.34B
ENVA:
$529.82M
OMF:
$1.54B
Returns By Period
In the year-to-date period, ENVA achieves a -12.92% return, which is significantly higher than OMF's -18.53% return. Over the past 10 years, ENVA has outperformed OMF with an annualized return of 36.63%, while OMF has yielded a comparatively lower 15.88% annualized return.
ENVA
- 1D
- 0.78%
- 1M
- -3.32%
- YTD
- -12.92%
- 6M
- 21.99%
- 1Y
- 37.00%
- 3Y*
- 45.51%
- 5Y*
- 30.56%
- 10Y*
- 36.63%
OMF
- 1D
- 0.99%
- 1M
- -2.88%
- YTD
- -18.53%
- 6M
- 0.36%
- 1Y
- 18.76%
- 3Y*
- 23.39%
- 5Y*
- 9.31%
- 10Y*
- 15.88%
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Return for Risk
ENVA vs. OMF — Risk / Return Rank
ENVA
OMF
ENVA vs. OMF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Enova International, Inc. (ENVA) and OneMain Holdings, Inc. (OMF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ENVA | OMF | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.88 | 0.52 | +0.36 |
Sortino ratioReturn per unit of downside risk | 1.42 | 0.94 | +0.48 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.13 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.69 | 0.65 | +1.04 |
Martin ratioReturn relative to average drawdown | 4.20 | 1.84 | +2.37 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ENVA | OMF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.88 | 0.52 | +0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.26 | +0.50 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.34 | +0.39 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.19 | +0.11 |
Correlation
The correlation between ENVA and OMF is 0.62, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
ENVA vs. OMF - Dividend Comparison
ENVA has not paid dividends to shareholders, while OMF's dividend yield for the trailing twelve months is around 7.74%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
ENVA Enova International, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
OMF OneMain Holdings, Inc. | 7.74% | 6.17% | 7.90% | 8.13% | 11.41% | 19.08% | 12.33% | 7.12% |
Drawdowns
ENVA vs. OMF - Drawdown Comparison
The maximum ENVA drawdown since its inception was -81.56%, which is greater than OMF's maximum drawdown of -68.66%. Use the drawdown chart below to compare losses from any high point for ENVA and OMF.
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Drawdown Indicators
| ENVA | OMF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -81.56% | -68.66% | -12.90% |
Max Drawdown (1Y)Largest decline over 1 year | -24.75% | -29.68% | +4.93% |
Max Drawdown (5Y)Largest decline over 5 years | -42.84% | -47.93% | +5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -77.57% | -68.66% | -8.91% |
Current DrawdownCurrent decline from peak | -20.58% | -22.89% | +2.31% |
Average DrawdownAverage peak-to-trough decline | -29.97% | -24.38% | -5.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.94% | 10.46% | -0.52% |
Volatility
ENVA vs. OMF - Volatility Comparison
The current volatility for Enova International, Inc. (ENVA) is 8.54%, while OneMain Holdings, Inc. (OMF) has a volatility of 9.27%. This indicates that ENVA experiences smaller price fluctuations and is considered to be less risky than OMF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ENVA | OMF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.54% | 9.27% | -0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 29.02% | 23.20% | +5.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 42.20% | 35.94% | +6.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 40.28% | 35.68% | +4.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 50.08% | 46.28% | +3.80% |
Financials
ENVA vs. OMF - Financials Comparison
This section allows you to compare key financial metrics between Enova International, Inc. and OneMain Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities