CTSH vs. JKHY
CTSH (Cognizant Technology Solutions Corporation) and JKHY (Jack Henry & Associates, Inc.) are both stocks. Both operate in the Information Technology Services industry within the Technology sector. Over the past 10 years, CTSH returned -2.13%/yr vs 5.44%/yr for JKHY. At a 0.42 correlation, their price movements are largely independent.
Performance
CTSH vs. JKHY - Performance Comparison
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Returns By Period
In the year-to-date period, CTSH achieves a -50.06% return, which is significantly lower than JKHY's -30.80% return. Over the past 10 years, CTSH has underperformed JKHY with an annualized return of -2.13%, while JKHY has yielded a comparatively higher 5.44% annualized return.
CTSH
- 1D
- -2.10%
- 1M
- -22.37%
- YTD
- -50.06%
- 6M
- -51.34%
- 1Y
- -45.50%
- 3Y*
- -11.39%
- 5Y*
- -8.62%
- 10Y*
- -2.13%
JKHY
- 1D
- 1.48%
- 1M
- -10.26%
- YTD
- -30.80%
- 6M
- -31.86%
- 1Y
- -29.76%
- 3Y*
- -7.11%
- 5Y*
- -4.08%
- 10Y*
- 5.44%
CTSH vs. JKHY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CTSH Cognizant Technology Solutions Corporation | -50.06% | 9.68% | 3.46% | 34.38% | -34.54% | 9.64% | 33.93% | -1.07% | -9.66% | 27.57% |
JKHY Jack Henry & Associates, Inc. | -30.80% | 5.50% | 8.65% | -5.66% | 6.24% | 4.32% | 12.37% | 16.44% | 9.38% | 33.35% |
Correlation
The correlation between CTSH and JKHY is 0.50, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.50 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.40 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.45 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.44 |
Correlation (All Time) Calculated using the full available price history since Jun 19, 1998 | 0.42 |
The correlation between CTSH and JKHY shifts across timeframes, from 0.40 (3 years) to 0.50 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
CTSH:
$19.53B
JKHY:
$9.02B
CTSH:
$4.60
JKHY:
$7.15
CTSH:
8.90
JKHY:
17.51
CTSH:
2.88
JKHY:
1.56
CTSH:
0.93
JKHY:
3.61
CTSH:
1.30
JKHY:
4.22
CTSH:
$21.41B
JKHY:
$2.52B
CTSH:
$7.03B
JKHY:
$1.11B
CTSH:
$3.63B
JKHY:
$830.17M
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Return for Risk
CTSH vs. JKHY — Risk / Return Rank
CTSH
JKHY
CTSH vs. JKHY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Cognizant Technology Solutions Corporation (CTSH) and Jack Henry & Associates, Inc. (JKHY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CTSH | JKHY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.15 | ||
| Sortino ratioReturn per unit of downside risk | -0.40 | ||
| Omega ratioGain probability vs. loss probability | 0.74 | 0.80 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | -0.87 | -0.84 | -0.03 |
| Martin ratioReturn relative to average drawdown | -2.06 | -1.88 | -0.17 |
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Drawdowns
CTSH vs. JKHY - Drawdown Comparison
The maximum CTSH drawdown since its inception was -71.38%, roughly equal to the maximum JKHY drawdown of -73.42%. Use the drawdown chart below to compare losses from any high point for CTSH and JKHY.
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Drawdown Indicators
| CTSH | JKHY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -71.38% | -73.42% | +2.04% |
Max Drawdown (1Y)Largest decline over 1 year | -52.19% | -35.40% | -16.79% |
Max Drawdown (3Y)Largest decline over 3 years | -53.56% | -35.40% | -18.16% |
Max Drawdown (5Y)Largest decline over 5 years | -53.56% | -38.35% | -15.21% |
Max Drawdown (10Y)Largest decline over 10 years | -53.56% | -38.35% | -15.21% |
Current DrawdownCurrent decline from peak | -53.56% | -37.44% | -16.12% |
Average DrawdownAverage peak-to-trough decline | -17.81% | -16.30% | -1.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.14% | 15.83% | +6.31% |
Volatility
CTSH vs. JKHY - Volatility Comparison
Cognizant Technology Solutions Corporation (CTSH) has a higher volatility of 14.76% compared to Jack Henry & Associates, Inc. (JKHY) at 8.63%. This indicates that CTSH's price experiences larger fluctuations and is considered to be riskier than JKHY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CTSH | JKHY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.76% | 8.63% | +6.13% |
Volatility (6M)Calculated over the trailing 6-month period | 29.88% | 20.64% | +9.24% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.30% | 25.34% | +8.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.03% | 23.75% | +4.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.94% | 23.70% | +5.24% |
Dividends
CTSH vs. JKHY - Dividend Comparison
CTSH's dividend yield for the trailing twelve months is around 3.13%, more than JKHY's 1.90% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CTSH Cognizant Technology Solutions Corporation | 3.13% | 1.49% | 1.56% | 1.54% | 1.89% | 1.08% | 1.07% | 1.29% | 1.26% | 0.63% | 0.00% | 0.00% |
JKHY Jack Henry & Associates, Inc. | 1.90% | 1.27% | 1.25% | 1.27% | 1.12% | 1.10% | 1.06% | 1.10% | 1.17% | 1.06% | 1.26% | 1.28% |
Financials
CTSH vs. JKHY - Financials Comparison
This section allows you to compare key financial metrics between Cognizant Technology Solutions Corporation and Jack Henry & Associates, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CTSH vs. JKHY - Profitability Comparison
CTSH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Cognizant Technology Solutions Corporation reported a gross profit of 1.78B and revenue of 5.41B. Therefore, the gross margin over that period was 32.8%.
JKHY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Jack Henry & Associates, Inc. reported a gross profit of 272.32M and revenue of 636.25M. Therefore, the gross margin over that period was 42.8%.
CTSH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Cognizant Technology Solutions Corporation reported an operating income of 843.00M and revenue of 5.41B, resulting in an operating margin of 15.6%.
JKHY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Jack Henry & Associates, Inc. reported an operating income of 155.05M and revenue of 636.25M, resulting in an operating margin of 24.4%.
CTSH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Cognizant Technology Solutions Corporation reported a net income of 662.00M and revenue of 5.41B, resulting in a net margin of 12.2%.
JKHY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Jack Henry & Associates, Inc. reported a net income of 122.89M and revenue of 636.25M, resulting in a net margin of 19.3%.
Frequently Asked Questions
CTSH and JKHY have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CTSH has higher volatility (14.76%) compared to JKHY (8.63%). In terms of maximum drawdown, CTSH dropped -71.38% vs JKHY's -73.42%.
JKHY currently has the higher Sharpe Ratio (-1.18 vs -1.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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