CRC vs. KNSL

Last updated Jun 4, 2026

CRC (California Resources Corporation) and KNSL (Kinsale Capital Group, Inc.) are both stocks. CRC operates in Oil & Gas E&P (Energy), while KNSL operates in Insurance - Property & Casualty (Financial Services). Over the past 5 years, CRC returned 17.99%/yr vs 12.72%/yr for KNSL. At a 0.17 correlation, their price movements are largely independent.

Performance

CRC vs. KNSL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in California Resources Corporation (CRC) and Kinsale Capital Group, Inc. (KNSL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CRC achieves a 40.97% return, which is significantly higher than KNSL's -25.69% return.

CRC

• 1D: 0.79%
• 1M: -9.48%
• YTD: 40.97%
• 6M: 32.02%
• 1Y: 40.28%
• 3Y*: 19.85%
• 5Y*: 17.99%
• 10Y*: —

KNSL

• 1D: -1.76%
• 1M: -4.51%
• YTD: -25.69%
• 6M: -22.38%
• 1Y: -38.63%
• 3Y*: -4.76%
• 5Y*: 12.72%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

CRC vs. KNSL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
CRC California Resources Corporation	40.97%	-10.78%	-2.57%	28.85%	3.69%	81.82%	57.27%
KNSL Kinsale Capital Group, Inc.	-25.69%	-15.78%	39.06%	28.27%	10.17%	19.16%	-1.64%

Correlation

The correlation between CRC and KNSL is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.09
Correlation (3Y) Calculated over the trailing 3-year period	0.16
Correlation (5Y) Calculated over the trailing 5-year period	0.17
Correlation (All Time) Calculated using the full available price history since Oct 29, 2020	0.17

Fundamentals

EPS CRC : $4.17 KNSL : $30.23
PE Ratio CRC : 14.92 KNSL : 9.60
PS Ratio CRC : 1.56 KNSL : 2.64
Total Revenue (TTM) CRC : $3.48B KNSL : $1.92B
Gross Profit (TTM) CRC : $1.30B KNSL : $707.86M
EBITDA (TTM) CRC : $1.34B KNSL : $535.93M

Return for Risk

CRC vs. KNSL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CRC

CRC Risk / Return Rank: 70
CRC Sharpe Ratio Rank: 75
CRC Sortino Ratio Rank: 66
CRC Omega Ratio Rank: 68
CRC Calmar Ratio Rank: 71
CRC Martin Ratio Rank: 69

KNSL

KNSL Risk / Return Rank: 3
KNSL Sharpe Ratio Rank: 2
KNSL Sortino Ratio Rank: 3
KNSL Omega Ratio Rank: 5
KNSL Calmar Ratio Rank: 3
KNSL Martin Ratio Rank: 1

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CRC vs. KNSL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for California Resources Corporation (CRC) and Kinsale Capital Group, Inc. (KNSL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	CRC	KNSL	Difference
Sharpe ratio Return per unit of total volatility	1.16	-1.21	+2.37
Sortino ratio Return per unit of downside risk	1.59	-1.78	+3.37
Omega ratio Gain probability vs. loss probability	1.22	0.79	+0.43
Calmar ratio Return relative to maximum drawdown	1.68	-0.95	+2.64
Martin ratio Return relative to average drawdown	3.58	-1.87	+5.44
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

CRC vs. KNSL - Sharpe Ratio Comparison

The current CRC Sharpe Ratio is 1.16, which is higher than the KNSL Sharpe Ratio of -1.21. The chart below compares the historical Sharpe Ratios of CRC and KNSL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	CRC	KNSL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.16	-1.21	+2.37
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.45	0.33	+0.11
Sharpe Ratio (All Time) Calculated using the full available price history	0.74	0.86	-0.13

Drawdowns

CRC vs. KNSL - Drawdown Comparison

The maximum CRC drawdown since its inception was -44.75%, roughly equal to the maximum KNSL drawdown of -46.83%. Use the drawdown chart below to compare losses from any high point for CRC and KNSL.

Drawdown Indicators

	CRC	KNSL	Difference
Max Drawdown Largest peak-to-trough decline	-44.75%	-46.83%	+2.08%
Max Drawdown (1Y) Largest decline over 1 year	-24.04%	-40.63%	+16.59%
Max Drawdown (3Y) Largest decline over 3 years	-44.75%	-46.83%	+2.08%
Max Drawdown (5Y) Largest decline over 5 years	-44.75%	-46.83%	+2.08%
Current Drawdown Current decline from peak	-10.71%	-46.83%	+36.12%
Average Drawdown Average peak-to-trough decline	-11.62%	-11.85%	+0.23%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.30%	20.72%	-9.42%

Volatility

CRC vs. KNSL - Volatility Comparison

California Resources Corporation (CRC) has a higher volatility of 15.55% compared to Kinsale Capital Group, Inc. (KNSL) at 8.15%. This indicates that CRC's price experiences larger fluctuations and is considered to be riskier than KNSL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CRC	KNSL	Difference
Volatility (1M) Calculated over the trailing 1-month period	15.55%	8.15%	+7.40%
Volatility (6M) Calculated over the trailing 6-month period	26.71%	23.58%	+3.13%
Volatility (1Y) Calculated over the trailing 1-year period	34.96%	31.95%	+3.01%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	40.45%	38.42%	+2.03%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	43.44%	38.21%	+5.23%

Dividends

CRC vs. KNSL - Dividend Comparison

CRC's dividend yield for the trailing twelve months is around 2.58%, more than KNSL's 0.29% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CRC California Resources Corporation	2.58%	3.51%	2.69%	2.12%	1.82%	0.40%	0.00%	0.00%	0.00%	0.00%	0.00%
KNSL Kinsale Capital Group, Inc.	0.29%	0.17%	0.13%	0.17%	0.20%	0.18%	0.18%	0.31%	0.50%	0.53%	0.29%

Financials

CRC vs. KNSL - Profitability Comparison

The chart below illustrates the profitability comparison between California Resources Corporation and Kinsale Capital Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

CRC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, California Resources Corporation reported a gross profit of 309.00M and revenue of 871.00M. Therefore, the gross margin over that period was 35.5%.

KNSL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Kinsale Capital Group, Inc. reported a gross profit of 0.00 and revenue of 466.71M. Therefore, the gross margin over that period was 0.0%.

CRC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, California Resources Corporation reported an operating income of 159.00M and revenue of 871.00M, resulting in an operating margin of 18.3%.

KNSL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Kinsale Capital Group, Inc. reported an operating income of 0.00 and revenue of 466.71M, resulting in an operating margin of 0.0%.

CRC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, California Resources Corporation reported a net income of 12.00M and revenue of 871.00M, resulting in a net margin of 1.4%.

KNSL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Kinsale Capital Group, Inc. reported a net income of 112.55M and revenue of 466.71M, resulting in a net margin of 24.1%.

Frequently Asked Questions

Can I hold both CRC and KNSL in my portfolio?

CRC and KNSL have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, CRC or KNSL?

CRC has higher volatility (15.55%) compared to KNSL (8.15%). In terms of maximum drawdown, CRC dropped -44.75% vs KNSL's -46.83%.

Which has better risk-adjusted returns?

CRC currently has the higher Sharpe Ratio (1.16 vs -1.21), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.