COF vs. DFS
Compare and contrast key facts about Capital One Financial Corporation (COF) and Discover Financial Services (DFS).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: COF or DFS.
Correlation
The correlation between COF and DFS is 0.65, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
COF vs. DFS - Performance Comparison
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Key characteristics
COF:
1.04
DFS:
1.42
COF:
1.64
DFS:
2.24
COF:
1.21
DFS:
1.29
COF:
1.39
DFS:
2.33
COF:
4.38
DFS:
7.33
COF:
8.97%
DFS:
8.70%
COF:
40.30%
DFS:
45.08%
COF:
-90.17%
DFS:
-81.74%
COF:
-6.01%
DFS:
-1.97%
Fundamentals
COF:
$75.56B
DFS:
$50.34B
COF:
$11.89
DFS:
$18.72
COF:
16.59
DFS:
10.69
COF:
1.45
DFS:
3.69
COF:
2.67
DFS:
3.77
COF:
1.19
DFS:
2.81
COF:
$54.25B
DFS:
$20.00B
COF:
$28.31B
DFS:
$17.55B
COF:
$9.30B
DFS:
$7.84B
Returns By Period
In the year-to-date period, COF achieves a 10.93% return, which is significantly lower than DFS's 15.88% return. Over the past 10 years, COF has underperformed DFS with an annualized return of 10.84%, while DFS has yielded a comparatively higher 15.38% annualized return.
COF
10.93%
21.16%
6.84%
40.57%
29.02%
10.84%
DFS
15.88%
25.32%
14.48%
62.46%
41.58%
15.38%
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Risk-Adjusted Performance
COF vs. DFS — Risk-Adjusted Performance Rank
COF
DFS
COF vs. DFS - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Capital One Financial Corporation (COF) and Discover Financial Services (DFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
COF vs. DFS - Dividend Comparison
COF's dividend yield for the trailing twelve months is around 0.91%, less than DFS's 1.40% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
COF Capital One Financial Corporation | 0.91% | 1.35% | 1.83% | 2.58% | 1.79% | 1.01% | 1.55% | 2.12% | 1.61% | 1.83% | 2.63% | 1.45% |
DFS Discover Financial Services | 1.40% | 1.62% | 2.40% | 2.35% | 1.63% | 1.94% | 1.98% | 2.54% | 1.69% | 1.61% | 2.01% | 1.40% |
Drawdowns
COF vs. DFS - Drawdown Comparison
The maximum COF drawdown since its inception was -90.17%, which is greater than DFS's maximum drawdown of -81.74%. Use the drawdown chart below to compare losses from any high point for COF and DFS. For additional features, visit the drawdowns tool.
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Volatility
COF vs. DFS - Volatility Comparison
The current volatility for Capital One Financial Corporation (COF) is 10.17%, while Discover Financial Services (DFS) has a volatility of 10.84%. This indicates that COF experiences smaller price fluctuations and is considered to be less risky than DFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
COF vs. DFS - Financials Comparison
This section allows you to compare key financial metrics between Capital One Financial Corporation and Discover Financial Services. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
COF vs. DFS - Profitability Comparison
COF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Capital One Financial Corporation reported a gross profit of 7.63B and revenue of 13.41B. Therefore, the gross margin over that period was 56.9%.
DFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Discover Financial Services reported a gross profit of 4.25B and revenue of 5.49B. Therefore, the gross margin over that period was 77.4%.
COF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Capital One Financial Corporation reported an operating income of 1.73B and revenue of 13.41B, resulting in an operating margin of 12.9%.
DFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Discover Financial Services reported an operating income of 2.69B and revenue of 5.49B, resulting in an operating margin of 48.9%.
COF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Capital One Financial Corporation reported a net income of 1.40B and revenue of 13.41B, resulting in a net margin of 10.5%.
DFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Discover Financial Services reported a net income of 1.10B and revenue of 5.49B, resulting in a net margin of 20.1%.