CFG vs. USB
Compare and contrast key facts about Citizens Financial Group, Inc. (CFG) and U.S. Bancorp (USB).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: CFG or USB.
Correlation
The correlation between CFG and USB is 0.55, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
CFG vs. USB - Performance Comparison
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Key characteristics
CFG:
0.47
USB:
0.45
CFG:
0.93
USB:
0.71
CFG:
1.13
USB:
1.09
CFG:
0.54
USB:
0.34
CFG:
1.70
USB:
0.96
CFG:
10.26%
USB:
11.58%
CFG:
35.54%
USB:
29.75%
CFG:
-65.60%
USB:
-76.08%
CFG:
-13.52%
USB:
-17.54%
Fundamentals
CFG:
$18.14B
USB:
$69.99B
CFG:
$3.15
USB:
$4.04
CFG:
13.28
USB:
11.12
CFG:
0.26
USB:
1.66
CFG:
2.55
USB:
2.76
CFG:
0.80
USB:
1.31
CFG:
$8.73B
USB:
$42.60B
CFG:
$8.81B
USB:
$25.36B
CFG:
$3.27B
USB:
$9.31B
Returns By Period
In the year-to-date period, CFG achieves a -3.06% return, which is significantly higher than USB's -5.23% return. Over the past 10 years, CFG has outperformed USB with an annualized return of 8.27%, while USB has yielded a comparatively lower 3.83% annualized return.
CFG
-3.06%
18.62%
-8.91%
16.43%
8.25%
19.16%
8.27%
USB
-5.23%
17.25%
-9.50%
13.18%
1.68%
10.94%
3.83%
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Risk-Adjusted Performance
CFG vs. USB — Risk-Adjusted Performance Rank
CFG
USB
CFG vs. USB - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Citizens Financial Group, Inc. (CFG) and U.S. Bancorp (USB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
CFG vs. USB - Dividend Comparison
CFG's dividend yield for the trailing twelve months is around 4.04%, less than USB's 4.44% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CFG Citizens Financial Group, Inc. | 4.04% | 3.84% | 5.07% | 4.11% | 3.30% | 4.36% | 3.35% | 3.30% | 1.52% | 1.29% | 1.53% | 0.40% |
USB U.S. Bancorp | 4.44% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% | 2.15% |
Drawdowns
CFG vs. USB - Drawdown Comparison
The maximum CFG drawdown since its inception was -65.60%, smaller than the maximum USB drawdown of -76.08%. Use the drawdown chart below to compare losses from any high point for CFG and USB. For additional features, visit the drawdowns tool.
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Volatility
CFG vs. USB - Volatility Comparison
Citizens Financial Group, Inc. (CFG) has a higher volatility of 9.22% compared to U.S. Bancorp (USB) at 6.38%. This indicates that CFG's price experiences larger fluctuations and is considered to be riskier than USB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
CFG vs. USB - Financials Comparison
This section allows you to compare key financial metrics between Citizens Financial Group, Inc. and U.S. Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CFG vs. USB - Profitability Comparison
CFG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Citizens Financial Group, Inc. reported a gross profit of 1.94B and revenue of 2.90B. Therefore, the gross margin over that period was 66.8%.
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported a gross profit of 6.39B and revenue of 10.35B. Therefore, the gross margin over that period was 61.7%.
CFG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Citizens Financial Group, Inc. reported an operating income of 621.00M and revenue of 2.90B, resulting in an operating margin of 21.4%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported an operating income of 2.16B and revenue of 10.35B, resulting in an operating margin of 20.9%.
CFG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Citizens Financial Group, Inc. reported a net income of 373.00M and revenue of 2.90B, resulting in a net margin of 12.9%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported a net income of 1.71B and revenue of 10.35B, resulting in a net margin of 16.5%.