CCBG vs. LYG
CCBG (Capital City Bank Group, Inc.) and LYG (Lloyds Banking Group plc) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, CCBG returned 15.21%/yr vs 10.47%/yr for LYG. At a 0.32 correlation, their price movements are largely independent.
Performance
CCBG vs. LYG - Performance Comparison
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Returns By Period
In the year-to-date period, CCBG achieves a 14.31% return, which is significantly higher than LYG's 10.76% return. Over the past 10 years, CCBG has outperformed LYG with an annualized return of 15.21%, while LYG has yielded a comparatively lower 10.47% annualized return.
CCBG
- 1D
- 2.58%
- 1M
- 4.19%
- YTD
- 14.31%
- 6M
- 13.17%
- 1Y
- 29.60%
- 3Y*
- 18.86%
- 5Y*
- 15.25%
- 10Y*
- 15.21%
LYG
- 1D
- -0.17%
- 1M
- 6.90%
- YTD
- 10.76%
- 6M
- 10.56%
- 1Y
- 45.01%
- 3Y*
- 46.71%
- 5Y*
- 22.72%
- 10Y*
- 10.47%
CCBG vs. LYG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CCBG Capital City Bank Group, Inc. | 14.31% | 19.12% | 28.06% | -7.14% | 25.82% | 10.03% | -17.34% | 33.95% | 2.49% | 13.28% |
LYG Lloyds Banking Group plc | 10.76% | 103.71% | 20.30% | 14.68% | -9.47% | 33.81% | -40.79% | 36.81% | -28.35% | 30.79% |
Correlation
The correlation between CCBG and LYG is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.28 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.32 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Nov 27, 2001 | 0.32 |
Fundamentals
CCBG:
$3.53
LYG:
£0.45
CCBG:
13.60
LYG:
9.68
CCBG:
0.75
LYG:
4.84
CCBG:
2.99
LYG:
0.75
CCBG:
$274.84M
LYG:
£65.49B
CCBG:
$247.12M
LYG:
£65.49B
CCBG:
$86.20M
LYG:
£7.17B
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Return for Risk
CCBG vs. LYG — Risk / Return Rank
CCBG
LYG
CCBG vs. LYG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Capital City Bank Group, Inc. (CCBG) and Lloyds Banking Group plc (LYG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CCBG | LYG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.38 | ||
| Sortino ratioReturn per unit of downside risk | -0.50 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.27 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.30 | 1.99 | +0.31 |
| Martin ratioReturn relative to average drawdown | 5.95 | 5.38 | +0.57 |
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Drawdowns
CCBG vs. LYG - Drawdown Comparison
The maximum CCBG drawdown since its inception was -79.86%, smaller than the maximum LYG drawdown of -94.84%. Use the drawdown chart below to compare losses from any high point for CCBG and LYG.
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Drawdown Indicators
| CCBG | LYG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.86% | -94.84% | +14.98% |
Max Drawdown (1Y)Largest decline over 1 year | -12.94% | -22.72% | +9.78% |
Max Drawdown (3Y)Largest decline over 3 years | -21.15% | -22.72% | +1.57% |
Max Drawdown (5Y)Largest decline over 5 years | -27.36% | -40.19% | +12.83% |
Max Drawdown (10Y)Largest decline over 10 years | -45.20% | -68.72% | +23.52% |
Current DrawdownCurrent decline from peak | 0.00% | -54.22% | +54.22% |
Average DrawdownAverage peak-to-trough decline | -28.18% | -63.40% | +35.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.98% | 8.39% | -3.41% |
Volatility
CCBG vs. LYG - Volatility Comparison
The current volatility for Capital City Bank Group, Inc. (CCBG) is 6.66%, while Lloyds Banking Group plc (LYG) has a volatility of 8.76%. This indicates that CCBG experiences smaller price fluctuations and is considered to be less risky than LYG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CCBG | LYG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.66% | 8.76% | -2.10% |
Volatility (6M)Calculated over the trailing 6-month period | 16.53% | 22.56% | -6.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.88% | 28.60% | -3.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.75% | 32.14% | -4.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.15% | 35.60% | -1.45% |
Dividends
CCBG vs. LYG - Dividend Comparison
CCBG's dividend yield for the trailing twelve months is around 2.21%, less than LYG's 3.48% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CCBG Capital City Bank Group, Inc. | 2.21% | 2.35% | 2.40% | 2.58% | 2.03% | 2.35% | 2.32% | 1.57% | 1.38% | 1.05% | 0.83% | 0.85% |
LYG Lloyds Banking Group plc | 3.48% | 3.19% | 5.44% | 5.23% | 4.92% | 2.70% | 0.00% | 5.04% | 6.63% | 6.81% | 5.17% | 2.11% |
Financials
CCBG vs. LYG - Financials Comparison
This section allows you to compare key financial metrics between Capital City Bank Group, Inc. and Lloyds Banking Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CCBG vs. LYG - Profitability Comparison
CCBG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Capital City Bank Group, Inc. reported a gross profit of 62.04M and revenue of 62.75M. Therefore, the gross margin over that period was 98.9%.
LYG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a gross profit of 5.18B and revenue of 5.18B. Therefore, the gross margin over that period was 100.0%.
CCBG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Capital City Bank Group, Inc. reported an operating income of 20.67M and revenue of 62.75M, resulting in an operating margin of 32.9%.
LYG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported an operating income of 2.03B and revenue of 5.18B, resulting in an operating margin of 39.1%.
CCBG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Capital City Bank Group, Inc. reported a net income of 15.82M and revenue of 62.75M, resulting in a net margin of 25.2%.
LYG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a net income of 1.53B and revenue of 5.18B, resulting in a net margin of 29.5%.
Frequently Asked Questions
CCBG and LYG have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LYG has higher volatility (8.76%) compared to CCBG (6.66%). In terms of maximum drawdown, CCBG dropped -79.86% vs LYG's -94.84%.
LYG currently has the higher Sharpe Ratio (1.58 vs 1.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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