BVA.L vs. BNC.L
Compare and contrast key facts about Banco Bilbao Vizcaya Argentaria S.A (BVA.L) and Banco Santander (BNC.L).
Performance
BVA.L vs. BNC.L - Performance Comparison
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BVA.L vs. BNC.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BVA.L Banco Bilbao Vizcaya Argentaria S.A | -6.25% | 125.23% | 22.78% | 54.50% | 16.05% | 33.30% | -13.98% | 12.88% | -32.12% | 17.02% |
BNC.L Banco Santander | -1.99% | 133.28% | 22.78% | 40.90% | -0.91% | 13.58% | -21.15% | 0.31% | -24.72% | 16.75% |
Different Trading Currencies
BVA.L is traded in EUR, while BNC.L is traded in GBp. To make them comparable, the BNC.L values have been converted to EUR using the latest available exchange rates.
Fundamentals
BVA.L:
€1.80
BNC.L:
£1.34
BVA.L:
10.43
BNC.L:
6.41
BVA.L:
0.37
BNC.L:
0.32
BVA.L:
2.46
BNC.L:
1.20
BVA.L:
€44.53B
BNC.L:
£75.25B
BVA.L:
€31.72B
BNC.L:
£35.14B
BVA.L:
€20.68B
BNC.L:
£21.45B
Returns By Period
In the year-to-date period, BVA.L achieves a -6.25% return, which is significantly lower than BNC.L's -1.99% return. Over the past 10 years, BVA.L has outperformed BNC.L with an annualized return of 18.79%, while BNC.L has yielded a comparatively lower 15.53% annualized return.
BVA.L
- 1D
- 0.27%
- 1M
- -3.35%
- YTD
- -6.25%
- 6M
- 14.32%
- 1Y
- 58.79%
- 3Y*
- 51.07%
- 5Y*
- 42.03%
- 10Y*
- 18.79%
BNC.L
- 1D
- 5.33%
- 1M
- -4.37%
- YTD
- -1.99%
- 6M
- 14.00%
- 1Y
- 62.22%
- 3Y*
- 48.12%
- 5Y*
- 32.77%
- 10Y*
- 15.53%
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Return for Risk
BVA.L vs. BNC.L — Risk / Return Rank
BVA.L
BNC.L
BVA.L vs. BNC.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Banco Bilbao Vizcaya Argentaria S.A (BVA.L) and Banco Santander (BNC.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BVA.L | BNC.L | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.88 | -0.71 |
Sortino ratioReturn per unit of downside risk | 1.74 | 2.37 | -0.63 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.32 | -0.11 |
Calmar ratioReturn relative to maximum drawdown | 2.64 | 3.67 | -1.03 |
Martin ratioReturn relative to average drawdown | 8.16 | 11.69 | -3.53 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BVA.L | BNC.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.88 | -0.71 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.08 | 0.92 | +0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.48 | 0.41 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.15 | 0.04 | +0.11 |
Correlation
The correlation between BVA.L and BNC.L is 0.59, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
BVA.L vs. BNC.L - Dividend Comparison
BVA.L's dividend yield for the trailing twelve months is around 3.89%, more than BNC.L's 2.28% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BVA.L Banco Bilbao Vizcaya Argentaria S.A | 3.89% | 3.65% | 7.23% | 5.74% | 6.16% | 2.65% | 3.95% | 5.22% | 5.39% | 4.22% | 5.80% | 2.35% |
BNC.L Banco Santander | 2.28% | 2.22% | 4.60% | 3.72% | 3.85% | 2.67% | 4.20% | 6.33% | 5.41% | 3.77% | 6.85% | 13.81% |
Drawdowns
BVA.L vs. BNC.L - Drawdown Comparison
The maximum BVA.L drawdown since its inception was -76.20%, smaller than the maximum BNC.L drawdown of -88.90%. Use the drawdown chart below to compare losses from any high point for BVA.L and BNC.L.
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Drawdown Indicators
| BVA.L | BNC.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.20% | -329.19% | +252.99% |
Max Drawdown (1Y)Largest decline over 1 year | -22.77% | -16.80% | -5.97% |
Max Drawdown (5Y)Largest decline over 5 years | -32.81% | -33.37% | +0.56% |
Max Drawdown (10Y)Largest decline over 10 years | -67.62% | -69.46% | +1.84% |
Current DrawdownCurrent decline from peak | -16.29% | -304.46% | +288.17% |
Average DrawdownAverage peak-to-trough decline | -35.74% | -147.83% | +112.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.36% | 5.04% | +2.32% |
Volatility
BVA.L vs. BNC.L - Volatility Comparison
Banco Bilbao Vizcaya Argentaria S.A (BVA.L) has a higher volatility of 16.88% compared to Banco Santander (BNC.L) at 12.88%. This indicates that BVA.L's price experiences larger fluctuations and is considered to be riskier than BNC.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BVA.L | BNC.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.88% | 12.88% | +4.00% |
Volatility (6M)Calculated over the trailing 6-month period | 40.89% | 23.78% | +17.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 50.23% | 33.08% | +17.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 38.84% | 35.57% | +3.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.69% | 37.54% | +1.15% |
Financials
BVA.L vs. BNC.L - Financials Comparison
This section allows you to compare key financial metrics between Banco Bilbao Vizcaya Argentaria S.A and Banco Santander. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BVA.L vs. BNC.L - Profitability Comparison
BVA.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banco Bilbao Vizcaya Argentaria S.A reported a gross profit of 8.05B and revenue of 9.80B. Therefore, the gross margin over that period was 82.2%.
BNC.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banco Santander reported a gross profit of 0.00 and revenue of 15.16B. Therefore, the gross margin over that period was 0.0%.
BVA.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banco Bilbao Vizcaya Argentaria S.A reported an operating income of 5.68B and revenue of 9.80B, resulting in an operating margin of 58.0%.
BNC.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banco Santander reported an operating income of 3.97B and revenue of 15.16B, resulting in an operating margin of 26.2%.
BVA.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banco Bilbao Vizcaya Argentaria S.A reported a net income of 2.53B and revenue of 9.80B, resulting in a net margin of 25.9%.
BNC.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banco Santander reported a net income of 3.76B and revenue of 15.16B, resulting in a net margin of 24.8%.