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BHB vs. TMP
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

BHB vs. TMP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bar Harbor Bankshares (BHB) and Tompkins Financial Corporation (TMP). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, BHB achieves a 30.37% return, which is significantly lower than TMP's 39.87% return. Over the past 10 years, BHB has outperformed TMP with an annualized return of 9.19%, while TMP has yielded a comparatively lower 6.63% annualized return.


BHB

1D
0.74%
1M
5.44%
6M
19.37%
YTD
30.37%
1Y
44.33%
3Y*
18.39%
5Y*
11.00%
10Y*
9.19%
ALL TIME*
8.45%

TMP

1D
0.47%
1M
5.61%
6M
26.61%
YTD
39.87%
1Y
64.75%
3Y*
23.18%
5Y*
9.31%
10Y*
6.63%
ALL TIME*
9.89%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison


PositionAvg. Volume Value (2W)Avg. Volume Value (1M)Avg. Volume Value (3M)
$3.87M$3.59M$4.40M
$11.30M$9.51M$7.69M

BHB vs. TMP - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
BHB
Bar Harbor Bankshares
30.37%5.71%8.63%-4.45%14.76%32.33%-7.23%17.15%-14.60%-12.08%
TMP
Tompkins Financial Corporation
39.87%11.11%17.77%-19.23%-4.40%21.77%-20.35%25.05%-5.55%-12.06%

Correlation

The correlation between BHB and TMP is 0.73, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.


Correlation
Correlation (1Y)
Focuses on recent behavior, but can change the most.

0.73

Correlation (3Y)
Balances recent behavior with more history.

0.73

Correlation (5Y)
Shows whether the relationship held over a longer period.

0.70

Correlation (10Y)
Provides a long-term view across more market conditions.

0.66

Correlation (All Time)
Calculated using the full available price history since Sep 23, 1997

0.36

Over the past year, BHB and TMP have become more correlated (0.73) than their long-term average of 0.36, meaning their price movements have been converging.

Fundamentals

Market Cap

BHB:

$664.83M

TMP:

$1.44B

EPS

BHB:

$2.96

TMP:

$16.30

PE Ratio

BHB:

13.40

TMP:

6.13

PS Ratio

BHB:

2.70

TMP:

2.19

Total Revenue (TTM)

BHB:

$245.34M

TMP:

$489.39M

Gross Profit (TTM)

BHB:

$129.45M

TMP:

$355.28M

EBITDA (TTM)

BHB:

$38.59M

TMP:

$174.72M

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Bar Harbor Bankshares

Tompkins Financial Corporation

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BHB vs. VOOBHB vs. SPY
Often compared with TMP:
TMP vs. FUNC

Return for Risk

BHB vs. TMP — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

BHB
BHB Risk / Return Rank: 8585
Overall Rank
BHB Sharpe Ratio Rank: 8686
Sharpe Ratio Rank
BHB Sortino Ratio Rank: 8484
Sortino Ratio Rank
BHB Omega Ratio Rank: 8181
Omega Ratio Rank
BHB Calmar Ratio Rank: 8787
Calmar Ratio Rank
BHB Martin Ratio Rank: 8686
Martin Ratio Rank

TMP
TMP Risk / Return Rank: 9292
Overall Rank
TMP Sharpe Ratio Rank: 9393
Sharpe Ratio Rank
TMP Sortino Ratio Rank: 9292
Sortino Ratio Rank
TMP Omega Ratio Rank: 9090
Omega Ratio Rank
TMP Calmar Ratio Rank: 9494
Calmar Ratio Rank
TMP Martin Ratio Rank: 9393
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

BHB vs. TMP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bar Harbor Bankshares (BHB) and Tompkins Financial Corporation (TMP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


BHBTMPDifference
Sharpe ratioReturn per unit of total volatility

-0.51

Sortino ratioReturn per unit of downside risk

-0.69

Omega ratioGain probability vs. loss probability

1.27

1.36

-0.09

Calmar ratioReturn relative to maximum drawdown

3.07

4.62

-1.55

Martin ratioReturn relative to average drawdown

7.53

12.10

-4.58

BHB vs. TMP - Sharpe Ratio Comparison

The current BHB Sharpe Ratio is 1.59, which is comparable to the TMP Sharpe Ratio of 2.10. The chart below compares the historical Sharpe Ratios of BHB and TMP, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

BHB vs. TMP - Drawdown Comparison

The maximum BHB drawdown since its inception was -54.36%, which is greater than TMP's maximum drawdown of -49.17%. Use the drawdown chart below to compare losses from any high point for BHB and TMP.


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Drawdown Indicators


BHBTMPDifference

Max Drawdown

Largest peak-to-trough decline

-54.36%

-49.17%

-5.19%

Max Drawdown (1Y)

Largest decline over 1 year

-13.86%

-13.03%

-0.83%

Max Drawdown (3Y)

Largest decline over 3 years

-27.14%

-30.90%

+3.76%

Max Drawdown (5Y)

Largest decline over 5 years

-33.36%

-45.75%

+12.39%

Max Drawdown (10Y)

Largest decline over 10 years

-54.36%

-47.82%

-6.54%

Current Drawdown

Current decline from peak

-0.63%

-1.39%

+0.76%

Average Drawdown

Average peak-to-trough decline

-14.59%

-14.23%

-0.36%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.64%

4.99%

+0.65%

Volatility

BHB vs. TMP - Volatility Comparison

The current volatility for Bar Harbor Bankshares (BHB) is 6.47%, while Tompkins Financial Corporation (TMP) has a volatility of 10.77%. This indicates that BHB experiences smaller price fluctuations and is considered to be less risky than TMP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


BHBTMPDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.47%

10.77%

-4.30%

Volatility (6M)

Calculated over the trailing 6-month period

16.78%

19.83%

-3.05%

Volatility (1Y)

Calculated over the trailing 1-year period

26.77%

28.72%

-1.95%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

32.88%

32.81%

+0.07%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

38.05%

33.84%

+4.21%

Dividends

BHB vs. TMP - Dividend Comparison

BHB's dividend yield for the trailing twelve months is around 3.27%, more than TMP's 2.61% yield.


PositionTTM20252024202320222021202020192018201720162015
BHB
Bar Harbor Bankshares
3.27%4.06%3.86%3.75%3.18%3.25%3.90%3.39%3.51%2.76%2.30%2.93%
TMP
Tompkins Financial Corporation
2.61%3.46%3.60%3.98%2.98%2.62%2.97%2.21%2.59%2.24%1.87%3.03%

Financials

BHB vs. TMP - Financials Comparison

This section allows you to compare key financial metrics between Bar Harbor Bankshares and Tompkins Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items

Frequently Asked Questions


BHB and TMP have a correlation of 0.73, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

TMP has higher volatility (10.77%) compared to BHB (6.47%). In terms of maximum drawdown, BHB dropped -54.36% vs TMP's -49.17%.

TMP currently has the higher Sharpe Ratio (2.10 vs 1.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for BHB and TMP

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