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BHB vs. TMP
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

BHB vs. TMP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bar Harbor Bankshares (BHB) and Tompkins Financial Corporation (TMP). The values are adjusted to include any dividend payments, if applicable.

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BHB vs. TMP - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
BHB
Bar Harbor Bankshares
5.48%5.71%8.63%-4.45%14.76%32.33%-7.23%17.15%-14.60%-12.08%
TMP
Tompkins Financial Corporation
9.59%11.11%17.77%-19.23%-4.40%21.77%-20.35%25.05%-5.55%-12.06%

Fundamentals

EPS

BHB:

$2.29

TMP:

$16.86

PE Ratio

BHB:

14.18

TMP:

4.68

PS Ratio

BHB:

2.15

TMP:

1.66

Total Revenue (TTM)

BHB:

$243.34M

TMP:

$453.18M

Gross Profit (TTM)

BHB:

$164.01M

TMP:

$241.22M

EBITDA (TTM)

BHB:

$52.02M

TMP:

$87.23M

Returns By Period

In the year-to-date period, BHB achieves a 5.48% return, which is significantly lower than TMP's 9.59% return. Over the past 10 years, BHB has outperformed TMP with an annualized return of 7.68%, while TMP has yielded a comparatively lower 5.22% annualized return.


BHB

1D
0.62%
1M
0.59%
YTD
5.48%
6M
8.72%
1Y
14.55%
3Y*
11.60%
5Y*
5.74%
10Y*
7.68%

TMP

1D
2.44%
1M
2.78%
YTD
9.59%
6M
21.21%
1Y
30.00%
3Y*
10.44%
5Y*
2.74%
10Y*
5.22%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Bar Harbor Bankshares

Tompkins Financial Corporation

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BHB vs. VOOBHB vs. SPY

Return for Risk

BHB vs. TMP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BHB
BHB Risk / Return Rank: 5858
Overall Rank
BHB Sharpe Ratio Rank: 6060
Sharpe Ratio Rank
BHB Sortino Ratio Rank: 5252
Sortino Ratio Rank
BHB Omega Ratio Rank: 5050
Omega Ratio Rank
BHB Calmar Ratio Rank: 6363
Calmar Ratio Rank
BHB Martin Ratio Rank: 6262
Martin Ratio Rank

TMP
TMP Risk / Return Rank: 7272
Overall Rank
TMP Sharpe Ratio Rank: 7373
Sharpe Ratio Rank
TMP Sortino Ratio Rank: 6767
Sortino Ratio Rank
TMP Omega Ratio Rank: 6666
Omega Ratio Rank
TMP Calmar Ratio Rank: 7979
Calmar Ratio Rank
TMP Martin Ratio Rank: 7777
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BHB vs. TMP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bar Harbor Bankshares (BHB) and Tompkins Financial Corporation (TMP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


BHBTMPDifference

Sharpe ratio

Return per unit of total volatility

0.48

0.96

-0.47

Sortino ratio

Return per unit of downside risk

0.86

1.48

-0.62

Omega ratio

Gain probability vs. loss probability

1.11

1.19

-0.09

Calmar ratio

Return relative to maximum drawdown

0.98

2.26

-1.28

Martin ratio

Return relative to average drawdown

2.16

4.98

-2.82

BHB vs. TMP - Sharpe Ratio Comparison

The current BHB Sharpe Ratio is 0.48, which is lower than the TMP Sharpe Ratio of 0.96. The chart below compares the historical Sharpe Ratios of BHB and TMP, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


BHBTMPDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.48

0.96

-0.47

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.17

0.08

+0.09

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.20

0.15

+0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

0.25

0.23

+0.02

Correlation

The correlation between BHB and TMP is 0.35, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

BHB vs. TMP - Dividend Comparison

BHB's dividend yield for the trailing twelve months is around 3.94%, more than TMP's 3.25% yield.


TTM20252024202320222021202020192018201720162015
BHB
Bar Harbor Bankshares
3.94%4.06%3.86%3.75%3.18%3.25%3.90%3.39%3.51%2.76%2.30%2.93%
TMP
Tompkins Financial Corporation
3.25%3.46%3.60%3.98%2.98%2.62%2.97%2.21%2.59%2.24%1.87%3.03%

Drawdowns

BHB vs. TMP - Drawdown Comparison

The maximum BHB drawdown since its inception was -54.36%, which is greater than TMP's maximum drawdown of -49.17%. Use the drawdown chart below to compare losses from any high point for BHB and TMP.


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Drawdown Indicators


BHBTMPDifference

Max Drawdown

Largest peak-to-trough decline

-54.36%

-49.17%

-5.19%

Max Drawdown (1Y)

Largest decline over 1 year

-13.86%

-13.03%

-0.83%

Max Drawdown (5Y)

Largest decline over 5 years

-33.36%

-45.75%

+12.39%

Max Drawdown (10Y)

Largest decline over 10 years

-54.36%

-47.82%

-6.54%

Current Drawdown

Current decline from peak

-10.04%

-6.84%

-3.20%

Average Drawdown

Average peak-to-trough decline

-14.73%

-14.35%

-0.38%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.28%

5.92%

+0.36%

Volatility

BHB vs. TMP - Volatility Comparison

Bar Harbor Bankshares (BHB) and Tompkins Financial Corporation (TMP) have volatilities of 6.18% and 6.07%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


BHBTMPDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.18%

6.07%

+0.11%

Volatility (6M)

Calculated over the trailing 6-month period

20.12%

20.45%

-0.33%

Volatility (1Y)

Calculated over the trailing 1-year period

30.18%

31.49%

-1.31%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

33.57%

32.77%

+0.80%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

38.10%

33.81%

+4.29%

Financials

BHB vs. TMP - Financials Comparison

This section allows you to compare key financial metrics between Bar Harbor Bankshares and Tompkins Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


40.00M60.00M80.00M100.00M120.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
67.70M
100.91M
(BHB) Total Revenue
(TMP) Total Revenue
Values in USD except per share items

BHB vs. TMP - Profitability Comparison

The chart below illustrates the profitability comparison between Bar Harbor Bankshares and Tompkins Financial Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
72.3%
0
Portfolio components
BHB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Bar Harbor Bankshares reported a gross profit of 48.94M and revenue of 67.70M. Therefore, the gross margin over that period was 72.3%.

TMP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Tompkins Financial Corporation reported a gross profit of 0.00 and revenue of 100.91M. Therefore, the gross margin over that period was 0.0%.

BHB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Bar Harbor Bankshares reported an operating income of 15.14M and revenue of 67.70M, resulting in an operating margin of 22.4%.

TMP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Tompkins Financial Corporation reported an operating income of 0.00 and revenue of 100.91M, resulting in an operating margin of 0.0%.

BHB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Bar Harbor Bankshares reported a net income of 11.76M and revenue of 67.70M, resulting in a net margin of 17.4%.

TMP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Tompkins Financial Corporation reported a net income of 96.25M and revenue of 100.91M, resulting in a net margin of 95.4%.