BHB vs. TMP
BHB (Bar Harbor Bankshares) and TMP (Tompkins Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, BHB returned 7.98%/yr vs 5.47%/yr for TMP. At a 0.36 correlation, their price movements are largely independent.
Performance
BHB vs. TMP - Performance Comparison
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Returns By Period
In the year-to-date period, BHB achieves a 12.57% return, which is significantly lower than TMP's 16.98% return. Over the past 10 years, BHB has outperformed TMP with an annualized return of 7.98%, while TMP has yielded a comparatively lower 5.47% annualized return.
BHB
- 1D
- -2.42%
- 1M
- 1.26%
- YTD
- 12.57%
- 6M
- 12.07%
- 1Y
- 22.50%
- 3Y*
- 15.32%
- 5Y*
- 6.81%
- 10Y*
- 7.98%
TMP
- 1D
- -3.01%
- 1M
- 1.33%
- YTD
- 16.98%
- 6M
- 18.32%
- 1Y
- 40.49%
- 3Y*
- 17.94%
- 5Y*
- 3.96%
- 10Y*
- 5.47%
BHB vs. TMP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BHB Bar Harbor Bankshares | 12.57% | 5.71% | 8.63% | -4.45% | 14.76% | 32.33% | -7.23% | 17.15% | -14.60% | -12.08% |
TMP Tompkins Financial Corporation | 16.98% | 11.11% | 17.77% | -19.23% | -4.40% | 21.77% | -20.35% | 25.05% | -5.55% | -12.06% |
Correlation
The correlation between BHB and TMP is 0.75, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.75 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.74 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.69 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.66 |
Correlation (All Time) Calculated using the full available price history since Sep 24, 1997 | 0.36 |
Over the past year, BHB and TMP have become more correlated (0.75) than their long-term average of 0.36, meaning their price movements have been converging.
Fundamentals
BHB:
$2.47
TMP:
$15.57
BHB:
13.89
TMP:
5.36
BHB:
2.30
TMP:
1.58
BHB:
$242.77M
TMP:
$567.12M
BHB:
$126.59M
TMP:
$358.66M
BHB:
$37.74M
TMP:
$201.14M
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Return for Risk
BHB vs. TMP — Risk / Return Rank
BHB
TMP
BHB vs. TMP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bar Harbor Bankshares (BHB) and Tompkins Financial Corporation (TMP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BHB | TMP | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.84 | 1.42 | -0.58 |
Sortino ratioReturn per unit of downside risk | 1.32 | 2.08 | -0.76 |
Omega ratioGain probability vs. loss probability | 1.16 | 1.25 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.63 | 3.12 | -1.49 |
Martin ratioReturn relative to average drawdown | 3.84 | 7.78 | -3.93 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BHB | TMP | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.84 | 1.42 | -0.58 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.21 | 0.12 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.21 | 0.16 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.26 | 0.23 | +0.03 |
Drawdowns
BHB vs. TMP - Drawdown Comparison
The maximum BHB drawdown since its inception was -54.36%, which is greater than TMP's maximum drawdown of -49.17%. Use the drawdown chart below to compare losses from any high point for BHB and TMP.
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Drawdown Indicators
| BHB | TMP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.36% | -49.17% | -5.19% |
Max Drawdown (1Y)Largest decline over 1 year | -13.86% | -13.03% | -0.83% |
Max Drawdown (3Y)Largest decline over 3 years | -27.14% | -30.90% | +3.76% |
Max Drawdown (5Y)Largest decline over 5 years | -33.36% | -45.75% | +12.39% |
Max Drawdown (10Y)Largest decline over 10 years | -54.36% | -47.82% | -6.54% |
Current DrawdownCurrent decline from peak | -4.00% | -4.30% | +0.30% |
Average DrawdownAverage peak-to-trough decline | -14.67% | -14.29% | -0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.87% | 5.22% | +0.65% |
Volatility
BHB vs. TMP - Volatility Comparison
The current volatility for Bar Harbor Bankshares (BHB) is 5.53%, while Tompkins Financial Corporation (TMP) has a volatility of 7.04%. This indicates that BHB experiences smaller price fluctuations and is considered to be less risky than TMP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BHB | TMP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.53% | 7.04% | -1.51% |
Volatility (6M)Calculated over the trailing 6-month period | 17.40% | 19.05% | -1.65% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.11% | 28.77% | -1.66% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.29% | 32.70% | +0.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.03% | 33.79% | +4.24% |
Dividends
BHB vs. TMP - Dividend Comparison
BHB's dividend yield for the trailing twelve months is around 3.79%, more than TMP's 3.13% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BHB Bar Harbor Bankshares | 3.79% | 4.06% | 3.86% | 3.75% | 3.18% | 3.25% | 3.90% | 3.39% | 3.51% | 2.76% | 2.30% | 2.93% |
TMP Tompkins Financial Corporation | 3.13% | 3.46% | 3.60% | 3.98% | 2.98% | 2.62% | 2.97% | 2.21% | 2.59% | 2.24% | 1.87% | 3.03% |
Financials
BHB vs. TMP - Financials Comparison
This section allows you to compare key financial metrics between Bar Harbor Bankshares and Tompkins Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BHB vs. TMP - Profitability Comparison
BHB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Bar Harbor Bankshares reported a gross profit of 0.00 and revenue of 55.25M. Therefore, the gross margin over that period was 0.0%.
TMP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Tompkins Financial Corporation reported a gross profit of 0.00 and revenue of 102.67M. Therefore, the gross margin over that period was 0.0%.
BHB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Bar Harbor Bankshares reported an operating income of 0.00 and revenue of 55.25M, resulting in an operating margin of 0.0%.
TMP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Tompkins Financial Corporation reported an operating income of 0.00 and revenue of 102.67M, resulting in an operating margin of 0.0%.
BHB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Bar Harbor Bankshares reported a net income of 13.54M and revenue of 55.25M, resulting in a net margin of 24.5%.
TMP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Tompkins Financial Corporation reported a net income of 26.07M and revenue of 102.67M, resulting in a net margin of 25.4%.
Frequently Asked Questions
BHB and TMP have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TMP has higher volatility (7.04%) compared to BHB (5.53%). In terms of maximum drawdown, BHB dropped -54.36% vs TMP's -49.17%.
TMP currently has the higher Sharpe Ratio (1.42 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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