BAJAJFINSV.NS vs. M&M.NS

Last updated Apr 2, 2026

Compare and contrast key facts about Bajaj Finserv Limited (BAJAJFINSV.NS) and Mahindra & Mahindra Limited (M&M.NS).

Performance

BAJAJFINSV.NS vs. M&M.NS - Performance Comparison

The chart below illustrates the hypothetical performance of a ₹10,000 investment in Bajaj Finserv Limited (BAJAJFINSV.NS) and Mahindra & Mahindra Limited (M&M.NS). The values are adjusted to include any dividend payments, if applicable.

BAJAJFINSV.NS vs. M&M.NS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BAJAJFINSV.NS Bajaj Finserv Limited	-19.26%	29.99%	-6.93%	9.17%	-5.93%	85.20%	-5.62%	45.59%	23.69%	81.81%
M&M.NS Mahindra & Mahindra Limited	-18.27%	24.34%	75.15%	39.89%	50.75%	17.48%	36.15%	-32.95%	7.89%	26.82%

Returns By Period

In the year-to-date period, BAJAJFINSV.NS achieves a -19.26% return, which is significantly lower than M&M.NS's -18.27% return. Over the past 10 years, BAJAJFINSV.NS has outperformed M&M.NS with an annualized return of 25.21%, while M&M.NS has yielded a comparatively lower 18.50% annualized return.

BAJAJFINSV.NS

• 1D: 0.93%
• 1M: -15.19%
• YTD: -19.26%
• 6M: -17.94%
• 1Y: -15.14%
• 3Y*: 9.19%
• 5Y*: 10.97%
• 10Y*: 25.21%

M&M.NS

• 1D: 2.60%
• 1M: -9.08%
• YTD: -18.27%
• 6M: -12.47%
• 1Y: 15.84%
• 3Y*: 38.98%
• 5Y*: 31.52%
• 10Y*: 18.50%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BAJAJFINSV.NS vs. M&M.NS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BAJAJFINSV.NS

BAJAJFINSV.NS Risk / Return Rank: 11
BAJAJFINSV.NS Sharpe Ratio Rank: 12
BAJAJFINSV.NS Sortino Ratio Rank: 13
BAJAJFINSV.NS Omega Ratio Rank: 14
BAJAJFINSV.NS Calmar Ratio Rank: 16
BAJAJFINSV.NS Martin Ratio Rank: 1

M&M.NS

M&M.NS Risk / Return Rank: 57
M&M.NS Sharpe Ratio Rank: 62
M&M.NS Sortino Ratio Rank: 54
M&M.NS Omega Ratio Rank: 53
M&M.NS Calmar Ratio Rank: 56
M&M.NS Martin Ratio Rank: 62

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BAJAJFINSV.NS vs. M&M.NS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bajaj Finserv Limited (BAJAJFINSV.NS) and Mahindra & Mahindra Limited (M&M.NS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BAJAJFINSV.NS	M&M.NS	Difference
Sharpe ratio Return per unit of total volatility	-0.67	0.60	-1.26
Sortino ratio Return per unit of downside risk	-0.82	1.00	-1.81
Omega ratio Gain probability vs. loss probability	0.90	1.12	-0.22
Calmar ratio Return relative to maximum drawdown	-0.70	0.64	-1.34
Martin ratio Return relative to average drawdown	-2.31	2.31	-4.61
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BAJAJFINSV.NS vs. M&M.NS - Sharpe Ratio Comparison

The current BAJAJFINSV.NS Sharpe Ratio is -0.67, which is lower than the M&M.NS Sharpe Ratio of 0.60. The chart below compares the historical Sharpe Ratios of BAJAJFINSV.NS and M&M.NS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BAJAJFINSV.NS	M&M.NS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.67	0.60	-1.26
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.41	1.14	-0.73
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.78	0.62	+0.16
Sharpe Ratio (All Time) Calculated using the full available price history	0.59	0.19	+0.39

Correlation

The correlation between BAJAJFINSV.NS and M&M.NS is 0.30, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

BAJAJFINSV.NS vs. M&M.NS - Dividend Comparison

BAJAJFINSV.NS's dividend yield for the trailing twelve months is around 0.06%, less than M&M.NS's 0.83% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BAJAJFINSV.NS Bajaj Finserv Limited	0.06%	0.05%	0.06%	0.05%	0.03%	0.02%	0.06%	0.03%	0.03%	0.03%	0.06%	0.09%
M&M.NS Mahindra & Mahindra Limited	0.83%	0.68%	0.70%	0.94%	0.92%	1.05%	0.33%	1.60%	0.93%	0.01%	0.02%	0.01%

Drawdowns

BAJAJFINSV.NS vs. M&M.NS - Drawdown Comparison

The maximum BAJAJFINSV.NS drawdown since its inception was -86.73%, smaller than the maximum M&M.NS drawdown of -94.09%. Use the drawdown chart below to compare losses from any high point for BAJAJFINSV.NS and M&M.NS.

Drawdown Indicators

	BAJAJFINSV.NS	M&M.NS	Difference
Max Drawdown Largest peak-to-trough decline	-86.73%	-94.09%	+7.36%
Max Drawdown (1Y) Largest decline over 1 year	-25.03%	-22.91%	-2.12%
Max Drawdown (5Y) Largest decline over 5 years	-42.29%	-28.09%	-14.20%
Max Drawdown (10Y) Largest decline over 10 years	-58.71%	-72.28%	+13.57%
Current Drawdown Current decline from peak	-24.33%	-20.27%	-4.06%
Average Drawdown Average peak-to-trough decline	-18.71%	-31.18%	+12.47%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.61%	6.35%	+1.26%

Volatility

BAJAJFINSV.NS vs. M&M.NS - Volatility Comparison

The current volatility for Bajaj Finserv Limited (BAJAJFINSV.NS) is 9.80%, while Mahindra & Mahindra Limited (M&M.NS) has a volatility of 14.46%. This indicates that BAJAJFINSV.NS experiences smaller price fluctuations and is considered to be less risky than M&M.NS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BAJAJFINSV.NS	M&M.NS	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.80%	14.46%	-4.66%
Volatility (6M) Calculated over the trailing 6-month period	16.88%	18.83%	-1.95%
Volatility (1Y) Calculated over the trailing 1-year period	23.12%	26.57%	-3.45%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	26.85%	28.15%	-1.30%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.92%	30.36%	+2.56%

Financials