ALLE vs. USB

Last updated Apr 1, 2026

Compare and contrast key facts about Allegion plc (ALLE) and U.S. Bancorp (USB).

Performance

ALLE vs. USB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Allegion plc (ALLE) and U.S. Bancorp (USB). The values are adjusted to include any dividend payments, if applicable.

ALLE vs. USB - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ALLE Allegion plc	-8.40%	23.54%	4.66%	22.32%	-19.26%	15.06%	-5.41%	57.89%	1.18%	25.32%
USB U.S. Bancorp	-1.52%	16.48%	15.62%	4.79%	-19.13%	24.32%	-17.85%	33.62%	-12.36%	6.61%

Fundamentals

EPS ALLE : $11.17 USB : $4.86
PE Ratio ALLE : 13.01 USB : 10.69
PS Ratio ALLE : 2.06 USB : 1.89
Total Revenue (TTM) ALLE : $4.07B USB : $42.86B
Gross Profit (TTM) ALLE : $1.84B USB : $26.93B
EBITDA (TTM) ALLE : $968.60M USB : $10.29B

Returns By Period

In the year-to-date period, ALLE achieves a -8.40% return, which is significantly lower than USB's -1.52% return. Over the past 10 years, ALLE has outperformed USB with an annualized return of 9.63%, while USB has yielded a comparatively lower 6.30% annualized return.

ALLE

• 1D: 1.68%
• 1M: -9.50%
• YTD: -8.40%
• 6M: -17.51%
• 1Y: 12.88%
• 3Y*: 12.46%
• 5Y*: 4.09%
• 10Y*: 9.63%

USB

• 1D: 3.28%
• 1M: -3.87%
• YTD: -1.52%
• 6M: 9.78%
• 1Y: 28.41%
• 3Y*: 18.38%
• 5Y*: 2.96%
• 10Y*: 6.30%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ALLE vs. USB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ALLE

ALLE Risk / Return Rank: 58
ALLE Sharpe Ratio Rank: 60
ALLE Sortino Ratio Rank: 54
ALLE Omega Ratio Rank: 54
ALLE Calmar Ratio Rank: 59
ALLE Martin Ratio Rank: 62

USB

USB Risk / Return Rank: 74
USB Sharpe Ratio Rank: 77
USB Sortino Ratio Rank: 69
USB Omega Ratio Rank: 71
USB Calmar Ratio Rank: 76
USB Martin Ratio Rank: 77

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ALLE vs. USB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Allegion plc (ALLE) and U.S. Bancorp (USB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ALLE	USB	Difference
Sharpe ratio Return per unit of total volatility	0.50	1.07	-0.58
Sortino ratio Return per unit of downside risk	0.93	1.52	-0.59
Omega ratio Gain probability vs. loss probability	1.12	1.22	-0.10
Calmar ratio Return relative to maximum drawdown	0.72	1.84	-1.12
Martin ratio Return relative to average drawdown	1.94	4.80	-2.87
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ALLE vs. USB - Sharpe Ratio Comparison

The current ALLE Sharpe Ratio is 0.50, which is lower than the USB Sharpe Ratio of 1.07. The chart below compares the historical Sharpe Ratios of ALLE and USB, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ALLE	USB	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.50	1.07	-0.58
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.16	0.10	+0.06
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.36	0.21	+0.15
Sharpe Ratio (All Time) Calculated using the full available price history	0.41	0.06	+0.35

Correlation

The correlation between ALLE and USB is 0.49, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

ALLE vs. USB - Dividend Comparison

ALLE's dividend yield for the trailing twelve months is around 1.43%, less than USB's 3.96% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ALLE Allegion plc	1.43%	1.28%	1.47%	1.42%	1.56%	1.09%	1.10%	0.87%	1.05%	0.80%	0.75%	0.61%
USB U.S. Bancorp	3.96%	3.82%	4.14%	4.46%	4.31%	3.13%	3.61%	2.66%	2.93%	2.16%	2.08%	2.37%

Drawdowns

ALLE vs. USB - Drawdown Comparison

The maximum ALLE drawdown since its inception was -43.25%, smaller than the maximum USB drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for ALLE and USB.

Drawdown Indicators

	ALLE	USB	Difference
Max Drawdown Largest peak-to-trough decline	-43.25%	-92.31%	+49.06%
Max Drawdown (1Y) Largest decline over 1 year	-20.44%	-16.21%	-4.23%
Max Drawdown (5Y) Largest decline over 5 years	-38.87%	-52.13%	+13.26%
Max Drawdown (10Y) Largest decline over 10 years	-43.25%	-52.13%	+8.88%
Current Drawdown Current decline from peak	-18.87%	-13.42%	-5.45%
Average Drawdown Average peak-to-trough decline	-10.76%	-14.28%	+3.52%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.63%	6.21%	+1.42%

Volatility

ALLE vs. USB - Volatility Comparison

Allegion plc (ALLE) and U.S. Bancorp (USB) have volatilities of 5.44% and 5.57%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ALLE	USB	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.44%	5.57%	-0.13%
Volatility (6M) Calculated over the trailing 6-month period	16.98%	16.40%	+0.58%
Volatility (1Y) Calculated over the trailing 1-year period	26.13%	26.62%	-0.49%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.69%	29.74%	-4.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	26.58%	30.23%	-3.65%

Financials

ALLE vs. USB - Profitability Comparison

The chart below illustrates the profitability comparison between Allegion plc and U.S. Bancorp over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ALLE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Allegion plc reported a gross profit of 459.50M and revenue of 1.03B. Therefore, the gross margin over that period was 44.5%.

USB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, U.S. Bancorp reported a gross profit of 7.34B and revenue of 10.98B. Therefore, the gross margin over that period was 66.9%.

ALLE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Allegion plc reported an operating income of 209.60M and revenue of 1.03B, resulting in an operating margin of 20.3%.

USB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, U.S. Bancorp reported an operating income of 2.53B and revenue of 10.98B, resulting in an operating margin of 23.1%.

ALLE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Allegion plc reported a net income of 147.50M and revenue of 1.03B, resulting in a net margin of 14.3%.

USB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, U.S. Bancorp reported a net income of 2.05B and revenue of 10.98B, resulting in a net margin of 18.7%.