AALTX vs. SPYG
Compare and contrast key facts about American Funds 2050 Target Date Retirement Fund (AALTX) and State Street SPDR Portfolio S&P 500 Growth ETF (SPYG).
AALTX is managed by American Funds. It was launched on Jan 31, 2007. SPYG is a passively managed fund by State Street that tracks the performance of the S&P 500 Growth Index. It was launched on Sep 25, 2000.
Performance
AALTX vs. SPYG - Performance Comparison
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AALTX vs. SPYG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | -3.14% | 20.06% | 15.09% | 20.34% | -19.14% | 16.96% | 19.07% | 24.59% | -5.87% | 22.18% |
SPYG State Street SPDR Portfolio S&P 500 Growth ETF | -6.91% | 22.09% | 35.99% | 30.02% | -29.41% | 32.01% | 33.46% | 30.84% | -0.12% | 27.24% |
Returns By Period
In the year-to-date period, AALTX achieves a -3.14% return, which is significantly higher than SPYG's -6.91% return. Over the past 10 years, AALTX has underperformed SPYG with an annualized return of 10.80%, while SPYG has yielded a comparatively higher 15.90% annualized return.
AALTX
- 1D
- 2.61%
- 1M
- -6.25%
- YTD
- -3.14%
- 6M
- -0.66%
- 1Y
- 17.54%
- 3Y*
- 14.94%
- 5Y*
- 7.65%
- 10Y*
- 10.80%
SPYG
- 1D
- 1.32%
- 1M
- -4.24%
- YTD
- -6.91%
- 6M
- -5.21%
- 1Y
- 23.24%
- 3Y*
- 22.39%
- 5Y*
- 12.53%
- 10Y*
- 15.90%
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AALTX vs. SPYG - Expense Ratio Comparison
AALTX has a 0.33% expense ratio, which is higher than SPYG's 0.04% expense ratio.
Return for Risk
AALTX vs. SPYG — Risk / Return Rank
AALTX
SPYG
AALTX vs. SPYG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2050 Target Date Retirement Fund (AALTX) and State Street SPDR Portfolio S&P 500 Growth ETF (SPYG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AALTX | SPYG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 1.04 | +0.18 |
Sortino ratioReturn per unit of downside risk | 1.82 | 1.62 | +0.20 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.80 | 1.75 | +0.05 |
Martin ratioReturn relative to average drawdown | 7.77 | 6.81 | +0.96 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AALTX | SPYG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.04 | +0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.60 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.78 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.32 | +0.18 |
Correlation
The correlation between AALTX and SPYG is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AALTX vs. SPYG - Dividend Comparison
AALTX's dividend yield for the trailing twelve months is around 6.00%, more than SPYG's 0.57% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | 6.00% | 5.81% | 3.33% | 2.36% | 7.07% | 4.32% | 3.13% | 4.17% | 4.77% | 2.36% | 3.53% | 4.85% |
SPYG State Street SPDR Portfolio S&P 500 Growth ETF | 0.57% | 0.52% | 0.60% | 1.15% | 1.03% | 0.62% | 0.90% | 1.37% | 1.51% | 1.41% | 1.55% | 1.57% |
Drawdowns
AALTX vs. SPYG - Drawdown Comparison
The maximum AALTX drawdown since its inception was -50.02%, smaller than the maximum SPYG drawdown of -67.63%. Use the drawdown chart below to compare losses from any high point for AALTX and SPYG.
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Drawdown Indicators
| AALTX | SPYG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.02% | -67.63% | +17.61% |
Max Drawdown (1Y)Largest decline over 1 year | -9.98% | -13.76% | +3.78% |
Max Drawdown (5Y)Largest decline over 5 years | -26.68% | -32.67% | +5.99% |
Max Drawdown (10Y)Largest decline over 10 years | -29.30% | -32.67% | +3.37% |
Current DrawdownCurrent decline from peak | -7.09% | -9.06% | +1.97% |
Average DrawdownAverage peak-to-trough decline | -7.23% | -24.48% | +17.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.32% | 3.55% | -1.23% |
Volatility
AALTX vs. SPYG - Volatility Comparison
The current volatility for American Funds 2050 Target Date Retirement Fund (AALTX) is 5.39%, while State Street SPDR Portfolio S&P 500 Growth ETF (SPYG) has a volatility of 7.32%. This indicates that AALTX experiences smaller price fluctuations and is considered to be less risky than SPYG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AALTX | SPYG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.39% | 7.32% | -1.93% |
Volatility (6M)Calculated over the trailing 6-month period | 9.02% | 12.90% | -3.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.79% | 22.42% | -7.63% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.21% | 21.13% | -6.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.82% | 20.57% | -5.75% |