Union Bankshares, Inc. (UNB)

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Union Bankshares, Inc. (UNB) is up 1.4% since the beginning of the year. At $23 per share, UNB is trading 17.0% below its 52-week high of $28. Investors who bought $1,000 worth of UNB shares 5 years ago would now be looking at an investment worth $931.

Union Bankshares, Inc. (UNB) has returned 1.39% so far this year and -8.37% over the past 12 months. Over the last ten years, UNB has returned 0.29% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.

Based on dividend-adjusted daily data since Aug 9, 1999, UNB's average daily return is +0.05%, while the average monthly return is +0.80%. At this rate, an investment would double in approximately 7.2 years.

Historically, 57% of months were positive and 43% were negative. The best month was Nov 2016 with a return of +33.0%, while the worst month was Mar 2020 at -25.0%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 5 months.

On a daily basis, UNB closed higher 41% of trading days. The best single day was Jan 14, 2000 with a return of +33.3%, while the worst single day was Mar 12, 2020 at -26.3%.

Union Bankshares, Inc. has an annualized alpha of 11.45%, beta of 0.27, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since August 09, 1999.

• This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (35.52%) than losses (18.51%) - typical of diversified or defensive assets.
• Beta of 0.27 may look defensive, but with R2 of 0.02 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

UNB ranks 26 for risk / return — above 26% of stocks peers on PortfoliosLab. Its historical combined result is below the peer median.

Union Bankshares, Inc. provided a 6.25% dividend yield over the last twelve months, with an annual payout of $1.44 per share. The company has been increasing its dividends for 15 consecutive years.

The table displays the monthly dividend distributions for Union Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Union Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Union Bankshares, Inc. was 66.38%, occurring on Jul 10, 2020. The portfolio has not yet recovered.

The current Union Bankshares, Inc. drawdown is 37.29%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Union Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Union Bankshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.