T. Rowe Price Spectrum Moderate Growth Allocation Fund (TRSGX)
The fund invests in a diversified portfolio typically consisting of approximately 80% stocks; 16% bonds, money market securities, and cash reserves; and 4% alternative investments, including through hedge funds. Under normal conditions, its allocation to the broad asset classes will be within the following ranges: stocks (70-90%), bonds, money markets securities, and cash reserves (5-25%), and alternative investments (0-10%).
Fund Info
| ISIN | US77957L2034 |
|---|---|
| CUSIP | 77957L203 |
| Issuer | T. Rowe Price |
| Inception Date | Jul 28, 1994 |
| Category | Diversified Portfolio |
| Min. Investment | $2,500 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
TRSGX features an expense ratio of 0.61%, falling within the medium range.
Share Price Chart
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Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: TRSGX vs. SWOBX, TRSGX vs. PRDGX, TRSGX vs. VSMGX, TRSGX vs. SWPPX, TRSGX vs. GAA, TRSGX vs. SPY
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in T. Rowe Price Spectrum Moderate Growth Allocation Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
T. Rowe Price Spectrum Moderate Growth Allocation Fund had a return of 15.28% year-to-date (YTD) and 24.83% in the last 12 months. Over the past 10 years, T. Rowe Price Spectrum Moderate Growth Allocation Fund had an annualized return of 8.23%, while the S&P 500 had an annualized return of 11.39%, indicating that T. Rowe Price Spectrum Moderate Growth Allocation Fund did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 15.28% | 25.45% |
| 1 month | 0.47% | 2.91% |
| 6 months | 7.02% | 14.05% |
| 1 year | 24.83% | 35.64% |
| 5 years (annualized) | 8.61% | 14.13% |
| 10 years (annualized) | 8.23% | 11.39% |
Monthly Returns
The table below presents the monthly returns of TRSGX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.16% | 3.88% | 3.03% | -2.99% | 3.66% | 1.06% | 1.72% | 2.11% | 1.35% | -1.97% | 15.28% | ||
| 2023 | 6.21% | -2.73% | 2.17% | 1.31% | -0.68% | 4.39% | 2.73% | -2.16% | -3.59% | -2.20% | 7.32% | 4.68% | 18.04% |
| 2022 | -4.99% | -2.57% | 0.81% | -7.79% | -0.22% | -6.63% | 5.78% | -3.55% | -8.08% | 4.32% | 6.36% | -3.73% | -19.70% |
| 2021 | -0.15% | 3.00% | 1.72% | 3.82% | 0.90% | 1.03% | 0.62% | 2.38% | -3.50% | 3.94% | -2.70% | 2.45% | 14.03% |
| 2020 | -0.47% | -5.77% | -12.89% | 9.62% | 4.57% | 2.89% | 5.03% | 4.63% | -2.32% | -0.57% | 9.32% | 3.77% | 16.66% |
| 2019 | 7.44% | 2.50% | 1.10% | 2.65% | -4.28% | 5.39% | 0.41% | -0.93% | 1.02% | 1.45% | 2.28% | 2.57% | 23.30% |
| 2018 | 4.98% | -2.95% | -0.98% | 0.47% | 0.70% | -0.29% | 1.82% | 0.74% | -0.20% | -6.22% | 1.90% | -5.60% | -6.02% |
| 2017 | 2.78% | 2.50% | 0.98% | 1.94% | 1.99% | 0.81% | 2.65% | 0.63% | 1.49% | 2.08% | 1.61% | 0.56% | 21.92% |
| 2016 | -5.43% | -0.53% | 6.15% | 0.83% | 0.86% | -0.42% | 3.84% | 0.58% | 0.88% | -1.38% | 0.62% | 1.25% | 7.03% |
| 2015 | -0.44% | 4.51% | -0.58% | 1.21% | 0.58% | -1.73% | 0.95% | -5.46% | -3.07% | 6.48% | -0.26% | -1.41% | 0.22% |
| 2014 | -2.43% | 4.41% | -0.71% | -0.03% | 2.63% | 1.77% | -1.34% | 2.43% | -2.58% | 1.70% | 1.43% | -1.29% | 5.87% |
| 2013 | 3.91% | 0.38% | 2.17% | 1.87% | 1.15% | -2.03% | 4.80% | -1.91% | 4.74% | 3.98% | 1.75% | 1.90% | 24.88% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of TRSGX is 69, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for T. Rowe Price Spectrum Moderate Growth Allocation Fund (TRSGX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
T. Rowe Price Spectrum Moderate Growth Allocation Fund provided a 1.59% dividend yield over the last twelve months, with an annual payout of $0.68 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.68 | $0.68 | $0.44 | $0.30 | $0.34 | $0.48 | $0.48 | $0.38 | $0.41 | $0.46 | $0.46 | $0.32 |
Dividend yield | 1.59% | 1.84% | 1.38% | 0.71% | 0.83% | 1.34% | 1.61% | 1.12% | 1.41% | 1.65% | 1.55% | 1.05% |
Monthly Dividends
The table displays the monthly dividend distributions for T. Rowe Price Spectrum Moderate Growth Allocation Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.68 | $0.68 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.44 | $0.44 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.30 | $0.30 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.34 | $0.34 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.41 | $0.41 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.46 | $0.46 |
| 2014 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.46 | $0.46 |
| 2013 | $0.32 | $0.32 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the T. Rowe Price Spectrum Moderate Growth Allocation Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the T. Rowe Price Spectrum Moderate Growth Allocation Fund was 51.79%, occurring on Mar 9, 2009. Recovery took 491 trading sessions.
The current T. Rowe Price Spectrum Moderate Growth Allocation Fund drawdown is 0.66%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -51.79% | Oct 15, 2007 | 351 | Mar 9, 2009 | 491 | Feb 16, 2011 | 842 |
| -29.62% | Feb 20, 2020 | 23 | Mar 23, 2020 | 95 | Aug 6, 2020 | 118 |
| -28.11% | Sep 5, 2000 | 523 | Oct 9, 2002 | 287 | Dec 1, 2003 | 810 |
| -26.83% | Nov 17, 2021 | 229 | Oct 14, 2022 | 396 | May 14, 2024 | 625 |
| -19.24% | May 2, 2011 | 108 | Oct 3, 2011 | 99 | Feb 24, 2012 | 207 |
Volatility
Volatility Chart
The current T. Rowe Price Spectrum Moderate Growth Allocation Fund volatility is 2.56%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.