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S&T Bancorp, Inc. (STBA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISINUS7838591011
CUSIP783859101
SectorFinancial Services
IndustryBanks - Regional
IPO DateApr 21, 1992

Highlights

Market Cap$1.61B
EPS (TTM)$3.56
PE Ratio11.84
PEG Ratio3.54
Total Revenue (TTM)$570.77M
Gross Profit (TTM)$523.87M
EBITDA (TTM)$262.82M
Year Range$25.44 - $45.06
Target Price$40.75
Short %3.52%
Short Ratio5.77

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in S&T Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


1,000.00%1,500.00%2,000.00%2,500.00%JuneJulyAugustSeptemberOctoberNovember
2,431.98%
1,361.40%
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

S&T Bancorp, Inc. had a return of 30.92% year-to-date (YTD) and 63.50% in the last 12 months. Over the past 10 years, S&T Bancorp, Inc. had an annualized return of 7.66%, while the S&P 500 had an annualized return of 11.41%, indicating that S&T Bancorp, Inc. did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date30.92%25.70%
1 month7.73%3.51%
6 months34.39%14.80%
1 year63.50%37.91%
5 years (annualized)6.15%14.18%
10 years (annualized)7.66%11.41%

Monthly Returns

The table below presents the monthly returns of STBA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-0.24%-5.46%2.85%-6.02%6.95%4.64%32.91%-2.37%-2.33%-9.51%30.92%
20236.44%3.30%-15.59%-12.46%-1.37%1.38%16.15%-9.37%-4.41%-4.87%9.96%19.40%2.07%
2022-2.25%1.83%-4.86%-4.46%5.17%-6.73%12.80%-3.25%-1.11%29.00%-0.21%-8.66%12.61%
20212.25%14.82%16.00%-1.64%3.83%-7.75%-5.91%2.15%-1.11%3.70%-1.21%5.38%31.65%
2020-6.70%-11.92%-16.88%-2.23%-15.59%5.44%-8.32%-4.88%-12.40%11.87%14.66%10.94%-35.39%
20191.53%8.43%-4.47%1.39%-5.30%-0.58%2.29%-10.11%6.75%3.08%0.90%6.81%9.48%
20181.38%-1.68%1.22%6.86%6.45%-4.27%3.52%4.83%-7.07%-6.88%5.39%-10.48%-2.67%
2017-3.64%-4.88%-2.78%3.93%-6.69%7.46%5.63%-4.62%10.13%3.31%2.68%-4.67%4.21%
2016-12.36%-5.93%2.14%-0.35%1.52%-5.49%4.25%13.64%0.83%8.28%13.47%10.31%30.36%
2015-7.78%3.71%0.18%-5.22%1.39%9.23%4.49%-2.67%9.02%-2.27%7.02%-9.14%5.99%
2014-7.59%-0.63%2.73%-1.86%5.07%2.39%-2.09%3.22%-5.93%17.60%0.25%8.48%21.10%
20132.05%-1.26%2.66%1.78%3.31%1.34%24.90%-7.61%7.74%1.24%8.01%-3.80%44.15%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of STBA is 83, placing it in the top 17% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.


The Risk-Adjusted Performance Rank of STBA is 8383
Combined Rank
The Sharpe Ratio Rank of STBA is 8585Sharpe Ratio Rank
The Sortino Ratio Rank of STBA is 8484Sortino Ratio Rank
The Omega Ratio Rank of STBA is 8080Omega Ratio Rank
The Calmar Ratio Rank of STBA is 8787Calmar Ratio Rank
The Martin Ratio Rank of STBA is 7878Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for S&T Bancorp, Inc. (STBA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


STBA
Sharpe ratio
The chart of Sharpe ratio for STBA, currently valued at 1.75, compared to the broader market-4.00-2.000.002.004.001.75
Sortino ratio
The chart of Sortino ratio for STBA, currently valued at 2.67, compared to the broader market-4.00-2.000.002.004.006.002.67
Omega ratio
The chart of Omega ratio for STBA, currently valued at 1.32, compared to the broader market0.501.001.502.001.32
Calmar ratio
The chart of Calmar ratio for STBA, currently valued at 1.95, compared to the broader market0.002.004.006.001.95
Martin ratio
The chart of Martin ratio for STBA, currently valued at 6.26, compared to the broader market0.0010.0020.0030.006.26
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.97, compared to the broader market-4.00-2.000.002.004.002.97
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.97, compared to the broader market-4.00-2.000.002.004.006.003.97
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.56, compared to the broader market0.501.001.502.001.56
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 3.93, compared to the broader market0.002.004.006.003.93
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 19.39, compared to the broader market0.0010.0020.0030.0019.39

Sharpe Ratio

The current S&T Bancorp, Inc. Sharpe ratio is 1.75. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of S&T Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50JuneJulyAugustSeptemberOctoberNovember
1.75
2.97
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

S&T Bancorp, Inc. provided a 3.15% dividend yield over the last twelve months, with an annual payout of $1.33 per share. The company has been increasing its dividends for 13 consecutive years.


2.00%2.50%3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$1.33$1.29$1.20$1.13$1.12$1.09$0.99$0.82$0.77$0.73$0.68$0.61

Dividend yield

3.15%3.86%3.51%3.59%4.51%2.71%2.62%2.06%1.97%2.37%2.28%2.41%

Monthly Dividends

The table displays the monthly dividend distributions for S&T Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.34$1.33
2023$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.33$0.00$1.29
2022$0.00$0.29$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.31$0.00$1.20
2021$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.29$0.00$1.13
2020$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$1.12
2019$0.00$0.27$0.00$0.00$0.27$0.00$0.27$0.00$0.00$0.00$0.28$0.00$1.09
2018$0.00$0.22$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.27$0.00$0.00$0.99
2017$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.22$0.00$0.82
2016$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.20$0.00$0.77
2015$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.19$0.00$0.73
2014$0.00$0.16$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.18$0.00$0.68
2013$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.16$0.00$0.61

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%3.2%
S&T Bancorp, Inc. has a dividend yield of 3.15%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%37.9%
S&T Bancorp, Inc. has a payout ratio of 37.89%, which is quite average when compared to the overall market. This suggests that S&T Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-6.07%
0
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the S&T Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the S&T Bancorp, Inc. was 71.72%, occurring on Jul 21, 2009. Recovery took 1511 trading sessions.

The current S&T Bancorp, Inc. drawdown is 6.07%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-71.72%Sep 19, 2008210Jul 21, 20091511Jul 22, 20151721
-61.7%Aug 27, 2018523Sep 23, 2020957Jul 16, 20241480
-39.68%Jan 11, 1999311Apr 4, 2000495Apr 1, 2002806
-30.84%Nov 27, 2015147Jun 28, 201695Nov 10, 2016242
-30.25%Jul 25, 2005749Jul 15, 200846Sep 18, 2008795

Volatility

Volatility Chart

The current S&T Bancorp, Inc. volatility is 16.60%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%JuneJulyAugustSeptemberOctoberNovember
16.60%
3.92%
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of S&T Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of S&T Bancorp, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.011.8
The chart displays the price to earnings (P/E) ratio for STBA in comparison to other companies of the Banks - Regional industry. Currently, STBA has a PE value of 11.8. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.03.5
The chart displays the price to earnings to growth (PEG) ratio for STBA in comparison to other companies of the Banks - Regional industry. Currently, STBA has a PEG value of 3.5. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for S&T Bancorp, Inc..


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Income Statement


Income Statement
Balance Sheet
Cash Flow
Annual
Quarterly

TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items