PortfoliosLab logo
PortfoliosLab logo
Tools
Performance Analysis
Portfolio Analysis
Factor Model
Portfolios
Lazy PortfoliosUser Portfolios
Discussions
S&T Bancorp, Inc. (STBA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7838591011

CUSIP

783859101

Sector

Financial Services

IPO Date

Apr 21, 1992

Highlights

Market Cap

$1.60B

EPS (TTM)

$3.51

PE Ratio

11.92

PEG Ratio

3.54

Total Revenue (TTM)

$523.78M

Gross Profit (TTM)

$523.87M

EBITDA (TTM)

$221.22M

Year Range

$28.07 - $45.46

Target Price

$42.00

Short %

2.85%

Short Ratio

5.05

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in S&T Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%40.00%50.00%JulyAugustSeptemberOctoberNovemberDecember
29.12%
8.53%
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

S&T Bancorp, Inc. had a return of 22.83% year-to-date (YTD) and 27.24% in the last 12 months. Over the past 10 years, S&T Bancorp, Inc. had an annualized return of 6.46%, while the S&P 500 had an annualized return of 11.06%, indicating that S&T Bancorp, Inc. did not perform as well as the benchmark.


STBA

YTD

22.83%

1M

-5.87%

6M

28.21%

1Y

27.24%

5Y*

3.47%

10Y*

6.46%

^GSPC (Benchmark)

YTD

24.34%

1M

0.23%

6M

8.53%

1Y

24.95%

5Y*

13.01%

10Y*

11.06%

Monthly Returns

The table below presents the monthly returns of STBA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-0.24%-5.46%2.85%-6.02%6.95%4.64%32.91%-2.37%-2.33%-9.51%13.55%22.83%
20236.44%3.30%-15.59%-12.46%-1.37%1.38%16.15%-9.37%-4.41%-4.87%9.96%19.40%2.07%
2022-2.25%1.83%-4.86%-4.46%5.17%-6.73%12.80%-3.25%-1.11%29.00%-0.21%-8.66%12.61%
20212.25%14.82%16.00%-1.64%3.83%-7.75%-5.91%2.15%-1.11%3.70%-1.21%5.38%31.65%
2020-6.70%-11.92%-16.88%-2.23%-15.59%5.44%-8.32%-4.88%-12.40%11.87%14.66%10.94%-35.39%
20191.53%8.43%-4.47%1.39%-5.30%-0.58%2.29%-10.11%6.75%3.08%0.90%6.81%9.48%
20181.38%-1.68%1.22%6.86%6.45%-4.27%3.52%4.83%-7.07%-6.88%5.39%-10.48%-2.67%
2017-3.64%-4.88%-2.78%3.93%-6.69%7.46%5.63%-4.62%10.13%3.31%2.68%-4.67%4.21%
2016-12.36%-5.93%2.14%-0.35%1.52%-5.49%4.25%13.64%0.83%8.28%13.47%10.31%30.36%
2015-7.78%3.71%0.18%-5.22%1.39%9.23%4.49%-2.67%9.02%-2.27%7.02%-9.14%5.99%
2014-7.59%-0.63%2.73%-1.86%5.07%2.39%-2.09%3.22%-5.93%17.60%0.25%8.48%21.10%
20132.05%-1.26%2.66%1.78%3.31%1.34%24.90%-7.61%7.74%1.24%8.01%-3.80%44.15%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of STBA is 74, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of STBA is 7474
Overall Rank
The Sharpe Ratio Rank of STBA is 7575
Sharpe Ratio Rank
The Sortino Ratio Rank of STBA is 7272
Sortino Ratio Rank
The Omega Ratio Rank of STBA is 6868
Omega Ratio Rank
The Calmar Ratio Rank of STBA is 8282
Calmar Ratio Rank
The Martin Ratio Rank of STBA is 7272
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for S&T Bancorp, Inc. (STBA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for STBA, currently valued at 0.81, compared to the broader market-4.00-2.000.002.000.812.10
The chart of Sortino ratio for STBA, currently valued at 1.42, compared to the broader market-4.00-2.000.002.004.001.422.80
The chart of Omega ratio for STBA, currently valued at 1.17, compared to the broader market0.501.001.502.001.171.39
The chart of Calmar ratio for STBA, currently valued at 1.12, compared to the broader market0.002.004.006.001.123.09
The chart of Martin ratio for STBA, currently valued at 2.74, compared to the broader market-5.000.005.0010.0015.0020.0025.002.7413.49
STBA
^GSPC

The current S&T Bancorp, Inc. Sharpe ratio is 0.81. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of S&T Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00JulyAugustSeptemberOctoberNovemberDecember
0.81
2.10
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

S&T Bancorp, Inc. provided a 3.36% dividend yield over the last twelve months, with an annual payout of $1.33 per share. The company has been increasing its dividends for 13 consecutive years.


2.00%2.50%3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$1.33$1.29$1.20$1.13$1.12$1.09$0.99$0.82$0.77$0.73$0.68$0.61

Dividend yield

3.36%3.86%3.51%3.59%4.51%2.71%2.62%2.06%1.97%2.37%2.28%2.41%

Monthly Dividends

The table displays the monthly dividend distributions for S&T Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.34$0.00$1.33
2023$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.33$0.00$1.29
2022$0.00$0.29$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.31$0.00$1.20
2021$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.29$0.00$1.13
2020$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$1.12
2019$0.00$0.27$0.00$0.00$0.27$0.00$0.27$0.00$0.00$0.00$0.28$0.00$1.09
2018$0.00$0.22$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.27$0.00$0.00$0.99
2017$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.22$0.00$0.82
2016$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.20$0.00$0.77
2015$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.19$0.00$0.73
2014$0.00$0.16$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.18$0.00$0.68
2013$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.16$0.00$0.61

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%3.4%
S&T Bancorp, Inc. has a dividend yield of 3.36%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%37.9%
S&T Bancorp, Inc. has a payout ratio of 37.89%, which is quite average when compared to the overall market. This suggests that S&T Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-11.87%
-2.62%
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the S&T Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the S&T Bancorp, Inc. was 71.72%, occurring on Jul 21, 2009. Recovery took 1511 trading sessions.

The current S&T Bancorp, Inc. drawdown is 11.87%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-71.72%Sep 19, 2008210Jul 21, 20091511Jul 22, 20151721
-61.7%Aug 27, 2018523Sep 23, 2020957Jul 16, 20241480
-39.68%Jan 11, 1999311Apr 4, 2000495Apr 1, 2002806
-30.84%Nov 27, 2015147Jun 28, 201695Nov 10, 2016242
-30.25%Jul 25, 2005749Jul 15, 200846Sep 18, 2008795

Volatility

Volatility Chart

The current S&T Bancorp, Inc. volatility is 8.64%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%JulyAugustSeptemberOctoberNovemberDecember
8.64%
3.79%
STBA (S&T Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of S&T Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of S&T Bancorp, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.011.9
The chart displays the price to earnings (P/E) ratio for STBA in comparison to other companies of the Banks - Regional industry. Currently, STBA has a PE value of 11.9. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.03.5
The chart displays the price to earnings to growth (PEG) ratio for STBA in comparison to other companies of the Banks - Regional industry. Currently, STBA has a PEG value of 3.5. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for S&T Bancorp, Inc..


Loading data...

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
PortfoliosLab logo
Performance Analysis
Portfolio AnalysisPortfolio PerformanceStock ComparisonSharpe RatioMartin RatioTreynor RatioSortino RatioOmega RatioCalmar RatioSummers Ratio
Community
Discussions


Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

Copyright © 2024 PortfoliosLab