PortfoliosLab logoPortfoliosLab logo
ISIN
US7838591011
CUSIP
783859101
IPO Date
Apr 21, 1992

Highlights

Market Cap
$1.69B
Enterprise Value
$1.45B
EPS (TTM)
$3.56
PE Ratio
12.72
PEG Ratio
2.07
Total Revenue (TTM)
$573.21M
Gross Profit (TTM)
$398.66M
EBITDA (TTM)
$170.28M
Year Range
$34.01 - $45.63
Target Price
$40.00
ROA (TTM)
1.37%
ROE (TTM)
9.50%

Share Price Chart


Loading charts...

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


S&T Bancorp, Inc.

Performance

STBA Performance Chart

S&T Bancorp, Inc. (STBA) is up 17.2% since the beginning of the year. At $45 per share, STBA is trading just below its 52-week high of $46. Investors who bought $1,000 worth of STBA shares 5 years ago would now be looking at an investment worth $1,616.


Loading charts...

S&P 500 Index

Returns By Period

S&T Bancorp, Inc. (STBA) has returned 17.17% so far this year and 29.30% over the past 12 months. Over the last ten years, STBA has returned 9.32% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.


S&T Bancorp, Inc.

1D
2.26%
1M
3.27%
YTD
17.17%
6M
15.67%
1Y
29.30%
3Y*
19.99%
5Y*
10.08%
10Y*
9.32%

Benchmark (S&P 500 Index)

1D
0.13%
1M
5.25%
YTD
11.16%
6M
11.43%
1Y
28.20%
3Y*
21.12%
5Y*
12.66%
10Y*
13.75%
*Multi-year figures are annualized to reflect compound growth (CAGR)

STBA Monthly Returns History

Based on dividend-adjusted daily data since Apr 21, 1992, STBA's average daily return is +0.06%, while the average monthly return is +1.10%. At this rate, an investment would double in approximately 5.3 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 1999 with a return of +33.3%, while the worst month was Jan 2009 at -28.4%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, STBA closed higher 47% of trading days. The best single day was Apr 1, 1999 with a return of +24.8%, while the worst single day was Apr 20, 2009 at -24.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20268.36%-1.14%0.05%5.50%3.05%0.55%17.17%
20253.19%2.86%-7.88%-1.65%1.50%3.16%-3.12%8.80%-4.86%-2.53%8.75%-0.33%6.70%
2024-0.24%-5.46%2.85%-6.02%6.95%4.64%32.91%-2.37%-2.33%-9.51%13.55%-10.68%18.68%
20236.44%3.30%-15.59%-12.46%-1.37%1.38%16.15%-9.37%-4.41%-4.87%9.96%19.40%2.07%
2022-2.25%1.83%-4.86%-4.46%5.17%-6.73%12.80%-3.25%-1.11%29.00%-0.21%-8.66%12.61%
20212.25%14.82%16.00%-1.64%3.83%-7.75%-5.91%2.15%-1.11%3.70%-1.21%5.38%31.65%

Benchmark Metrics

S&T Bancorp, Inc. has an annualized alpha of 6.69%, beta of 0.90, and R2 of 0.23 versus S&P 500 Index. Calculated based on daily prices since April 22, 1992.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (75.90%) than losses (65.08%) - typical of diversified or defensive assets.
  • R2 of 0.23 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.69%
Beta
0.90
0.23
Upside Capture
75.90%
Downside Capture
65.08%

Return for Risk

Risk / Return Rank

STBA ranks 74 for risk / return — better than 74% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


STBA Risk / Return Rank: 7474
Overall Rank
STBA Sharpe Ratio Rank: 7676
Sharpe Ratio Rank
STBA Sortino Ratio Rank: 7171
Sortino Ratio Rank
STBA Omega Ratio Rank: 7070
Omega Ratio Rank
STBA Calmar Ratio Rank: 7676
Calmar Ratio Rank
STBA Martin Ratio Rank: 7777
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for S&T Bancorp, Inc. (STBA) and compare them to S&P 500 Index.


STBABenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.25

2.39

-1.14

Sortino ratio

Return per unit of downside risk

1.82

3.25

-1.44

Omega ratio

Gain probability vs. loss probability

1.23

1.43

-0.20

Calmar ratio

Return relative to maximum drawdown

2.20

3.11

-0.91

Martin ratio

Return relative to average drawdown

5.81

14.38

-8.57

Dividends

Dividend History

S&T Bancorp, Inc. provided a 3.15% dividend yield over the last twelve months, with an annual payout of $1.43 per share. The company has been increasing its dividends for 15 consecutive years.


2.00%2.50%3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.43$1.38$1.33$1.29$1.20$1.13$1.12$1.09$0.99$0.82$0.77$0.73

Dividend yield

3.15%3.51%3.48%3.86%3.51%3.59%4.51%2.71%2.62%2.06%1.97%2.37%

Monthly Dividends

The table displays the monthly dividend distributions for S&T Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.36$0.00$0.00$0.37$0.00$0.73
2025$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.36$0.00$1.38
2024$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.34$0.00$1.33
2023$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.33$0.00$1.29
2022$0.00$0.29$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.31$0.00$1.20
2021$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.29$0.00$1.13

Dividend Yield & Payout


Dividend Yield

S&T Bancorp, Inc. has a dividend yield of 3.15%, which is quite average when compared to the overall market.

Payout Ratio

S&T Bancorp, Inc. has a payout ratio of 38.92%, which is quite average when compared to the overall market. This suggests that S&T Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading charts...

Worst Drawdowns

The table below displays the maximum drawdowns of the S&T Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the S&T Bancorp, Inc. was 71.72%, occurring on Jul 21, 2009. Recovery took 1511 trading sessions.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-71.72%Jul 2009
10mo 5d6y 2d
6y 10moSep 2008 - Jul 2015
2020 bear market2020
-61.70%Sep 2020
2y 28d3y 9mo
5y 10moAug 2018 - Jul 2024
Dot-com crash2000–2002
-39.68%Apr 2000
1y 2mo1y 12mo
3y 2moJan 1999 - Apr 2002
2016 bear market2016
-30.84%Jun 2016
7mo 4d4mo 15d
11mo 19dNov 2015 - Nov 2016
Financial crisis2007–2009
-30.25%Jul 2008
2y 11mo2mo 5d
3y 1moJul 2005 - Sep 2008

Drawdown Indicators


STBABenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-71.72%

-56.78%

-14.94%

Max Drawdown (1Y)

Largest decline over 1 year

-13.37%

-9.10%

-4.27%

Max Drawdown (3Y)

Largest decline over 3 years

-26.08%

-18.90%

-7.18%

Max Drawdown (5Y)

Largest decline over 5 years

-33.30%

-25.43%

-7.87%

Max Drawdown (10Y)

Largest decline over 10 years

-61.70%

-33.92%

-27.78%

Current Drawdown

Current decline from peak

-0.00%

0.00%

0.00%

Average Drawdown

Average peak-to-trough decline

-17.63%

-10.72%

-6.91%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.06%

1.97%

+3.09%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading charts...

Financials

Financial Performance

The chart below illustrates the trends in the financial health of S&T Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how S&T Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for STBA, comparing it with other companies in the Banks - Regional industry. Currently, STBA has a P/E ratio of 12.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for STBA compared to other companies in the Banks - Regional industry. STBA currently has a PEG ratio of 2.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for STBA relative to other companies in the Banks - Regional industry. Currently, STBA has a P/S ratio of 3.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for STBA in comparison with other companies in the Banks - Regional industry. Currently, STBA has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

Build a portfolio with STBA

Add S&T Bancorp, Inc. to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Analyzer with STBA