Highlights
- Total Revenue (TTM)
- $181.99M
- Gross Profit (TTM)
- $99.10M
- EBITDA (TTM)
- $51.01M
- Year Range
- $30.44 - $37.22
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Southern States Bancshares Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
Southern States Bancshares Inc
- 1D
- —
- 1M
- —
- YTD
- —
- 6M
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -1.29% | -0.95% | 10.07% | -6.55% | 3.51% | 5.45% | 0.00% | 9.78% | |||||
| 2024 | -12.70% | -2.39% | 4.26% | -6.75% | 10.16% | 2.30% | 20.89% | -4.58% | -1.57% | 1.24% | 19.99% | -10.51% | 15.23% |
| 2023 | -0.93% | 1.29% | -22.13% | 0.31% | -11.22% | 5.50% | 19.19% | -8.58% | -1.40% | 2.79% | 8.61% | 16.56% | 2.65% |
| 2022 | 8.43% | -0.61% | 9.86% | -0.52% | 0.98% | -2.58% | 4.49% | 2.99% | 13.02% | 4.73% | 2.25% | -0.48% | 50.19% |
| 2021 | -1.97% | -1.60% | 2.41% | 0.46% | 0.20% | -0.56% |
Benchmark Metrics
Southern States Bancshares Inc has an annualized alpha of 18.26%, beta of 0.48, and R² of 0.08 versus S&P 500 Index. Calculated based on daily prices since August 13, 2021.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (55.81%) than losses (5.32%) — typical of diversified or defensive assets.
- Beta of 0.48 may look defensive, but with R² of 0.08 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R² of 0.08 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 18.26%
- Beta
- 0.48
- R²
- 0.08
- Upside Capture
- 55.81%
- Downside Capture
- 5.32%
Return for Risk
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Southern States Bancshares Inc (SSBK) and compare them to a chosen benchmark (S&P 500 Index).
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
Dividends
Dividend History
Southern States Bancshares Inc provided a 0.25% dividend yield over the last twelve months, with an annual payout of $0.09 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Dividend | $0.09 | $0.36 | $0.36 | $0.36 | $0.09 |
Dividend yield | 0.25% | 1.08% | 1.23% | 1.24% | 0.46% |
Monthly Dividends
The table displays the monthly dividend distributions for Southern States Bancshares Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.18 | |||||
| 2024 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.09 | $0.00 | $0.36 |
| 2023 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.36 |
| 2022 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.36 |
| 2021 | $0.09 | $0.00 | $0.09 |
Dividend Yield & Payout
Dividend Yield
Southern States Bancshares Inc has a dividend yield of 0.25%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
Southern States Bancshares Inc has a payout ratio of 9.19%, which is below the market average. This means Southern States Bancshares Inc returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Southern States Bancshares Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Southern States Bancshares Inc was 34.67%, occurring on Jun 5, 2023. Recovery took 141 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -34.67% | Feb 10, 2023 | 79 | Jun 5, 2023 | 141 | Dec 26, 2023 | 220 |
| -23.03% | Dec 27, 2023 | 33 | Feb 13, 2024 | 110 | Jul 23, 2024 | 143 |
| -18.51% | Nov 26, 2024 | 66 | Mar 5, 2025 | — | — | — |
| -14.45% | Jul 26, 2024 | 9 | Aug 7, 2024 | 64 | Nov 6, 2024 | 73 |
| -10.77% | Mar 31, 2022 | 52 | Jun 14, 2022 | 18 | Jul 12, 2022 | 70 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Southern States Bancshares Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Southern States Bancshares Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |