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Southern States Bancshares Inc (SSBK)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US8438783073

Sector

Financial Services

IPO Date

Aug 12, 2021

Highlights

Market Cap

$327.73M

EPS (TTM)

$3.67

PE Ratio

9.03

Total Revenue (TTM)

$108.39M

Gross Profit (TTM)

$99.07M

EBITDA (TTM)

$31.46M

Year Range

$21.87 - $39.05

Target Price

$41.00

Short %

0.48%

Short Ratio

1.76

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Southern States Bancshares Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-5.00%0.00%5.00%10.00%15.00%20.00%25.00%30.00%SeptemberOctoberNovemberDecember2025February
13.55%
10.30%
SSBK (Southern States Bancshares Inc)
Benchmark (^GSPC)

Returns By Period

Southern States Bancshares Inc had a return of -0.24% year-to-date (YTD) and 30.35% in the last 12 months.


SSBK

YTD

-0.24%

1M

-2.58%

6M

12.33%

1Y

30.35%

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

4.01%

1M

1.13%

6M

9.82%

1Y

22.80%

5Y*

12.93%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of SSBK, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-1.29%-0.24%
2024-12.70%-2.39%4.26%-6.75%10.16%2.30%20.89%-4.58%-1.57%1.24%19.99%-10.51%15.23%
2023-0.93%1.29%-22.13%0.31%-11.22%5.50%19.19%-8.58%-1.40%2.79%8.61%16.56%2.65%
20228.43%-0.61%9.86%-0.52%0.98%-2.58%4.49%2.99%13.02%4.73%2.25%-0.48%50.19%
2021-1.97%-1.60%2.41%0.46%0.20%-0.56%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 76, SSBK is among the top 24% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of SSBK is 7676
Overall Rank
The Sharpe Ratio Rank of SSBK is 7575
Sharpe Ratio Rank
The Sortino Ratio Rank of SSBK is 7373
Sortino Ratio Rank
The Omega Ratio Rank of SSBK is 6767
Omega Ratio Rank
The Calmar Ratio Rank of SSBK is 8585
Calmar Ratio Rank
The Martin Ratio Rank of SSBK is 7878
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Southern States Bancshares Inc (SSBK) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for SSBK, currently valued at 0.90, compared to the broader market-2.000.002.000.901.74
The chart of Sortino ratio for SSBK, currently valued at 1.62, compared to the broader market-4.00-2.000.002.004.006.001.622.36
The chart of Omega ratio for SSBK, currently valued at 1.18, compared to the broader market0.501.001.502.001.181.32
The chart of Calmar ratio for SSBK, currently valued at 1.48, compared to the broader market0.002.004.006.001.482.62
The chart of Martin ratio for SSBK, currently valued at 4.13, compared to the broader market-10.000.0010.0020.0030.004.1310.69
SSBK
^GSPC

The current Southern States Bancshares Inc Sharpe ratio is 0.90. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Southern States Bancshares Inc with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
0.90
1.74
SSBK (Southern States Bancshares Inc)
Benchmark (^GSPC)

Dividends

Dividend History

Southern States Bancshares Inc provided a 1.09% dividend yield over the last twelve months, with an annual payout of $0.36 per share. The company has been increasing its dividends for 3 consecutive years.


0.40%0.60%0.80%1.00%1.20%$0.00$0.10$0.20$0.30$0.402021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021
Dividend$0.36$0.36$0.36$0.36$0.09

Dividend yield

1.09%1.08%1.23%1.24%0.46%

Monthly Dividends

The table displays the monthly dividend distributions for Southern States Bancshares Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.09$0.09
2024$0.00$0.09$0.00$0.00$0.09$0.00$0.09$0.00$0.00$0.00$0.09$0.00$0.36
2023$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.36
2022$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.36
2021$0.09$0.00$0.09

Dividend Yield & Payout


Dividend Yield
100.0%200.0%300.0%400.0%500.0%600.0%700.0%1.1%
Southern States Bancshares Inc has a dividend yield of 1.09%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%9.4%
Southern States Bancshares Inc has a payout ratio of 9.40%, which is below the market average. This means Southern States Bancshares Inc returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-12.55%
0
SSBK (Southern States Bancshares Inc)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Southern States Bancshares Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Southern States Bancshares Inc was 34.67%, occurring on Jun 5, 2023. Recovery took 141 trading sessions.

The current Southern States Bancshares Inc drawdown is 12.55%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-34.67%Feb 10, 202379Jun 5, 2023141Dec 26, 2023220
-23.03%Dec 27, 202333Feb 13, 2024110Jul 23, 2024143
-16.68%Nov 26, 202429Jan 8, 2025
-14.45%Jul 26, 20249Aug 7, 202464Nov 6, 202473
-10.78%Mar 31, 202252Jun 14, 202218Jul 12, 202270

Volatility

Volatility Chart

The current Southern States Bancshares Inc volatility is 7.70%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
7.70%
3.07%
SSBK (Southern States Bancshares Inc)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Southern States Bancshares Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Southern States Bancshares Inc.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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