Summit State Bank (SSBI)
Company Info
Highlights
$66.58M
-$0.46
$41.10M
$41.29M
$4.02M
$5.68 - $10.87
$7.20
0.20%
0.36
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Summit State Bank (SSBI) returned 30.72% year-to-date (YTD) and 7.96% over the past 12 months. Over the past 10 years, SSBI returned 3.81% annually, underperforming the S&P 500 benchmark at 10.85%.
SSBI
30.72%
10.62%
31.75%
7.96%
-11.66%
3.41%
3.81%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of SSBI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -3.79% | 14.54% | 9.49% | -2.06% | 10.62% | 30.72% | |||||||
| 2024 | -4.39% | -3.22% | -3.56% | -8.11% | -5.77% | 1.94% | -1.59% | -6.34% | -2.99% | -19.71% | 12.44% | 0.79% | -35.91% |
| 2023 | 0.57% | 1.49% | -13.34% | 12.18% | -3.99% | 1.96% | 19.13% | -11.56% | 1.48% | -19.13% | 2.37% | -6.53% | -19.64% |
| 2022 | 4.38% | 1.24% | 5.23% | -7.10% | -0.54% | -2.90% | 0.99% | -1.62% | -3.27% | 2.07% | 11.61% | -3.66% | 5.21% |
| 2021 | 6.60% | 13.63% | 0.74% | 0.37% | 0.63% | -5.01% | 3.80% | -4.46% | 29.41% | -3.06% | -8.06% | -2.75% | 30.22% |
| 2020 | 0.39% | -10.24% | -30.97% | 24.83% | 8.98% | -16.48% | 9.92% | 1.60% | 12.63% | 10.31% | 7.74% | 2.67% | 8.46% |
| 2019 | 0.05% | 6.68% | -6.91% | -1.55% | 1.49% | -3.93% | 11.36% | -2.29% | -0.51% | 3.90% | 3.42% | 3.33% | 14.65% |
| 2018 | 2.17% | 9.74% | -3.74% | 10.89% | 4.91% | -0.64% | 0.97% | 0.01% | -0.84% | -9.93% | -13.58% | -0.51% | -3.26% |
| 2017 | 6.00% | 2.91% | 0.38% | 0.38% | -1.39% | 1.56% | -0.38% | -3.74% | 0.81% | 2.41% | 0.57% | -0.79% | 8.75% |
| 2016 | 0.07% | -2.32% | -0.60% | 6.75% | -1.13% | -0.97% | 0.36% | 0.36% | -0.95% | -2.98% | 6.45% | 7.91% | 12.93% |
| 2015 | -3.39% | 4.21% | -5.02% | 1.57% | -0.15% | -0.79% | 1.18% | -1.91% | 1.32% | 5.05% | -0.07% | 1.18% | 2.75% |
| 2014 | 2.38% | 1.69% | 1.11% | 4.79% | -2.66% | 19.09% | -4.40% | 4.41% | -0.42% | -0.69% | 5.17% | 3.28% | 37.09% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SSBI is 55, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Summit State Bank (SSBI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Summit State Bank provided a 0.40% dividend yield over the last twelve months, with an annual payout of $0.04 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.04 | $0.28 | $0.48 | $0.48 | $0.45 | $0.44 | $0.44 | $0.44 | $0.41 | $0.35 | $0.35 | $0.32 |
Dividend yield | 0.40% | 3.66% | 3.90% | 3.04% | 2.89% | 3.56% | 3.70% | 4.08% | 3.62% | 3.20% | 3.49% | 3.17% |
Monthly Dividends
The table displays the monthly dividend distributions for Summit State Bank. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.28 |
| 2023 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2022 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2021 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.45 |
| 2020 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2019 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2018 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2017 | $0.00 | $0.09 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.41 |
| 2016 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.35 |
| 2015 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.35 |
| 2014 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.32 |
Dividend Yield & Payout
Dividend Yield
Summit State Bank has a dividend yield of 0.40%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
Summit State Bank has a payout ratio of 54.79%, which is quite average when compared to the overall market. This suggests that Summit State Bank strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Summit State Bank. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Summit State Bank was 68.94%, occurring on Dec 23, 2008. Recovery took 1065 trading sessions.
The current Summit State Bank drawdown is 41.98%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -68.94% | Aug 9, 2006 | 525 | Dec 23, 2008 | 1065 | Dec 5, 2013 | 1590 |
| -64.37% | Aug 7, 2023 | 317 | Nov 11, 2024 | — | — | — |
| -56.21% | Aug 10, 2018 | 389 | Apr 1, 2020 | 197 | Jan 12, 2021 | 586 |
| -27.86% | Dec 9, 2022 | 80 | Apr 10, 2023 | 69 | Jul 19, 2023 | 149 |
| -22.36% | Mar 22, 2021 | 63 | Jun 18, 2021 | 31 | Aug 3, 2021 | 94 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Summit State Bank over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Summit State Bank, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 13.3% positive surprise.
Valuation
The Valuation section provides an overview of how Summit State Bank is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for SSBI compared to other companies in the Banks - Regional industry. SSBI currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for SSBI relative to other companies in the Banks - Regional industry. Currently, SSBI has a P/S ratio of 2.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for SSBI in comparison with other companies in the Banks - Regional industry. Currently, SSBI has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
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