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SLM Corporation (SLM)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISINUS78442P1066
CUSIP78442P106
SectorFinancial Services
IndustryCredit Services
IPO DateJan 5, 1988

Highlights

Market Cap$5.11B
EPS (TTM)$2.90
PE Ratio8.30
PEG Ratio0.58
Total Revenue (TTM)$2.47B
Gross Profit (TTM)$1.74B
EBITDA (TTM)$1.62B
Year Range$13.61 - $24.59
Target Price$26.67
Short %3.57%
Short Ratio4.43

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons: SLM vs. SPY, SLM vs. QQQM, SLM vs. USD

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in SLM Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-5.00%0.00%5.00%10.00%15.00%JuneJulyAugustSeptemberOctoberNovember
15.20%
12.31%
SLM (SLM Corporation)
Benchmark (^GSPC)

Returns By Period

SLM Corporation had a return of 27.62% year-to-date (YTD) and 63.44% in the last 12 months. Over the past 10 years, SLM Corporation had an annualized return of 10.48%, while the S&P 500 had an annualized return of 11.31%, indicating that SLM Corporation did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date27.62%24.72%
1 month3.62%2.30%
6 months15.20%12.31%
1 year63.44%32.12%
5 years (annualized)25.09%13.81%
10 years (annualized)10.48%11.31%

Monthly Returns

The table below presents the monthly returns of SLM, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20243.97%4.78%5.16%-2.75%1.27%-2.61%9.14%-2.78%4.21%-3.67%27.62%
20235.84%-18.16%-13.16%21.23%1.60%7.72%-0.86%-11.31%-4.35%-4.55%15.61%28.15%18.70%
2022-6.76%7.42%-6.27%-8.88%17.09%-18.16%-2.13%-2.05%-7.78%18.58%5.24%-4.32%-13.47%
202112.03%13.76%14.02%9.40%3.00%3.56%-10.08%-0.43%-5.98%4.26%-3.11%11.31%60.54%
202022.56%-5.04%-30.47%15.99%-9.11%-6.90%-3.70%12.85%6.30%13.60%15.45%17.09%40.89%
201928.88%3.17%-10.08%2.52%-6.40%2.52%-6.28%-7.35%4.93%-4.36%1.07%4.83%8.60%
20181.24%-4.63%2.75%2.41%-0.44%0.18%-1.40%3.81%-4.86%-9.06%1.28%-19.09%-26.46%
20177.80%0.93%0.92%3.64%-17.15%10.68%-3.65%-8.21%12.78%-7.67%9.25%-2.33%2.54%
2016-1.84%-8.75%8.90%6.45%1.48%-10.04%16.34%3.13%0.74%-5.62%42.84%9.43%69.02%
2015-10.60%3.95%-2.01%9.81%0.69%-3.80%-7.50%-7.12%-12.74%-4.59%-4.32%-3.48%-36.02%
2014-13.39%5.18%2.89%5.19%-6.41%-3.48%6.62%0.00%-3.39%11.57%1.36%5.27%9.20%
2013-1.40%13.22%8.07%0.73%14.96%-3.10%8.09%-2.91%4.44%1.89%5.05%-0.83%57.49%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of SLM is 89, placing it in the top 11% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.


The Risk-Adjusted Performance Rank of SLM is 8989
Combined Rank
The Sharpe Ratio Rank of SLM is 9191Sharpe Ratio Rank
The Sortino Ratio Rank of SLM is 8989Sortino Ratio Rank
The Omega Ratio Rank of SLM is 8686Omega Ratio Rank
The Calmar Ratio Rank of SLM is 8989Calmar Ratio Rank
The Martin Ratio Rank of SLM is 9090Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for SLM Corporation (SLM) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


SLM
Sharpe ratio
The chart of Sharpe ratio for SLM, currently valued at 2.11, compared to the broader market-4.00-2.000.002.004.002.11
Sortino ratio
The chart of Sortino ratio for SLM, currently valued at 3.01, compared to the broader market-4.00-2.000.002.004.006.003.01
Omega ratio
The chart of Omega ratio for SLM, currently valued at 1.36, compared to the broader market0.501.001.502.001.36
Calmar ratio
The chart of Calmar ratio for SLM, currently valued at 2.14, compared to the broader market0.002.004.006.002.14
Martin ratio
The chart of Martin ratio for SLM, currently valued at 11.16, compared to the broader market0.0010.0020.0030.0011.16
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.66, compared to the broader market-4.00-2.000.002.004.002.66
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.56, compared to the broader market-4.00-2.000.002.004.006.003.56
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.50, compared to the broader market0.501.001.502.001.50
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 3.81, compared to the broader market0.002.004.006.003.81
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 17.03, compared to the broader market0.0010.0020.0030.0017.03

Sharpe Ratio

The current SLM Corporation Sharpe ratio is 2.11. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of SLM Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JuneJulyAugustSeptemberOctoberNovember
2.11
2.66
SLM (SLM Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

SLM Corporation provided a 1.83% dividend yield over the last twelve months, with an annual payout of $0.44 per share. The company has been increasing its dividends for 4 consecutive years.


0.00%0.50%1.00%1.50%2.00%2.50%$0.00$0.10$0.20$0.30$0.4020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.44$0.44$0.44$0.20$0.12$0.12$0.00$0.00$0.00$0.00$0.05$0.21

Dividend yield

1.83%2.30%2.65%1.02%0.97%1.35%0.00%0.00%0.00%0.00%0.53%2.28%

Monthly Dividends

The table displays the monthly dividend distributions for SLM Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.33
2023$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.11$0.00$0.00$0.00$0.11$0.44
2022$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.44
2021$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.11$0.20
2020$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.12
2019$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.12
2018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2014$0.00$0.00$0.05$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.05
2013$0.05$0.00$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.21

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%1.8%
SLM Corporation has a dividend yield of 1.83%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%15.0%
SLM Corporation has a payout ratio of 15.03%, which is below the market average. This means SLM Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-1.88%
-0.87%
SLM (SLM Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the SLM Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the SLM Corporation was 94.50%, occurring on Mar 9, 2009. Recovery took 3039 trading sessions.

The current SLM Corporation drawdown is 1.88%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-94.5%Jul 10, 2007420Mar 9, 20093039Apr 5, 20213459
-56.18%Sep 15, 1992537Oct 27, 1994274Nov 28, 1995811
-46.76%Nov 16, 1999122May 10, 2000116Oct 24, 2000238
-44.9%Jul 7, 199855Sep 22, 1998289Nov 12, 1999344
-44.08%Jul 2, 2021435Mar 24, 2023210Jan 25, 2024645

Volatility

Volatility Chart

The current SLM Corporation volatility is 14.07%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%JuneJulyAugustSeptemberOctoberNovember
14.07%
3.81%
SLM (SLM Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of SLM Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of SLM Corporation compared to its peers in the Credit Services industry.


PE Ratio
20.040.060.080.0100.08.3
The chart displays the price to earnings (P/E) ratio for SLM in comparison to other companies of the Credit Services industry. Currently, SLM has a PE value of 8.3. This PE ratio falls in the average range for the industry.
PEG Ratio
-15.0-10.0-5.00.05.00.6
The chart displays the price to earnings to growth (PEG) ratio for SLM in comparison to other companies of the Credit Services industry. Currently, SLM has a PEG value of 0.6. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for SLM Corporation.


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Income Statement


Income Statement
Balance Sheet
Cash Flow
Annual
Quarterly

TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items