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Sandy Spring Bancorp, Inc. (SASR)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US8003631038

CUSIP

800363103

Sector

Financial Services

IPO Date

Apr 17, 1996

Highlights

Market Cap

$1.53B

EPS (TTM)

$0.44

PE Ratio

76.89

PEG Ratio

1.01

Total Revenue (TTM)

$641.26M

Gross Profit (TTM)

$641.26M

EBITDA (TTM)

$92.61M

Year Range

$18.64 - $39.16

Target Price

$37.00

Short %

1.95%

Short Ratio

3.45

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
SASR vs. VOO
Popular comparisons:
SASR vs. VOO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Sandy Spring Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%10.00%20.00%30.00%SeptemberOctoberNovemberDecember2025February
16.96%
10.29%
SASR (Sandy Spring Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

Sandy Spring Bancorp, Inc. had a return of 1.35% year-to-date (YTD) and 60.24% in the last 12 months. Over the past 10 years, Sandy Spring Bancorp, Inc. had an annualized return of 6.61%, while the S&P 500 had an annualized return of 11.31%, indicating that Sandy Spring Bancorp, Inc. did not perform as well as the benchmark.


SASR

YTD

1.35%

1M

0.87%

6M

17.56%

1Y

60.24%

5Y*

3.59%

10Y*

6.61%

^GSPC (Benchmark)

YTD

4.46%

1M

2.46%

6M

9.31%

1Y

23.49%

5Y*

13.03%

10Y*

11.31%

*Annualized

Monthly Returns

The table below presents the monthly returns of SASR, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20250.36%1.35%
2024-10.50%-8.52%5.46%-11.78%16.40%3.92%25.74%3.43%0.22%7.24%13.01%-10.54%30.22%
2023-4.06%-1.55%-21.15%-13.47%-5.33%8.31%7.89%-7.86%-3.64%-4.57%9.33%23.71%-18.30%
2022-1.60%0.24%-4.61%-12.58%8.79%-7.75%5.71%-5.94%-8.46%0.51%-0.78%1.18%-24.19%
20213.23%14.10%15.57%4.44%3.12%-5.02%-5.76%5.53%5.16%3.58%-0.49%2.45%53.81%
2020-8.13%-10.85%-26.40%12.63%-3.63%2.19%-6.70%4.70%-3.51%9.84%17.61%9.27%-11.05%
20194.05%8.46%-10.81%11.54%-7.07%8.49%4.47%-7.31%0.69%2.34%3.36%7.13%25.07%
2018-3.08%3.21%0.00%2.24%5.58%-1.30%-4.63%0.43%0.79%-9.57%2.11%-12.99%-17.33%
20172.45%5.76%-4.81%5.51%-10.75%5.97%-1.52%-3.04%7.44%-2.49%-1.89%-0.94%0.07%
2016-1.33%-1.41%7.12%2.73%3.70%-1.12%2.68%6.50%-3.01%3.66%15.79%9.86%53.53%
2015-5.18%5.14%1.75%-0.65%1.15%7.04%-2.29%-5.33%1.99%5.04%7.74%-8.24%6.91%
2014-11.42%-4.23%5.27%-3.72%-0.67%5.06%-6.02%4.14%-5.30%12.71%-7.15%9.72%-4.51%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 83, SASR is among the top 17% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of SASR is 8383
Overall Rank
The Sharpe Ratio Rank of SASR is 8686
Sharpe Ratio Rank
The Sortino Ratio Rank of SASR is 8484
Sortino Ratio Rank
The Omega Ratio Rank of SASR is 7979
Omega Ratio Rank
The Calmar Ratio Rank of SASR is 7878
Calmar Ratio Rank
The Martin Ratio Rank of SASR is 8787
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Sandy Spring Bancorp, Inc. (SASR) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for SASR, currently valued at 1.46, compared to the broader market-2.000.002.001.461.74
The chart of Sortino ratio for SASR, currently valued at 2.35, compared to the broader market-4.00-2.000.002.004.006.002.352.35
The chart of Omega ratio for SASR, currently valued at 1.27, compared to the broader market0.501.001.502.001.271.32
The chart of Calmar ratio for SASR, currently valued at 0.93, compared to the broader market0.002.004.006.000.932.61
The chart of Martin ratio for SASR, currently valued at 7.29, compared to the broader market0.0010.0020.0030.007.2910.66
SASR
^GSPC

The current Sandy Spring Bancorp, Inc. Sharpe ratio is 1.46. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Sandy Spring Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50SeptemberOctoberNovemberDecember2025February
1.46
1.74
SASR (Sandy Spring Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Sandy Spring Bancorp, Inc. provided a 4.02% dividend yield over the last twelve months, with an annual payout of $1.36 per share. The company has been increasing its dividends for 14 consecutive years.


2.50%3.00%3.50%4.00%4.50%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.36$1.36$1.36$1.36$1.28$1.20$1.18$1.10$1.04$0.98$0.90$0.76

Dividend yield

4.02%4.03%4.99%3.86%2.66%3.73%3.12%3.51%2.67%2.45%3.34%2.91%

Monthly Dividends

The table displays the monthly dividend distributions for Sandy Spring Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.34$0.34
2024$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.36
2023$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.36
2022$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.36
2021$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$1.28
2020$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2019$0.00$0.28$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.18
2018$0.00$0.26$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$1.10
2017$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$0.00$1.04
2016$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.26$0.00$0.98
2015$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.24$0.00$0.90
2014$0.18$0.00$0.00$0.18$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.76

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%4.0%
Sandy Spring Bancorp, Inc. has a dividend yield of 4.02%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%76.3%
Sandy Spring Bancorp, Inc. has a payout ratio of 76.27%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-35.00%-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-23.87%
0
SASR (Sandy Spring Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Sandy Spring Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Sandy Spring Bancorp, Inc. was 81.78%, occurring on Mar 9, 2009. Recovery took 1849 trading sessions.

The current Sandy Spring Bancorp, Inc. drawdown is 23.87%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-81.78%Jan 5, 2007547Mar 9, 20091849Jul 12, 20162396
-59.19%Jan 18, 2022331May 11, 2023
-54.82%Apr 27, 2017728Mar 18, 2020243Mar 5, 2021971
-45.43%Mar 4, 1998495Feb 24, 2000357Jul 26, 2001852
-25.32%Jun 10, 1996110Jan 20, 1997139Aug 29, 1997249

Volatility

Volatility Chart

The current Sandy Spring Bancorp, Inc. volatility is 7.84%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
7.84%
3.07%
SASR (Sandy Spring Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Sandy Spring Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Sandy Spring Bancorp, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.076.9
The chart displays the price to earnings (P/E) ratio for SASR in comparison to other companies of the Banks - Regional industry. Currently, SASR has a PE value of 76.9. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-5.00.05.010.015.01.0
The chart displays the price to earnings to growth (PEG) ratio for SASR in comparison to other companies of the Banks - Regional industry. Currently, SASR has a PEG value of 1.0. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Sandy Spring Bancorp, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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