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Riverview Bancorp, Inc. (RVSB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7693971001

CUSIP

769397100

Sector

Financial Services

IPO Date

Aug 13, 1993

Highlights

Market Cap

$109.92M

EPS (TTM)

$0.04

PE Ratio

131.00

PEG Ratio

1.41

Total Revenue (TTM)

$62.62M

Gross Profit (TTM)

$62.62M

EBITDA (TTM)

$5.99M

Year Range

$3.26 - $5.87

Target Price

$6.25

Short %

0.26%

Short Ratio

1.81

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Riverview Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-5.00%0.00%5.00%10.00%15.00%20.00%25.00%30.00%SeptemberOctoberNovemberDecember2025February
16.06%
9.31%
RVSB (Riverview Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

Riverview Bancorp, Inc. had a return of -8.39% year-to-date (YTD) and 13.47% in the last 12 months. Over the past 10 years, Riverview Bancorp, Inc. had an annualized return of 4.38%, while the S&P 500 had an annualized return of 11.31%, indicating that Riverview Bancorp, Inc. did not perform as well as the benchmark.


RVSB

YTD

-8.39%

1M

-7.09%

6M

16.06%

1Y

13.47%

5Y*

-3.19%

10Y*

4.38%

^GSPC (Benchmark)

YTD

4.46%

1M

2.46%

6M

9.31%

1Y

23.49%

5Y*

13.03%

10Y*

11.31%

*Annualized

Monthly Returns

The table below presents the monthly returns of RVSB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-1.40%-8.39%
2024-13.39%-14.57%0.64%-19.94%14.48%-6.56%16.40%-0.00%1.95%1.07%17.72%2.87%-7.38%
2023-3.68%-4.77%-23.60%-2.93%-8.68%7.69%13.21%4.96%-6.08%-2.74%11.78%7.02%-13.14%
2022-1.13%2.91%-2.83%-6.07%-3.27%-3.38%12.90%-4.21%-9.93%7.15%12.61%1.19%3.24%
2021-0.00%26.68%5.00%0.13%-0.29%3.20%-0.83%5.16%-0.95%2.41%0.54%3.50%50.86%
2020-9.79%-12.36%-22.33%11.57%-9.58%13.00%-12.77%-15.37%0.48%14.19%12.58%-0.38%-33.51%
20192.87%3.89%-5.56%2.06%4.45%10.19%0.07%-17.06%4.68%-1.96%0.56%13.55%15.32%
201810.88%-9.81%8.10%0.87%-6.82%-3.54%8.26%8.24%-10.25%-3.79%-3.90%-10.56%-14.77%
20179.89%0.78%-7.50%1.82%-6.06%-2.64%14.68%5.80%4.61%5.99%3.83%-5.96%25.28%
2016-7.89%-1.39%-1.41%4.28%6.88%1.50%-0.43%12.37%2.09%-2.44%16.06%15.32%51.09%
2015-1.79%2.27%-0.00%-0.85%-6.76%3.38%1.48%2.08%7.47%-0.33%-4.66%4.63%6.26%
20147.93%7.99%1.35%1.59%6.61%4.58%-1.55%0.52%3.91%2.00%3.44%6.41%54.48%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of RVSB is 54, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of RVSB is 5454
Overall Rank
The Sharpe Ratio Rank of RVSB is 5757
Sharpe Ratio Rank
The Sortino Ratio Rank of RVSB is 5050
Sortino Ratio Rank
The Omega Ratio Rank of RVSB is 5353
Omega Ratio Rank
The Calmar Ratio Rank of RVSB is 5353
Calmar Ratio Rank
The Martin Ratio Rank of RVSB is 5757
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Riverview Bancorp, Inc. (RVSB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for RVSB, currently valued at 0.31, compared to the broader market-2.000.002.000.311.74
The chart of Sortino ratio for RVSB, currently valued at 0.69, compared to the broader market-4.00-2.000.002.004.006.000.692.35
The chart of Omega ratio for RVSB, currently valued at 1.10, compared to the broader market0.501.001.502.001.101.32
The chart of Calmar ratio for RVSB, currently valued at 0.14, compared to the broader market0.002.004.006.000.142.61
The chart of Martin ratio for RVSB, currently valued at 0.98, compared to the broader market0.0010.0020.0030.000.9810.66
RVSB
^GSPC

The current Riverview Bancorp, Inc. Sharpe ratio is 0.31. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Riverview Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00SeptemberOctoberNovemberDecember2025February
0.31
1.74
RVSB (Riverview Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Riverview Bancorp, Inc. provided a 2.29% dividend yield over the last twelve months, with an annual payout of $0.12 per share.


1.00%1.50%2.00%2.50%3.00%3.50%$0.00$0.05$0.10$0.15$0.202015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021202020192018201720162015
Dividend$0.12$0.16$0.24$0.23$0.21$0.20$0.17$0.13$0.09$0.06$0.07

Dividend yield

2.29%2.79%3.75%2.99%2.67%3.80%2.07%1.79%0.99%0.86%1.45%

Monthly Dividends

The table displays the monthly dividend distributions for Riverview Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.02$0.00$0.02
2024$0.06$0.00$0.00$0.06$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.16
2023$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.24
2022$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.23
2021$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.06$0.00$0.00$0.21
2020$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.20
2019$0.04$0.00$0.00$0.04$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.17
2018$0.03$0.00$0.00$0.03$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.13
2017$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.09
2016$0.00$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.06
2015$0.02$0.00$0.00$0.01$0.00$0.00$0.02$0.00$0.02$0.07

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%2.3%
Riverview Bancorp, Inc. has a dividend yield of 2.29%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%3.0%
Riverview Bancorp, Inc. has a payout ratio of 3.00%, which is below the market average. This means Riverview Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-70.00%-60.00%-50.00%-40.00%-30.00%-20.00%-10.00%0.00%SeptemberOctoberNovemberDecember2025February
-59.23%
0
RVSB (Riverview Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Riverview Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Riverview Bancorp, Inc. was 93.49%, occurring on Jun 25, 2012. The portfolio has not yet recovered.

The current Riverview Bancorp, Inc. drawdown is 59.23%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-93.49%Feb 27, 20071334Jun 25, 2012
-55.9%May 8, 1998456Mar 31, 2000628Feb 14, 20031084
-23.73%Nov 3, 199423Mar 28, 199532Oct 20, 199555
-21.88%Oct 26, 199323Feb 14, 199426Aug 24, 199449
-20.83%Apr 25, 199710Jun 6, 199711Jul 11, 199721

Volatility

Volatility Chart

The current Riverview Bancorp, Inc. volatility is 3.25%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%SeptemberOctoberNovemberDecember2025February
3.25%
3.07%
RVSB (Riverview Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Riverview Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Riverview Bancorp, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.0131.0
The chart displays the price to earnings (P/E) ratio for RVSB in comparison to other companies of the Banks - Regional industry. Currently, RVSB has a PE value of 131.0. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-5.00.05.010.015.01.4
The chart displays the price to earnings to growth (PEG) ratio for RVSB in comparison to other companies of the Banks - Regional industry. Currently, RVSB has a PEG value of 1.4. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Riverview Bancorp, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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