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Riverview Bancorp, Inc. (RVSB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US7693971001
CUSIP
769397100
IPO Date
Aug 13, 1993

Highlights

Market Cap
$114.19M
Enterprise Value
$175.25M
EPS (TTM)
$0.23
PE Ratio
23.70
PEG Ratio
2.18
Total Revenue (TTM)
$70.16M
Gross Profit (TTM)
$53.74M
EBITDA (TTM)
$8.74M
Year Range
$4.74 - $6.59
Target Price
$8.00
ROA (TTM)
0.32%
ROE (TTM)
2.95%

Share Price Chart


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Riverview Bancorp, Inc.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Riverview Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Riverview Bancorp, Inc. (RVSB) has returned 10.00% so far this year and -1.20% over the past 12 months. Over the last ten years, RVSB has returned 5.06% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Riverview Bancorp, Inc.

1D
-2.83%
1M
2.80%
YTD
10.00%
6M
3.22%
1Y
-1.20%
3Y*
3.86%
5Y*
-2.06%
10Y*
5.06%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 25, 1993, RVSB's average daily return is +0.04%, while the average monthly return is +0.62%. At this rate, your investment would double in approximately 9.3 years.

Historically, 57% of months were positive and 43% were negative. The best month was Apr 2010 with a return of +54.4%, while the worst month was Oct 1997 at -59.2%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.

On a daily basis, RVSB closed higher 41% of trading days. The best single day was Jul 17, 2008 with a return of +40.9%, while the worst single day was Oct 1, 1997 at -59.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20263.40%3.48%2.80%10.00%
2025-1.40%-8.33%9.28%12.25%-12.03%-1.08%-10.05%2.64%6.13%-3.17%1.74%-4.74%-11.28%
2024-13.39%-14.57%0.64%-19.94%14.48%-6.56%16.40%-0.00%1.95%1.07%17.72%2.87%-7.38%
2023-3.67%-4.77%-23.61%-2.93%-8.68%7.69%13.21%4.96%-6.08%-2.74%11.78%7.02%-13.14%
2022-1.13%2.91%-2.83%-6.07%-3.27%-3.38%12.90%-4.21%-9.93%7.16%12.61%1.19%3.24%
2021-0.00%26.68%5.00%0.13%-0.29%3.20%-0.83%5.16%-0.95%2.41%0.54%3.50%50.86%

Benchmark Metrics

Riverview Bancorp, Inc. has an annualized alpha of 7.26%, beta of 0.42, and R² of 0.03 versus S&P 500 Index. Calculated based on daily prices since October 26, 1993.

  • This stock participated in 66.57% of S&P 500 Index downside but only 39.91% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.42 may look defensive, but with R² of 0.03 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.03 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
7.26%
Beta
0.42
0.03
Upside Capture
39.91%
Downside Capture
66.57%

Return for Risk

Risk / Return Rank

RVSB ranks 37 for risk / return — below 37% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


RVSB Risk / Return Rank: 3737
Overall Rank
RVSB Sharpe Ratio Rank: 3838
Sharpe Ratio Rank
RVSB Sortino Ratio Rank: 3232
Sortino Ratio Rank
RVSB Omega Ratio Rank: 3232
Omega Ratio Rank
RVSB Calmar Ratio Rank: 4141
Calmar Ratio Rank
RVSB Martin Ratio Rank: 4141
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Riverview Bancorp, Inc. (RVSB) and compare them to a chosen benchmark (S&P 500 Index).


RVSBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.04

0.90

-0.94

Sortino ratio

Return per unit of downside risk

0.15

1.39

-1.23

Omega ratio

Gain probability vs. loss probability

1.02

1.21

-0.19

Calmar ratio

Return relative to maximum drawdown

0.04

1.40

-1.36

Martin ratio

Return relative to average drawdown

0.06

6.61

-6.55

Explore RVSB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Riverview Bancorp, Inc. provided a 1.45% dividend yield over the last twelve months, with an annual payout of $0.08 per share.


1.00%1.50%2.00%2.50%3.00%3.50%$0.00$0.05$0.10$0.15$0.2020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.08$0.08$0.16$0.24$0.23$0.21$0.20$0.17$0.13$0.09$0.06$0.06

Dividend yield

1.45%1.59%2.79%3.75%2.99%2.67%3.80%2.07%1.79%0.98%0.86%1.20%

Monthly Dividends

The table displays the monthly dividend distributions for Riverview Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.02$0.00$0.00$0.02
2025$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.08
2024$0.06$0.00$0.00$0.06$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.16
2023$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.24
2022$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.23
2021$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.06$0.00$0.00$0.21

Dividend Yield & Payout


Dividend Yield

Riverview Bancorp, Inc. has a dividend yield of 1.45%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Riverview Bancorp, Inc. has a payout ratio of 25.98%, which is quite average when compared to the overall market. This suggests that Riverview Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Riverview Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Riverview Bancorp, Inc. was 93.49%, occurring on Jun 25, 2012. The portfolio has not yet recovered.

The current Riverview Bancorp, Inc. drawdown is 56.69%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-93.49%Feb 27, 20071344Jun 25, 2012
-73.95%Oct 1, 1997631Mar 31, 20001474Feb 13, 20062105
-30.77%Nov 3, 1994100Mar 28, 1995220Feb 8, 1996320
-26.36%Oct 26, 1993126Apr 25, 199489Aug 31, 1994215
-20.83%Apr 25, 199730Jun 6, 199724Jul 11, 199754

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Riverview Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Riverview Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RVSB, comparing it with other companies in the Banks - Regional industry. Currently, RVSB has a P/E ratio of 23.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for RVSB compared to other companies in the Banks - Regional industry. RVSB currently has a PEG ratio of 2.2. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RVSB relative to other companies in the Banks - Regional industry. Currently, RVSB has a P/S ratio of 1.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RVSB in comparison with other companies in the Banks - Regional industry. Currently, RVSB has a P/B value of 0.7. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items