- ISIN
- US7693971001
- CUSIP
- 769397100
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Aug 13, 1993
Highlights
- Market Cap
- $115.34M
- Enterprise Value
- -$1.53M
- EPS (TTM)
- -$0.21
- Total Revenue (TTM)
- $62.01M
- Gross Profit (TTM)
- $40.84M
- EBITDA (TTM)
- $6.39M
- Year Range
- $4.74 - $6.22
- Target Price
- $8.00
- ROA (TTM)
- -0.30%
- ROE (TTM)
- -2.98%
Share Price Chart
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Performance
RVSB Performance Chart
Riverview Bancorp, Inc. (RVSB) is up 12.0% since the beginning of the year. At $6 per share, RVSB is trading 10.3% below its 52-week high of $6. Investors who bought $1,000 worth of RVSB shares 5 years ago would now be looking at an investment worth $985.
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Returns By Period
Riverview Bancorp, Inc. (RVSB) has returned 11.99% so far this year and 6.25% over the past 12 months. Over the last ten years, RVSB has returned 4.23% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Riverview Bancorp, Inc.
- 1D
- -3.79%
- 1M
- -0.18%
- YTD
- 11.99%
- 6M
- 6.08%
- 1Y
- 6.25%
- 3Y*
- 6.25%
- 5Y*
- -0.31%
- 10Y*
- 4.23%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
RVSB Monthly Returns History
Based on dividend-adjusted daily data since Oct 25, 1993, RVSB's average daily return is +0.04%, while the average monthly return is +0.63%. At this rate, an investment would double in approximately 9.2 years.
Historically, 57% of months were positive and 43% were negative. The best month was Apr 2010 with a return of +54.4%, while the worst month was Oct 1997 at -59.2%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.
On a daily basis, RVSB closed higher 41% of trading days. The best single day was Jul 17, 2008 with a return of +40.9%, while the worst single day was Oct 1, 1997 at -59.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.40% | 3.48% | 2.80% | -5.48% | 8.30% | -0.53% | 11.99% | ||||||
| 2025 | -1.40% | -8.33% | 9.28% | 12.25% | -12.03% | -1.08% | -10.05% | 2.64% | 6.13% | -3.17% | 1.74% | -4.74% | -11.28% |
| 2024 | -13.39% | -14.57% | 0.64% | -19.94% | 14.48% | -6.56% | 16.40% | -0.00% | 1.95% | 1.07% | 17.72% | 2.87% | -7.38% |
| 2023 | -3.67% | -4.77% | -23.61% | -2.93% | -8.68% | 7.69% | 13.21% | 4.96% | -6.08% | -2.74% | 11.78% | 7.02% | -13.14% |
| 2022 | -1.13% | 2.91% | -2.83% | -6.07% | -3.27% | -3.38% | 12.90% | -4.21% | -9.93% | 7.16% | 12.61% | 1.19% | 3.24% |
| 2021 | 0.00% | 26.68% | 5.00% | 0.13% | -0.29% | 3.20% | -0.83% | 5.16% | -0.95% | 2.41% | 0.54% | 3.50% | 50.86% |
Benchmark Metrics
Riverview Bancorp, Inc. has an annualized alpha of 7.24%, beta of 0.41, and R2 of 0.03 versus S&P 500 Index. Calculated based on daily prices since October 25, 1993.
- This stock participated in 66.48% of S&P 500 Index downside but only 39.71% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.41 may look defensive, but with R2 of 0.03 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.03 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 7.24%
- Beta
- 0.41
- R²
- 0.03
- Upside Capture
- 39.71%
- Downside Capture
- 66.48%
Return for Risk
Risk / Return Rank
RVSB ranks 48 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Riverview Bancorp, Inc. (RVSB) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RVSB | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.81 | ||
| Sortino ratioReturn per unit of downside risk | -2.25 | ||
| Omega ratioGain probability vs. loss probability | 1.06 | 1.37 | -0.30 |
| Calmar ratioReturn relative to maximum drawdown | 0.40 | 2.78 | -2.39 |
| Martin ratioReturn relative to average drawdown | 0.76 | 12.44 | -11.68 |
Dividends
Dividend History
Riverview Bancorp, Inc. provided a 1.43% dividend yield over the last twelve months, with an annual payout of $0.08 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.08 | $0.08 | $0.16 | $0.24 | $0.23 | $0.21 | $0.20 | $0.17 | $0.13 | $0.09 | $0.06 | $0.06 |
Dividend yield | 1.43% | 1.59% | 2.79% | 3.75% | 2.99% | 2.67% | 3.80% | 2.07% | 1.79% | 0.98% | 0.86% | 1.20% |
Monthly Dividends
The table displays the monthly dividend distributions for Riverview Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.04 | ||||||
| 2025 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.08 |
| 2024 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.16 |
| 2023 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.24 |
| 2022 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.23 |
| 2021 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.21 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Riverview Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Riverview Bancorp, Inc. was 93.49%, occurring on Jun 25, 2012. The portfolio has not yet recovered.
The current Riverview Bancorp, Inc. drawdown is 55.90%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2012 bear market2012 | -93.49%Jun 2012 | 5y 4mo | — | 19y 4moFeb 2007 - now |
Dot-com crash2000–2002 | -73.95%Mar 2000 | 2y 6mo | 5y 10mo | 8y 4moOct 1997 - Feb 2006 |
1995 bear market1995 | -30.77%Mar 1995 | 4mo 25d | 10mo 17d | 1y 3moNov 1994 - Feb 1996 |
1994 bear market1994 | -26.36%Apr 1994 | 6mo 1d | 4mo 8d | 10mo 9dOct 1993 - Aug 1994 |
1997 bear market1997 | -20.83%Jun 1997 | 1mo 6d | 1mo 5d | 2mo 11dMay 1997 - Jul 1997 |
Drawdown Indicators
| RVSB | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -93.49% | -56.78% | -36.71% |
Max Drawdown (1Y)Largest decline over 1 year | -15.88% | -9.10% | -6.78% |
Max Drawdown (3Y)Largest decline over 3 years | -42.54% | -18.90% | -23.64% |
Max Drawdown (5Y)Largest decline over 5 years | -51.26% | -25.43% | -25.83% |
Max Drawdown (10Y)Largest decline over 10 years | -59.35% | -33.92% | -25.43% |
Current DrawdownCurrent decline from peak | -55.90% | -1.80% | -54.10% |
Average DrawdownAverage peak-to-trough decline | -51.08% | -10.71% | -40.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.23% | 2.03% | +6.20% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Riverview Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Riverview Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for RVSB relative to other companies in the Banks - Regional industry. Currently, RVSB has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for RVSB in comparison with other companies in the Banks - Regional industry. Currently, RVSB has a P/B value of 0.8. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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