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Rhinebeck Bancorp, Inc. (RBKB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7620931029

CUSIP

762093102

IPO Date

Jan 17, 2019

Highlights

Market Cap

$128.30M

EPS (TTM)

-$0.69

Total Revenue (TTM)

$41.96M

Gross Profit (TTM)

$23.57M

EBITDA (TTM)

-$7.51M

Year Range

$7.30 - $11.75

Short %

0.18%

Short Ratio

1.20

Share Price Chart


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Rhinebeck Bancorp, Inc.

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Performance

Performance Chart


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S&P 500

Returns By Period

Rhinebeck Bancorp, Inc. (RBKB) returned 21.13% year-to-date (YTD) and 46.78% over the past 12 months.


RBKB

YTD

21.13%

1M

14.50%

6M

19.40%

1Y

46.78%

3Y*

6.31%

5Y*

11.79%

10Y*

N/A

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of RBKB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20253.62%2.30%-4.00%10.77%7.46%21.13%
20249.57%-3.97%-0.24%-8.05%2.32%-1.13%8.27%-2.35%11.31%-0.97%8.84%-3.01%20.12%
20233.40%0.74%-19.39%-2.61%-6.98%-2.89%4.01%0.00%-3.26%-6.53%-0.47%27.78%-11.64%
20221.78%-1.94%-4.51%-0.69%-3.37%-5.13%0.54%0.86%3.94%4.10%-6.90%-3.60%-14.54%
20215.56%8.03%6.15%0.97%1.82%2.91%-1.53%-0.12%1.21%-0.96%-0.69%-0.56%24.68%
2020-2.12%-7.41%-37.56%10.94%-5.49%-2.24%1.37%-1.80%-3.22%6.33%34.23%-5.21%-24.40%
2019-1.32%2.06%1.40%-2.50%-7.69%2.04%-2.00%-1.67%0.75%-4.02%5.36%4.53%-3.74%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 92, RBKB is among the top 8% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of RBKB is 9292
Overall Rank
The Sharpe Ratio Rank of RBKB is 9494
Sharpe Ratio Rank
The Sortino Ratio Rank of RBKB is 9494
Sortino Ratio Rank
The Omega Ratio Rank of RBKB is 9292
Omega Ratio Rank
The Calmar Ratio Rank of RBKB is 8686
Calmar Ratio Rank
The Martin Ratio Rank of RBKB is 9696
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Rhinebeck Bancorp, Inc. (RBKB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Rhinebeck Bancorp, Inc. Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 1.89
  • 5-Year: 0.43
  • All Time: -0.00

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Rhinebeck Bancorp, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History


Rhinebeck Bancorp, Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Rhinebeck Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Rhinebeck Bancorp, Inc. was 50.37%, occurring on Mar 25, 2020. The portfolio has not yet recovered.

The current Rhinebeck Bancorp, Inc. drawdown is 3.60%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-50.37%Mar 19, 2019258Mar 25, 2020
-5.57%Mar 15, 20191Mar 15, 20191Mar 18, 20192
-4.16%Jan 24, 201911Feb 7, 201913Feb 27, 201924
-2.1%Feb 28, 20198Mar 11, 20193Mar 14, 201911
-1.17%Jan 18, 20191Jan 18, 20191Jan 22, 20192
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Rhinebeck Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Rhinebeck Bancorp, Inc., comparing actual results with analytics estimates.


-0.80-0.60-0.40-0.200.000.200.4020212022202320242025
0.21
Actual
Estimate

Valuation

The Valuation section provides an overview of how Rhinebeck Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RBKB relative to other companies in the Banks - Regional industry. Currently, RBKB has a P/S ratio of 4.6. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RBKB in comparison with other companies in the Banks - Regional industry. Currently, RBKB has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items