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Raiffeisen Bank International AG ADR (RAIFY)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7507321096

Highlights

Market Cap

$10.41B

EPS (TTM)

$1.55

PE Ratio

5.12

Total Revenue (TTM)

$9.84B

Gross Profit (TTM)

$8.88B

EBITDA (TTM)

$3.52B

Year Range

$4.03 - $7.94

Share Price Chart


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Compare to other instruments

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Performance

Performance Chart


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S&P 500

Returns By Period

Raiffeisen Bank International AG ADR (RAIFY) returned 60.30% year-to-date (YTD) and 80.64% over the past 12 months. Over the past 10 years, RAIFY had an annualized return of 10.81%, just below the S&P 500 benchmark at 10.85%.


RAIFY

YTD

60.30%

1M

24.16%

6M

79.55%

1Y

80.64%

3Y*

41.55%

5Y*

16.57%

10Y*

10.81%

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of RAIFY, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20259.86%17.54%-4.50%4.70%24.16%60.30%
20241.77%-0.80%-4.24%-0.13%-1.16%-5.36%13.21%0.73%0.54%-3.67%-3.38%12.01%7.95%
20239.11%-6.26%-8.19%-0.18%-4.90%8.47%2.45%-11.39%-3.26%3.85%21.67%23.55%32.57%
2022-5.61%-40.69%-12.55%-19.60%14.40%-18.41%10.99%5.93%-5.92%16.29%6.02%11.11%-44.33%
2021-3.74%3.93%7.82%2.13%8.88%-4.98%0.14%5.85%9.46%11.40%3.47%-0.27%52.00%
2020-8.45%-11.19%-28.45%17.39%6.80%-1.91%-4.68%4.28%-14.56%-6.21%33.64%6.22%-19.11%
20197.72%-6.66%-11.96%18.50%-12.25%5.41%0.58%-3.96%2.24%6.43%-3.82%6.23%4.21%
201816.81%-7.89%-2.82%-10.78%-6.52%-0.59%9.12%-14.91%5.87%-9.49%7.97%-13.92%-28.33%
201721.77%-2.04%2.51%-0.47%15.66%-4.78%15.66%9.95%6.47%-1.65%3.40%5.23%94.22%
2016-15.07%3.03%17.32%1.14%-17.23%-4.47%16.95%11.19%14.71%3.18%26.33%
2015-23.03%29.08%-7.69%20.11%-9.31%-4.54%5.20%-13.78%-7.28%25.81%1.66%-5.50%-3.07%
20142.45%-25.72%9.82%-0.24%4.92%-12.60%-14.05%-9.92%-2.76%-9.34%-20.48%-58.51%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 87, RAIFY is among the top 13% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of RAIFY is 8787
Overall Rank
The Sharpe Ratio Rank of RAIFY is 9494
Sharpe Ratio Rank
The Sortino Ratio Rank of RAIFY is 8080
Sortino Ratio Rank
The Omega Ratio Rank of RAIFY is 8080
Omega Ratio Rank
The Calmar Ratio Rank of RAIFY is 8686
Calmar Ratio Rank
The Martin Ratio Rank of RAIFY is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Raiffeisen Bank International AG ADR (RAIFY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Raiffeisen Bank International AG ADR Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: 1.93
  • 5-Year: 0.42
  • 10-Year: 0.35
  • All Time: 0.04

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Raiffeisen Bank International AG ADR compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Raiffeisen Bank International AG ADR provided a 3.75% dividend yield over the last twelve months, with an annual payout of $0.30 per share.


0.00%2.00%4.00%6.00%8.00%10.00%$0.00$0.10$0.20$0.30$0.4020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.30$0.34$0.22$0.00$0.36$0.00$0.26$0.18$0.00$0.00$0.00$0.35

Dividend yield

3.75%6.49%4.21%0.00%4.84%0.00%4.20%2.85%0.00%0.00%0.00%9.06%

Monthly Dividends

The table displays the monthly dividend distributions for Raiffeisen Bank International AG ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$0.30$0.00$0.30
2024$0.00$0.00$0.00$0.34$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.34
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.22$0.00$0.22
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2021$0.00$0.00$0.00$0.14$0.00$0.00$0.00$0.00$0.00$0.00$0.21$0.00$0.36
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2019$0.00$0.00$0.00$0.00$0.00$0.26$0.00$0.00$0.00$0.00$0.00$0.00$0.26
2018$0.00$0.00$0.00$0.00$0.00$0.18$0.00$0.00$0.00$0.00$0.00$0.00$0.18
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2014$0.35$0.00$0.00$0.00$0.00$0.00$0.00$0.35

Dividend Yield & Payout


Dividend Yield

Raiffeisen Bank International AG ADR has a dividend yield of 3.75%, which is quite average when compared to the overall market.

Payout Ratio

Raiffeisen Bank International AG ADR has a payout ratio of 33.14%, which is quite average when compared to the overall market. This suggests that Raiffeisen Bank International AG ADR strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Raiffeisen Bank International AG ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Raiffeisen Bank International AG ADR was 73.41%, occurring on Jul 14, 2022. The portfolio has not yet recovered.

The current Raiffeisen Bank International AG ADR drawdown is 1.72%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.41%Feb 8, 2018742Jul 14, 2022
-71.84%Mar 14, 201446Jan 27, 2015189Jan 4, 2018235
-6.28%Jan 25, 20187Feb 6, 20181Feb 7, 20188
-3.01%Jan 8, 20181Jan 8, 20181Jan 16, 20182
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Raiffeisen Bank International AG ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Raiffeisen Bank International AG ADR, comparing actual results with analytics estimates.


-0.500.000.501.001.5020212022202320242025
0.54
Actual
Estimate

Valuation

The Valuation section provides an overview of how Raiffeisen Bank International AG ADR is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RAIFY, comparing it with other companies in the Banks - Regional industry. Currently, RAIFY has a P/E ratio of 5.1. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RAIFY relative to other companies in the Banks - Regional industry. Currently, RAIFY has a P/S ratio of 1.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RAIFY in comparison with other companies in the Banks - Regional industry. Currently, RAIFY has a P/B value of 0.4. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items