Penns Woods Bancorp, Inc. (PWOD)
Company Info
Highlights
$223.40M
$2.79
10.52
$79.93M
$80.25M
$29.96M
$18.24 - $33.96
0.38%
1.17
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
Loading data...
Returns By Period
Penns Woods Bancorp, Inc. (PWOD) returned -1.62% year-to-date (YTD) and 60.94% over the past 12 months. Over the past 10 years, PWOD returned 5.49% annually, underperforming the S&P 500 benchmark at 10.84%.
PWOD
-1.62%
0.27%
-5.00%
60.94%
14.24%
12.40%
5.49%
^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of PWOD, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.13% | 0.43% | -7.62% | 4.73% | 1.13% | -1.62% | |||||||
| 2024 | -4.22% | -10.30% | 2.03% | -9.94% | 13.67% | 5.09% | 15.91% | -5.71% | 7.53% | 13.52% | 19.56% | -4.96% | 42.96% |
| 2023 | 0.64% | 0.41% | -13.03% | 0.82% | 3.18% | 5.54% | 7.75% | -3.45% | -18.04% | 0.00% | -3.18% | 12.05% | -10.75% |
| 2022 | 3.51% | 0.74% | 0.38% | -4.22% | -0.21% | 0.26% | -3.28% | 6.13% | -1.98% | 5.28% | 7.21% | 4.19% | 18.68% |
| 2021 | -17.19% | 10.63% | 2.28% | -0.37% | 6.71% | -5.85% | -1.30% | 0.94% | 2.16% | -0.50% | 0.04% | 0.67% | -4.35% |
| 2020 | -11.28% | -4.41% | -18.50% | -5.76% | -6.29% | 7.06% | -11.05% | 2.72% | -2.91% | 4.08% | 23.72% | 2.97% | -23.13% |
| 2019 | -12.20% | 24.14% | -5.25% | 6.23% | -4.17% | 9.37% | 0.24% | -8.97% | 13.28% | -0.85% | 3.60% | 13.39% | 38.42% |
| 2018 | -7.96% | -5.27% | 5.34% | 2.81% | 6.09% | -1.99% | 1.83% | -0.70% | -3.03% | -6.79% | 6.79% | -5.90% | -9.83% |
| 2017 | -8.51% | 2.92% | -7.70% | -4.03% | -5.28% | 5.46% | 4.06% | 0.14% | 9.49% | 4.20% | 2.71% | -5.41% | -3.78% |
| 2016 | -7.35% | -1.60% | 0.77% | 7.99% | 1.73% | 0.25% | 0.86% | 4.32% | 1.72% | -4.41% | 11.34% | 7.78% | 24.22% |
| 2015 | -9.85% | 4.12% | 6.87% | -10.88% | -2.71% | 5.12% | -2.61% | -0.12% | -3.53% | 8.87% | 0.13% | -3.79% | -10.00% |
| 2014 | -11.37% | 1.35% | 7.52% | -9.80% | 4.71% | 3.32% | -8.90% | 5.99% | -6.13% | 14.86% | -8.51% | 12.14% | 0.66% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 91, PWOD is among the top 9% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Penns Woods Bancorp, Inc. (PWOD) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Loading data...
Dividends
Dividend History
Penns Woods Bancorp, Inc. provided a 4.33% dividend yield over the last twelve months, with an annual payout of $1.28 per share. The company has been increasing its dividends for 10 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.28 | $1.28 | $1.28 | $1.28 | $1.28 | $1.28 | $1.26 | $1.25 | $1.25 | $1.25 | $1.25 | $1.25 |
Dividend yield | 4.33% | 4.21% | 5.69% | 4.81% | 5.41% | 4.92% | 3.54% | 4.67% | 4.04% | 3.72% | 4.43% | 3.82% |
Monthly Dividends
The table displays the monthly dividend distributions for Penns Woods Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | |||||||
| 2024 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
| 2023 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
| 2022 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
| 2021 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
| 2020 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
| 2019 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.32 | $1.26 |
| 2018 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $1.25 |
| 2017 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $1.25 |
| 2016 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $1.25 |
| 2015 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $1.25 |
| 2014 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $1.25 |
Dividend Yield & Payout
Dividend Yield
Penns Woods Bancorp, Inc. has a dividend yield of 4.33%, which is quite average when compared to the overall market.
Payout Ratio
Penns Woods Bancorp, Inc. has a payout ratio of 45.85%, which is quite average when compared to the overall market. This suggests that Penns Woods Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading data...
Worst Drawdowns
The table below displays the maximum drawdowns of the Penns Woods Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Penns Woods Bancorp, Inc. was 52.10%, occurring on Jun 2, 2000. Recovery took 449 trading sessions.
The current Penns Woods Bancorp, Inc. drawdown is 11.83%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -52.1% | Feb 8, 1999 | 175 | Jun 2, 2000 | 449 | May 8, 2003 | 624 |
| -45.84% | Dec 31, 2019 | 59 | Mar 25, 2020 | 1157 | Oct 29, 2024 | 1216 |
| -33.01% | Sep 30, 2008 | 52 | Dec 30, 2008 | 128 | Jul 23, 2009 | 180 |
| -27.09% | Dec 21, 2016 | 527 | Jan 28, 2019 | 164 | Sep 20, 2019 | 691 |
| -25.97% | Dec 24, 2013 | 524 | Jan 25, 2016 | 213 | Nov 28, 2016 | 737 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading data...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of Penns Woods Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Penns Woods Bancorp, Inc., comparing actual results with analytics estimates.
Valuation
The Valuation section provides an overview of how Penns Woods Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PWOD, comparing it with other companies in the Banks - Regional industry. Currently, PWOD has a P/E ratio of 10.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PWOD compared to other companies in the Banks - Regional industry. PWOD currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PWOD relative to other companies in the Banks - Regional industry. Currently, PWOD has a P/S ratio of 3.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PWOD in comparison with other companies in the Banks - Regional industry. Currently, PWOD has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |