- Inception Date
- Dec 30, 2020
- Category
- Multisector Bonds
- Min. Investment
- $2,500
- Distribution Policy
- Distributing
- Asset Class
- Bond
Share Price Chart
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Performance
PTCRX Performance Chart
Performance Trust Credit Fund (PTCRX) is up 1.5% since the beginning of the year. PTCRX is currently trading at $9 per share. Investors who bought $1,000 worth of PTCRX shares 5 years ago would now be looking at an investment worth $1,203.
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Returns By Period
Performance Trust Credit Fund (PTCRX) has returned 1.46% so far this year and 5.72% over the past 12 months.
Performance Trust Credit Fund
- 1D
- -0.11%
- 1M
- 0.96%
- YTD
- 1.46%
- 6M
- 1.68%
- 1Y
- 5.72%
- 3Y*
- 7.82%
- 5Y*
- 3.77%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
PTCRX Monthly Returns History
Based on dividend-adjusted daily data since Jan 11, 2021, PTCRX's average daily return is +0.02%, while the average monthly return is +0.34%. At this rate, an investment would double in approximately 17.0 years.
Historically, 64% of months were positive and 36% were negative. The best month was Nov 2023 with a return of +4.3%, while the worst month was Sep 2022 at -4.1%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 6 months.
On a daily basis, PTCRX closed higher 43% of trading days. The best single day was Dec 15, 2021 with a return of +2.8%, while the worst single day was Jun 13, 2022 at -1.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.40% | 0.84% | -1.52% | 0.81% | 0.65% | 0.29% | 1.46% | ||||||
| 2025 | 0.67% | 1.11% | -0.77% | 0.16% | 0.24% | 1.53% | 0.15% | 0.84% | 1.18% | 0.46% | 0.80% | 0.05% | 6.58% |
| 2024 | 1.42% | -0.34% | 1.17% | -0.93% | 1.55% | 1.12% | 1.69% | 1.49% | 1.22% | -1.01% | 1.37% | -0.93% | 8.01% |
| 2023 | 2.84% | -1.12% | -0.19% | 0.97% | -0.70% | 1.07% | 1.00% | 0.26% | -1.36% | -1.16% | 4.33% | 3.93% | 10.10% |
| 2022 | -1.83% | -0.93% | -2.44% | -3.09% | -0.01% | -2.93% | 2.59% | -1.51% | -4.07% | 0.01% | 2.96% | 0.23% | -10.71% |
| 2021 | 0.77% | -0.09% | -1.00% | 1.77% | 0.74% | 1.47% | 0.96% | 0.32% | -0.20% | -0.10% | -0.03% | 3.40% | 8.22% |
Benchmark Metrics
Performance Trust Credit Fund has an annualized alpha of 3.33%, beta of 0.06, and R2 of 0.06 versus S&P 500 Index. Calculated based on daily prices since January 11, 2021.
- This fund participated in 26.07% of S&P 500 Index downside but only 22.24% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.06 may look defensive, but with R2 of 0.06 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.06 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 3.33%
- Beta
- 0.06
- R²
- 0.06
- Upside Capture
- 22.24%
- Downside Capture
- 26.07%
Expense Ratio
PTCRX has a high expense ratio of 0.99%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
PTCRX ranks 62 for risk / return — better than 62% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Performance Trust Credit Fund (PTCRX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PTCRX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.38 | ||
| Sortino ratioReturn per unit of downside risk | +0.90 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.32 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.62 | 2.46 | +0.16 |
| Martin ratioReturn relative to average drawdown | 10.06 | 10.92 | -0.86 |
Dividends
Dividend History
Performance Trust Credit Fund provided a 5.37% dividend yield over the last twelve months, with an annual payout of $0.48 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.48 | $0.40 | $0.51 | $0.52 | $0.40 | $0.80 |
Dividend yield | 5.37% | 4.34% | 5.67% | 5.95% | 4.69% | 8.11% |
Monthly Dividends
The table displays the monthly dividend distributions for Performance Trust Credit Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.01 | $0.04 | $0.04 | $0.04 | $0.05 | $0.04 | $0.21 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.05 | $0.04 | $0.03 | $0.07 | $0.40 |
| 2024 | $0.01 | $0.05 | $0.04 | $0.04 | $0.04 | $0.04 | $0.05 | $0.04 | $0.04 | $0.04 | $0.04 | $0.07 | $0.51 |
| 2023 | $0.01 | $0.04 | $0.04 | $0.04 | $0.05 | $0.04 | $0.04 | $0.04 | $0.05 | $0.04 | $0.04 | $0.07 | $0.52 |
| 2022 | $0.01 | $0.03 | $0.04 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.04 | $0.04 | $0.05 | $0.07 | $0.40 |
| 2021 | $0.01 | $0.03 | $0.03 | $0.04 | $0.06 | $0.05 | $0.07 | $0.04 | $0.02 | $0.08 | $0.03 | $0.35 | $0.80 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Performance Trust Credit Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Performance Trust Credit Fund was 14.09%, occurring on Oct 20, 2022. Recovery took 345 trading sessions.
The current Performance Trust Credit Fund drawdown is 0.11%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -14.09%Oct 2022 | 9mo 25d | 1y 4mo | 2y 2moDec 2021 - Mar 2024 |
2025 selloff2025 | -2.86%Apr 2025 | 1mo 8d | 2mo 2d | 3mo 10dMar 2025 - Jun 2025 |
2021 pullback2021 | -2.37%Mar 2021 | 1mo 4d | 1mo 18d | 2mo 22dFeb 2021 - May 2021 |
2026 pullback2026 | -2.28%Mar 2026 | 28d | 2mo 16d | 3mo 14dFeb 2026 - Jun 2026 |
2024 pullback2024 | -1.81%Dec 2024 | 11d | 2mo 7d | 2mo 18dDec 2024 - Feb 2025 |
Drawdown Indicators
| PTCRX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.09% | -56.78% | +42.69% |
Max Drawdown (1Y)Largest decline over 1 year | -2.28% | -9.10% | +6.82% |
Max Drawdown (3Y)Largest decline over 3 years | -2.98% | -18.90% | +15.92% |
Max Drawdown (5Y)Largest decline over 5 years | -14.09% | -25.43% | +11.34% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.11% | -3.21% | +3.10% |
Average DrawdownAverage peak-to-trough decline | -3.38% | -10.71% | +7.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.59% | 2.04% | -1.45% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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