- ISIN
- US73757Q1040
- Sector
- Financial Services
- Industry
- Banks - Regional
Highlights
- Market Cap
- $67.09B
- Enterprise Value
- $53.36B
- EPS (TTM)
- CN¥14.56
- PE Ratio
- 5.36
- PEG Ratio
- 0.01
- Total Revenue (TTM)
- CN¥498.20B
- Gross Profit (TTM)
- CN¥328.80B
- EBITDA (TTM)
- CN¥71.74B
- Year Range
- $10.65 - $14.95
- ROA (TTM)
- 0.45%
- ROE (TTM)
- 8.50%
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
PSTVY Performance Chart
Postal Savings Bank of China Co Ltd ADR (PSTVY) is down 11.0% since the beginning of the year. At $12 per share, PSTVY is trading 22.9% below its 52-week high of $15. Investors who bought $1,000 worth of PSTVY shares 5 years ago would now be looking at an investment worth $1,233.
Loading charts...
Returns By Period
Postal Savings Bank of China Co Ltd ADR (PSTVY) has returned -10.98% so far this year and -18.74% over the past 12 months.
Postal Savings Bank of China Co Ltd ADR
- 1D
- -2.70%
- 1M
- -14.76%
- 6M
- -14.14%
- YTD
- -10.98%
- 1Y
- -18.74%
- 3Y*
- 5.00%
- 5Y*
- 4.27%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.79%
- 1M
- 1.13%
- 6M
- 7.71%
- YTD
- 9.79%
- 1Y
- 20.06%
- 3Y*
- 18.60%
- 5Y*
- 11.43%
- 10Y*
- 13.27%
PSTVY Monthly Returns History
Based on dividend-adjusted daily data since Jul 22, 2020, PSTVY's average daily return is +0.07%, while the average monthly return is +0.83%. At this rate, an investment would double in approximately 7.0 years.
Historically, 42% of months were positive and 58% were negative. The best month was Nov 2022 with a return of +31.9%, while the worst month was Oct 2022 at -20.5%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 4 months.
On a daily basis, PSTVY closed higher 24% of trading days. The best single day was Mar 3, 2021 with a return of +50.0%, while the worst single day was Mar 5, 2021 at -41.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.97% | -2.27% | -5.55% | 11.00% | -7.21% | -9.18% | 5.17% | -10.98% | |||||
| 2025 | 5.06% | 0.16% | 3.50% | -5.88% | 4.77% | 15.27% | -4.06% | 0.04% | 7.66% | -10.07% | 5.90% | -4.09% | 16.84% |
| 2024 | 4.19% | 8.56% | -0.19% | -0.10% | 10.67% | -0.04% | -2.47% | 2.64% | 0.37% | 11.28% | -6.16% | 8.41% | 41.90% |
| 2023 | 10.36% | -11.48% | -0.13% | 8.88% | -4.73% | -1.12% | 5.26% | -17.10% | -3.46% | -7.52% | -1.00% | 3.96% | -19.74% |
| 2022 | 14.32% | -3.18% | 1.80% | -6.57% | -2.28% | 7.66% | -13.97% | -7.98% | -2.86% | -20.51% | 31.88% | -0.16% | -10.86% |
| 2021 | 18.43% | -0.15% | 15.81% | -16.95% | 7.03% | -0.93% | -1.58% | 9.43% | -6.94% | 8.73% | -9.97% | 12.23% | 32.82% |
Benchmark Metrics
Postal Savings Bank of China Co Ltd ADR has an annualized alpha of 17.20%, beta of 0.14, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since July 22, 2020.
- This stock participated in 57.24% of S&P 500 Index downside but only 40.98% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.14 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 17.20%
- Beta
- 0.14
- R²
- 0.00
- Upside Capture
- 40.98%
- Downside Capture
- 57.24%
Return for Risk
Risk / Return Rank
PSTVY ranks 20 for risk / return — below 20% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Postal Savings Bank of China Co Ltd ADR (PSTVY) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PSTVY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.94 | ||
| Sortino ratioReturn per unit of downside risk | -2.36 | ||
| Omega ratioGain probability vs. loss probability | 0.97 | 1.29 | -0.32 |
| Calmar ratioReturn relative to maximum drawdown | -0.82 | 2.21 | -3.04 |
| Martin ratioReturn relative to average drawdown | -1.84 | 9.61 | -11.44 |
Dividends
Dividend History
Postal Savings Bank of China Co Ltd ADR provided a 5.41% dividend yield over the last twelve months, with an annual payout of $0.62 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.62 | $0.31 | $1.14 | $0.75 | $0.77 | $0.65 |
Dividend yield | 5.41% | 2.30% | 9.55% | 8.07% | 6.27% | 4.43% |
Monthly Dividends
The table displays the monthly dividend distributions for Postal Savings Bank of China Co Ltd ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.35 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.62 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.31 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.72 | $0.00 | $0.00 | $0.00 | $0.00 | $0.42 | $1.14 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.75 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.75 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.77 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.77 |
| 2021 | $0.65 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.65 |
Dividend Yield & Payout
Dividend Yield
Postal Savings Bank of China Co Ltd ADR has a dividend yield of 5.41%, which means its dividend payment is significantly above the market average.
Payout Ratio
Postal Savings Bank of China Co Ltd ADR has a payout ratio of 54.96%, which is quite average when compared to the overall market. This suggests that Postal Savings Bank of China Co Ltd ADR strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Postal Savings Bank of China Co Ltd ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Postal Savings Bank of China Co Ltd ADR was 56.10%, occurring on Jan 22, 2024. The portfolio has not yet recovered.
The current Postal Savings Bank of China Co Ltd ADR drawdown is 30.18%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2024 bear market2024 | -56.10%Jan 2024 | 2y 10mo | — | 5y 4moMar 2021 - now |
2021 pullback2021 | -4.23%Feb 2021 | 6d | 28d | 1mo 4dJan 2021 - Mar 2021 |
2020 pullback2020 | -4.20%Aug 2020 | 0s | 1d | 1dAug 2020 - Aug 2020 |
Drawdown Indicators
| PSTVY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.10% | -56.78% | +0.68% |
Max Drawdown (1Y)Largest decline over 1 year | -22.94% | -9.10% | -13.84% |
Max Drawdown (3Y)Largest decline over 3 years | -29.30% | -18.90% | -10.40% |
Max Drawdown (5Y)Largest decline over 5 years | -44.23% | -25.43% | -18.80% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -30.18% | -1.24% | -28.94% |
Average DrawdownAverage peak-to-trough decline | -31.84% | -10.71% | -21.13% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.31% | 2.09% | +8.22% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of Postal Savings Bank of China Co Ltd ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Postal Savings Bank of China Co Ltd ADR is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PSTVY, comparing it with other companies in the Banks - Regional industry. Currently, PSTVY has a P/E ratio of 5.4. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PSTVY compared to other companies in the Banks - Regional industry. PSTVY currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PSTVY relative to other companies in the Banks - Regional industry. Currently, PSTVY has a P/S ratio of 0.9. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PSTVY in comparison with other companies in the Banks - Regional industry. Currently, PSTVY has a P/B value of 0.5. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
Build a portfolio with PSTVY
Add Postal Savings Bank of China Co Ltd ADR to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with PSTVY