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Postal Savings Bank of China Co Ltd ADR (PSTVY)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US73757Q1040

Highlights

Market Cap
$72.06B
Enterprise Value
$327.80B
EPS (TTM)
$15.53
PE Ratio
0.77
PEG Ratio
0.00
Total Revenue (TTM)
$432.30B
Gross Profit (TTM)
$325.46B
EBITDA (TTM)
$44.26B
Year Range
$10.91 - $14.95
ROA (TTM)
0.47%
ROE (TTM)
8.62%

Share Price Chart


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Often compared with PSTVY:
PSTVY vs. BMOPSTVY vs. RNMBY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Postal Savings Bank of China Co Ltd ADR, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Postal Savings Bank of China Co Ltd ADR (PSTVY) has returned -9.51% so far this year and -2.93% over the past 12 months.


Postal Savings Bank of China Co Ltd ADR

1D
-0.83%
1M
-5.55%
YTD
-9.51%
6M
-17.35%
1Y
-2.93%
3Y*
7.26%
5Y*
0.81%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 22, 2020, PSTVY's average daily return is +0.07%, while the average monthly return is +0.88%. At this rate, your investment would double in approximately 6.6 years.

Historically, 42% of months were positive and 58% were negative. The best month was Nov 2022 with a return of +31.9%, while the worst month was Oct 2022 at -20.5%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 4 months.

On a daily basis, PSTVY closed higher 24% of trading days. The best single day was Mar 3, 2021 with a return of +50.0%, while the worst single day was Mar 5, 2021 at -41.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-1.97%-2.27%-5.55%-9.51%
20255.06%0.16%3.50%-5.88%4.77%15.27%-4.06%0.04%7.66%-10.07%5.90%-4.09%16.84%
20244.19%8.56%-0.19%-0.10%10.67%-0.04%-2.47%2.64%0.37%11.28%-6.16%8.41%41.90%
202310.36%-11.48%-0.13%8.88%-4.73%-1.12%5.26%-17.10%-3.46%-7.52%-1.00%3.96%-19.74%
202214.32%-3.18%1.80%-6.57%-2.28%7.66%-13.97%-7.98%-2.86%-20.51%31.88%-0.16%-10.86%
202118.43%-0.15%15.81%-16.95%7.03%-0.93%-1.58%9.43%-6.94%8.73%-9.97%12.23%32.82%

Benchmark Metrics

Postal Savings Bank of China Co Ltd ADR has an annualized alpha of 17.77%, beta of 0.13, and R² of 0.00 versus S&P 500 Index. Calculated based on daily prices since July 23, 2020.

  • This stock participated in 47.42% of S&P 500 Index downside but only 40.55% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.13 may look defensive, but with R² of 0.00 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.00 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
17.77%
Beta
0.13
0.00
Upside Capture
40.55%
Downside Capture
47.42%

Return for Risk

Risk / Return Rank

PSTVY ranks 35 for risk / return — below 35% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


PSTVY Risk / Return Rank: 3535
Overall Rank
PSTVY Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
PSTVY Sortino Ratio Rank: 3535
Sortino Ratio Rank
PSTVY Omega Ratio Rank: 4141
Omega Ratio Rank
PSTVY Calmar Ratio Rank: 3232
Calmar Ratio Rank
PSTVY Martin Ratio Rank: 3030
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Postal Savings Bank of China Co Ltd ADR (PSTVY) and compare them to a chosen benchmark (S&P 500 Index).


PSTVYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.06

0.90

-0.95

Sortino ratio

Return per unit of downside risk

0.29

1.39

-1.09

Omega ratio

Gain probability vs. loss probability

1.07

1.21

-0.14

Calmar ratio

Return relative to maximum drawdown

-0.26

1.40

-1.66

Martin ratio

Return relative to average drawdown

-0.65

6.61

-7.25

Explore PSTVY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Postal Savings Bank of China Co Ltd ADR provided a 5.51% dividend yield over the last twelve months, with an annual payout of $0.66 per share.


2.00%4.00%6.00%8.00%10.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021
Dividend$0.66$0.31$1.14$0.75$0.77$0.65

Dividend yield

5.51%2.30%9.55%8.07%6.27%4.43%

Monthly Dividends

The table displays the monthly dividend distributions for Postal Savings Bank of China Co Ltd ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.35$0.00$0.00$0.35
2025$0.00$0.00$0.00$0.31$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.31
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.72$0.00$0.00$0.00$0.00$0.42$1.14
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.75$0.00$0.00$0.00$0.00$0.00$0.75
2022$0.00$0.00$0.00$0.00$0.00$0.77$0.00$0.00$0.00$0.00$0.00$0.00$0.77
2021$0.65$0.00$0.00$0.00$0.00$0.00$0.65

Dividend Yield & Payout


Dividend Yield

Postal Savings Bank of China Co Ltd ADR has a dividend yield of 5.51%, which means its dividend payment is significantly above the market average.

Payout Ratio

Postal Savings Bank of China Co Ltd ADR has a payout ratio of 80.98%, which is quite average when compared to the overall market. This suggests that Postal Savings Bank of China Co Ltd ADR strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Postal Savings Bank of China Co Ltd ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Postal Savings Bank of China Co Ltd ADR was 56.10%, occurring on Jan 22, 2024. The portfolio has not yet recovered.

The current Postal Savings Bank of China Co Ltd ADR drawdown is 29.03%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-56.1%Mar 5, 2021725Jan 22, 2024
-4.23%Jan 26, 20215Feb 1, 202119Mar 1, 202124
-4.2%Aug 10, 20201Aug 10, 2020109Jan 14, 2021110

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Postal Savings Bank of China Co Ltd ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Postal Savings Bank of China Co Ltd ADR is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PSTVY, comparing it with other companies in the Banks - Regional industry. Currently, PSTVY has a P/E ratio of 0.8. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PSTVY compared to other companies in the Banks - Regional industry. PSTVY currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PSTVY relative to other companies in the Banks - Regional industry. Currently, PSTVY has a P/S ratio of 0.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PSTVY in comparison with other companies in the Banks - Regional industry. Currently, PSTVY has a P/B value of 0.1. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items