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Pacific Premier Bancorp, Inc. (PPBI)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US69478X1054

CUSIP

69478X105

IPO Date

Jun 25, 1997

Highlights

Market Cap

$2.09B

EPS (TTM)

$1.50

PE Ratio

14.11

PEG Ratio

2.98

Total Revenue (TTM)

$767.26M

Gross Profit (TTM)

$476.47M

EBITDA (TTM)

$220.48M

Year Range

$17.78 - $29.43

Target Price

$25.70

Short %

2.10%

Short Ratio

1.16

Share Price Chart


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Compare to other instruments

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Pacific Premier Bancorp, Inc.

Popular comparisons:
PPBI vs. SPY
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Performance

Performance Chart


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S&P 500

Returns By Period

Pacific Premier Bancorp, Inc. (PPBI) returned -11.66% year-to-date (YTD) and 5.64% over the past 12 months. Over the past 10 years, PPBI returned 6.06% annually, underperforming the S&P 500 benchmark at 10.84%.


PPBI

YTD

-11.66%

1M

5.36%

6M

-23.37%

1Y

5.64%

3Y*

-8.48%

5Y*

4.57%

10Y*

6.06%

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of PPBI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20253.93%-6.57%-10.76%-4.60%6.86%-11.66%
2024-12.85%-8.65%4.99%-10.42%4.96%3.28%17.81%-3.74%-2.10%1.39%12.79%-12.25%-9.57%
20232.47%1.24%-25.91%-7.41%-13.79%9.83%23.50%-8.68%-5.47%-12.68%20.55%29.26%-2.26%
2022-4.45%2.09%-8.68%-11.29%4.87%-10.20%16.20%-2.62%-5.49%18.71%1.48%-14.59%-18.11%
20216.13%22.23%7.79%1.36%5.15%-8.01%-10.19%6.12%3.70%2.12%-7.72%3.30%31.92%
2020-7.84%-13.32%-27.06%13.32%2.63%0.28%-3.09%8.77%-10.85%26.61%14.28%8.71%0.45%
201916.58%1.06%-11.12%10.39%-2.65%9.12%2.43%-6.21%5.87%8.92%-5.08%1.76%31.39%
20181.88%3.19%-4.40%-1.12%3.90%-7.63%-3.01%6.89%-5.94%-21.42%5.61%-17.33%-36.20%
201711.32%1.65%-3.63%-5.19%-6.98%8.53%-2.71%-1.39%6.64%7.02%-1.98%1.01%13.15%
2016-3.39%0.10%3.99%8.84%7.48%-4.00%0.63%11.76%-1.96%-2.31%23.98%10.30%66.35%
2015-14.25%6.19%2.60%-3.27%0.57%7.68%12.09%-1.32%8.32%5.07%9.74%-9.30%22.62%
20140.83%0.19%1.51%-15.43%3.44%-0.21%1.49%3.85%-5.39%15.23%-1.73%8.93%10.10%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of PPBI is 50, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of PPBI is 5050
Overall Rank
The Sharpe Ratio Rank of PPBI is 5555
Sharpe Ratio Rank
The Sortino Ratio Rank of PPBI is 4646
Sortino Ratio Rank
The Omega Ratio Rank of PPBI is 4545
Omega Ratio Rank
The Calmar Ratio Rank of PPBI is 5252
Calmar Ratio Rank
The Martin Ratio Rank of PPBI is 5252
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Pacific Premier Bancorp, Inc. (PPBI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Pacific Premier Bancorp, Inc. Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 0.15
  • 5-Year: 0.12
  • 10-Year: 0.16
  • All Time: -0.05

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Pacific Premier Bancorp, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Pacific Premier Bancorp, Inc. provided a 6.17% dividend yield over the last twelve months, with an annual payout of $1.32 per share. The company has been increasing its dividends for 5 consecutive years.


3.00%3.50%4.00%4.50%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.40201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019
Dividend$1.32$1.32$1.32$1.32$1.29$1.03$0.88

Dividend yield

6.17%5.30%4.53%4.18%3.22%3.29%2.70%

Monthly Dividends

The table displays the monthly dividend distributions for Pacific Premier Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.33$0.00$0.00$0.33$0.66
2024$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.32
2023$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.32
2022$0.00$0.33$0.00$0.00$0.33$0.00$0.33$0.00$0.00$0.33$0.00$0.00$1.32
2021$0.00$0.30$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.33$0.00$0.00$1.29
2020$0.25$0.00$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.28$0.00$1.03
2019$0.22$0.00$0.22$0.00$0.00$0.00$0.22$0.00$0.22$0.00$0.00$0.88

Dividend Yield & Payout


Dividend Yield

Pacific Premier Bancorp, Inc. has a dividend yield of 6.17%, which means its dividend payment is significantly above the market average.

Payout Ratio

Pacific Premier Bancorp, Inc. has a payout ratio of 85.86%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Pacific Premier Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Pacific Premier Bancorp, Inc. was 99.29%, occurring on Sep 26, 2001. The portfolio has not yet recovered.

The current Pacific Premier Bancorp, Inc. drawdown is 77.61%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-99.29%Apr 21, 1998823Sep 26, 2001
-50.86%Oct 7, 199778Jan 28, 199850Apr 9, 1998128
-15.89%Jul 30, 199711Aug 13, 199727Sep 22, 199738
-7.79%Sep 24, 19973Sep 26, 19974Oct 2, 19977
-4.83%Jul 14, 19973Jul 16, 19974Jul 22, 19977
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Pacific Premier Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Pacific Premier Bancorp, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 27.4% positive surprise.


-1.50-1.00-0.500.000.501.0020212022202320242025
0.38
0.30
Actual
Estimate

Valuation

The Valuation section provides an overview of how Pacific Premier Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PPBI, comparing it with other companies in the Banks - Regional industry. Currently, PPBI has a P/E ratio of 14.1. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PPBI compared to other companies in the Banks - Regional industry. PPBI currently has a PEG ratio of 3.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PPBI relative to other companies in the Banks - Regional industry. Currently, PPBI has a P/S ratio of 3.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PPBI in comparison with other companies in the Banks - Regional industry. Currently, PPBI has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items