- ISIN
- US74255L3657
- CUSIP
- 74255L365
- Issuer
- Principal
- Inception Date
- Sep 29, 2014
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
PHTMX Performance Chart
Principal LifeTime Hybrid 2015 Fund (PHTMX) is up 4.3% since the beginning of the year. PHTMX is currently trading at $12 per share. Investors who bought $1,000 worth of PHTMX shares 5 years ago would now be looking at an investment worth $1,237.
Loading charts...
Returns By Period
Principal LifeTime Hybrid 2015 Fund (PHTMX) has returned 4.29% so far this year and 12.04% over the past 12 months. Over the last ten years, PHTMX has returned 6.28% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Principal LifeTime Hybrid 2015 Fund
- 1D
- 0.00%
- 1M
- 0.70%
- YTD
- 4.29%
- 6M
- 4.19%
- 1Y
- 12.04%
- 3Y*
- 9.42%
- 5Y*
- 4.35%
- 10Y*
- 6.28%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
PHTMX Monthly Returns History
Based on dividend-adjusted daily data since Oct 1, 2014, PHTMX's average daily return is +0.02%, while the average monthly return is +0.49%. At this rate, an investment would double in approximately 11.8 years.
Historically, 70% of months were positive and 30% were negative. The best month was Apr 2020 with a return of +5.5%, while the worst month was Mar 2020 at -6.6%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.
On a daily basis, PHTMX closed higher 49% of trading days. The best single day was Dec 22, 2020 with a return of +4.2%, while the worst single day was Dec 18, 2020 at -4.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.33% | 1.23% | -2.91% | 3.24% | 1.61% | -0.18% | 4.29% | ||||||
| 2025 | 1.59% | 0.96% | -1.55% | 0.17% | 1.83% | 2.31% | 0.34% | 1.84% | 1.64% | 0.89% | 0.56% | 0.17% | 11.23% |
| 2024 | 0.09% | 1.19% | 1.90% | -2.49% | 2.64% | 0.80% | 2.02% | 1.55% | 1.36% | -1.84% | 2.05% | -1.52% | 7.87% |
| 2023 | 4.43% | -2.17% | 2.02% | 0.76% | -1.03% | 2.18% | 1.39% | -1.28% | -2.78% | -1.71% | 5.33% | 3.83% | 11.09% |
| 2022 | -3.15% | -1.42% | -0.42% | -4.85% | 0.36% | -4.63% | 4.58% | -2.86% | -5.79% | 2.34% | 4.19% | -2.23% | -13.61% |
| 2021 | -0.25% | 0.58% | 1.07% | 2.20% | 0.72% | 0.63% | 0.86% | 1.01% | -2.16% | 2.21% | -0.93% | 1.70% | 7.83% |
Benchmark Metrics
Principal LifeTime Hybrid 2015 Fund has an annualized alpha of 1.43%, beta of 0.34, and R2 of 0.66 versus S&P 500 Index. Calculated based on daily prices since October 01, 2014.
- This fund participated in 50.13% of S&P 500 Index downside but only 41.66% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.34 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.43%
- Beta
- 0.34
- R²
- 0.66
- Upside Capture
- 41.66%
- Downside Capture
- 50.13%
Expense Ratio
PHTMX has an expense ratio of 0.05%, which is considered low.
Return for Risk
Risk / Return Rank
PHTMX ranks 67 for risk / return — better than 67% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Principal LifeTime Hybrid 2015 Fund (PHTMX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PHTMX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.11 | ||
| Sortino ratioReturn per unit of downside risk | +0.34 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.93 | 2.78 | +0.15 |
| Martin ratioReturn relative to average drawdown | 12.88 | 12.44 | +0.44 |
Dividends
Dividend History
Principal LifeTime Hybrid 2015 Fund provided a 5.36% dividend yield over the last twelve months, with an annual payout of $0.67 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.67 | $0.53 | $0.44 | $0.38 | $0.53 | $0.68 | $0.59 | $0.35 | $0.23 | $0.25 | $0.20 | $0.15 |
Dividend yield | 5.36% | 4.41% | 3.87% | 3.45% | 5.20% | 5.53% | 4.89% | 3.11% | 2.24% | 2.33% | 2.00% | 1.61% |
Monthly Dividends
The table displays the monthly dividend distributions for Principal LifeTime Hybrid 2015 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.14 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.53 | $0.53 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.44 | $0.44 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.53 | $0.53 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.68 | $0.68 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Principal LifeTime Hybrid 2015 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Principal LifeTime Hybrid 2015 Fund was 17.93%, occurring on Oct 14, 2022. Recovery took 431 trading sessions.
The current Principal LifeTime Hybrid 2015 Fund drawdown is 0.57%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -17.93%Oct 2022 | 11mo 8d | 1y 8mo | 2y 7moNov 2021 - Jul 2024 |
COVID crash2020 | -16.09%Mar 2020 | 1mo 2d | 2mo 17d | 3mo 19dFeb 2020 - Jun 2020 |
Rate-hike selloffLate 2018 | -9.23%Dec 2018 | 10mo 29d | 3mo 17d | 1y 2moJan 2018 - Apr 2019 |
2016 pullback2016 | -9.18%Feb 2016 | 9mo 20d | 5mo 1d | 1y 2moApr 2015 - Jul 2016 |
2014 pullback2014 | -6.92%Dec 2014 | 18d | 1mo 21d | 2mo 9dNov 2014 - Feb 2015 |
Drawdown Indicators
| PHTMX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.93% | -56.78% | +38.85% |
Max Drawdown (1Y)Largest decline over 1 year | -4.12% | -9.10% | +4.98% |
Max Drawdown (3Y)Largest decline over 3 years | -6.12% | -18.90% | +12.78% |
Max Drawdown (5Y)Largest decline over 5 years | -17.93% | -25.43% | +7.50% |
Max Drawdown (10Y)Largest decline over 10 years | -17.93% | -33.92% | +15.99% |
Current DrawdownCurrent decline from peak | -0.57% | -1.80% | +1.23% |
Average DrawdownAverage peak-to-trough decline | -3.05% | -10.71% | +7.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.94% | 2.03% | -1.09% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with PHTMX
Add Principal LifeTime Hybrid 2015 Fund to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with PHTMX