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Peoples Financial Services Corp. (PFIS)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US7110401053
CUSIP
711040105
IPO Date
Jun 5, 2002

Highlights

Market Cap
$537.73M
Enterprise Value
$679.10M
EPS (TTM)
$5.87
PE Ratio
9.09
PEG Ratio
0.10
Total Revenue (TTM)
$281.36M
Gross Profit (TTM)
$187.53M
EBITDA (TTM)
$80.24M
Year Range
$38.90 - $57.71
Target Price
$50.00
ROA (TTM)
1.12%
ROE (TTM)
11.39%

Share Price Chart


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Peoples Financial Services Corp.

Often compared with PFIS:
PFIS vs. SPYPFIS vs. VUSA.AS

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Peoples Financial Services Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Peoples Financial Services Corp. (PFIS) has returned 10.72% so far this year and 25.82% over the past 12 months. Over the last ten years, PFIS has returned 7.35% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Peoples Financial Services Corp.

1D
0.21%
1M
-0.50%
YTD
10.72%
6M
12.35%
1Y
25.82%
3Y*
12.05%
5Y*
8.47%
10Y*
7.35%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 5, 2002, PFIS's average daily return is +0.05%, while the average monthly return is +0.86%. At this rate, your investment would double in approximately 6.7 years.

Historically, 51% of months were positive and 49% were negative. The best month was Apr 2010 with a return of +28.0%, while the worst month was Dec 2008 at -19.6%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, PFIS closed higher 34% of trading days. The best single day was Mar 17, 2020 with a return of +30.4%, while the worst single day was Mar 18, 2020 at -18.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.96%4.04%-0.50%10.72%
20250.57%-3.91%-8.93%-2.81%12.61%2.73%-1.34%8.85%-7.25%-8.37%10.93%-0.16%0.01%
2024-10.25%-6.75%6.84%-12.15%4.04%16.80%9.07%-2.90%-1.53%-0.47%19.58%-7.27%9.88%
2023-1.66%-2.00%-12.51%-6.92%-0.92%10.64%5.48%-4.76%-8.03%-2.22%9.40%14.64%-2.52%
2022-3.72%-5.02%5.63%-1.66%7.22%5.70%-4.66%-7.84%-3.78%17.40%4.31%-8.96%1.47%
2021-2.01%17.30%0.86%0.97%2.04%-1.27%0.70%8.31%-1.13%0.46%4.33%11.18%48.20%

Benchmark Metrics

Peoples Financial Services Corp. has an annualized alpha of 10.29%, beta of 0.40, and R² of 0.05 versus S&P 500 Index. Calculated based on daily prices since June 06, 2002.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (51.84%) than losses (40.50%) — typical of diversified or defensive assets.
  • Beta of 0.40 may look defensive, but with R² of 0.05 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.05 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
10.29%
Beta
0.40
0.05
Upside Capture
51.84%
Downside Capture
40.50%

Return for Risk

Risk / Return Rank

PFIS ranks 67 for risk / return — better than 67% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


PFIS Risk / Return Rank: 6767
Overall Rank
PFIS Sharpe Ratio Rank: 7070
Sharpe Ratio Rank
PFIS Sortino Ratio Rank: 6363
Sortino Ratio Rank
PFIS Omega Ratio Rank: 6161
Omega Ratio Rank
PFIS Calmar Ratio Rank: 7070
Calmar Ratio Rank
PFIS Martin Ratio Rank: 7070
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Peoples Financial Services Corp. (PFIS) and compare them to a chosen benchmark (S&P 500 Index).


PFISBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.86

0.90

-0.03

Sortino ratio

Return per unit of downside risk

1.33

1.39

-0.06

Omega ratio

Gain probability vs. loss probability

1.17

1.21

-0.04

Calmar ratio

Return relative to maximum drawdown

1.49

1.40

+0.09

Martin ratio

Return relative to average drawdown

3.63

6.61

-2.98

Explore PFIS risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Peoples Financial Services Corp. provided a 4.65% dividend yield over the last twelve months, with an annual payout of $2.48 per share. The company has been increasing its dividends for 13 consecutive years.


2.50%3.00%3.50%4.00%4.50%5.00%$0.00$0.50$1.00$1.50$2.00$2.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.48$2.47$2.06$1.64$1.58$1.50$1.44$1.37$1.31$1.26$1.24$1.24

Dividend yield

4.65%5.07%4.02%3.37%3.05%2.85%3.92%2.72%2.97%2.71%2.55%3.26%

Monthly Dividends

The table displays the monthly dividend distributions for Peoples Financial Services Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.63$0.00$0.63
2025$0.00$0.62$0.00$0.00$0.62$0.00$0.00$0.62$0.00$0.00$0.62$0.00$2.47
2024$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.62$0.00$0.00$0.62$0.00$2.06
2023$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.41$0.00$1.64
2022$0.00$0.39$0.00$0.00$0.39$0.00$0.00$0.40$0.00$0.00$0.40$0.00$1.58
2021$0.00$0.37$0.00$0.00$0.37$0.00$0.00$0.38$0.00$0.00$0.38$0.00$1.50

Dividend Yield & Payout


Dividend Yield

Peoples Financial Services Corp. has a dividend yield of 4.65%, which is quite average when compared to the overall market.

Payout Ratio

Peoples Financial Services Corp. has a payout ratio of 41.62%, which is quite average when compared to the overall market. This suggests that Peoples Financial Services Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Peoples Financial Services Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Peoples Financial Services Corp. was 51.76%, occurring on Jan 27, 2009. Recovery took 896 trading sessions.

The current Peoples Financial Services Corp. drawdown is 5.67%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-51.76%Jan 25, 20051009Jan 27, 2009896Aug 15, 20121905
-42.97%Dec 23, 201999May 14, 2020403Dec 17, 2021502
-37.45%Nov 11, 2022124May 11, 2023375Nov 6, 2024499
-34.51%Jun 26, 2014393Jan 15, 2016235Dec 20, 2016628
-29.13%Nov 26, 202492Apr 10, 2025205Feb 4, 2026297

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Peoples Financial Services Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Peoples Financial Services Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PFIS, comparing it with other companies in the Banks - Regional industry. Currently, PFIS has a P/E ratio of 9.1. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PFIS compared to other companies in the Banks - Regional industry. PFIS currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PFIS relative to other companies in the Banks - Regional industry. Currently, PFIS has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PFIS in comparison with other companies in the Banks - Regional industry. Currently, PFIS has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items