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ISIN
US7110401053
CUSIP
711040105
IPO Date
Jun 5, 2002

Highlights

Market Cap
$629.13M
Enterprise Value
$1.06B
EPS (TTM)
$5.85
PE Ratio
10.72
PEG Ratio
0.11
Total Revenue (TTM)
$278.06M
Gross Profit (TTM)
$142.60M
EBITDA (TTM)
$59.22M
Year Range
$43.64 - $64.91
Target Price
$56.00
ROA (TTM)
1.09%
ROE (TTM)
11.21%

Share Price Chart


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Peoples Financial Services Corp.

Often compared with PFIS:
PFIS vs. SPYPFIS vs. VUSA.AS

Performance

PFIS Performance Chart

Peoples Financial Services Corp. (PFIS) is up 31.6% since the beginning of the year. At $63 per share, PFIS is trading 3.4% below its 52-week high of $65. Investors who bought $1,000 worth of PFIS shares 5 years ago would now be looking at an investment worth $1,750.


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S&P 500 Index

Returns By Period

Peoples Financial Services Corp. (PFIS) has returned 31.60% so far this year and 39.85% over the past 12 months. Over the last ten years, PFIS has returned 8.43% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Peoples Financial Services Corp.

1D
0.79%
1M
6.99%
YTD
31.60%
6M
27.19%
1Y
39.85%
3Y*
18.59%
5Y*
11.84%
10Y*
8.43%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

PFIS Monthly Returns History

Based on dividend-adjusted daily data since Jun 5, 2002, PFIS's average daily return is +0.06%, while the average monthly return is +0.91%. At this rate, an investment would double in approximately 6.4 years.

Historically, 52% of months were positive and 48% were negative. The best month was Apr 2010 with a return of +28.0%, while the worst month was Dec 2008 at -19.6%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, PFIS closed higher 35% of trading days. The best single day was Mar 17, 2020 with a return of +30.4%, while the worst single day was Mar 18, 2020 at -18.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.96%4.04%-0.50%6.81%5.40%5.59%31.60%
20250.57%-3.91%-8.93%-2.81%12.61%2.73%-1.34%8.85%-7.25%-8.37%10.93%-0.16%0.01%
2024-10.25%-6.75%6.84%-12.15%4.04%16.80%9.07%-2.90%-1.53%-0.47%19.58%-7.27%9.88%
2023-1.66%-2.00%-12.51%-6.92%-0.92%10.64%5.48%-4.76%-8.03%-2.22%9.40%14.64%-2.52%
2022-3.72%-5.02%5.63%-1.66%7.22%5.70%-4.66%-7.84%-3.78%17.40%4.31%-8.96%1.47%
2021-2.01%17.30%0.86%0.97%2.04%-1.27%0.70%8.31%-1.13%0.46%4.33%11.18%48.20%

Benchmark Metrics

Peoples Financial Services Corp. has an annualized alpha of 10.75%, beta of 0.40, and R2 of 0.05 versus S&P 500 Index. Calculated based on daily prices since June 05, 2002.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (52.37%) than losses (38.91%) - typical of diversified or defensive assets.
  • Beta of 0.40 may look defensive, but with R2 of 0.05 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.05 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
10.75%
Beta
0.40
0.05
Upside Capture
52.37%
Downside Capture
38.91%

Return for Risk

Risk / Return Rank

PFIS ranks 79 for risk / return — better than 79% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


PFIS Risk / Return Rank: 7979
Overall Rank
PFIS Sharpe Ratio Rank: 8282
Sharpe Ratio Rank
PFIS Sortino Ratio Rank: 7777
Sortino Ratio Rank
PFIS Omega Ratio Rank: 7575
Omega Ratio Rank
PFIS Calmar Ratio Rank: 7979
Calmar Ratio Rank
PFIS Martin Ratio Rank: 8080
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Peoples Financial Services Corp. (PFIS) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


PFISBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.55

Sortino ratioReturn per unit of downside risk

-0.70

Omega ratioGain probability vs. loss probability

1.25

1.37

-0.11

Calmar ratioReturn relative to maximum drawdown

2.37

2.78

-0.41

Martin ratioReturn relative to average drawdown

6.04

12.44

-6.40

Dividends

Dividend History

Peoples Financial Services Corp. provided a 3.96% dividend yield over the last twelve months, with an annual payout of $2.49 per share. The company has been increasing its dividends for 13 consecutive years.


2.50%3.00%3.50%4.00%4.50%5.00%$0.00$0.50$1.00$1.50$2.00$2.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.49$2.47$2.06$1.64$1.58$1.50$1.44$1.37$1.31$1.26$1.24$1.24

Dividend yield

3.96%5.07%4.02%3.37%3.05%2.85%3.92%2.72%2.97%2.71%2.55%3.26%

Monthly Dividends

The table displays the monthly dividend distributions for Peoples Financial Services Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.63$0.00$0.00$0.63$0.00$1.25
2025$0.00$0.62$0.00$0.00$0.62$0.00$0.00$0.62$0.00$0.00$0.62$0.00$2.47
2024$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.62$0.00$0.00$0.62$0.00$2.06
2023$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.41$0.00$0.00$0.41$0.00$1.64
2022$0.00$0.39$0.00$0.00$0.39$0.00$0.00$0.40$0.00$0.00$0.40$0.00$1.58
2021$0.00$0.37$0.00$0.00$0.37$0.00$0.00$0.38$0.00$0.00$0.38$0.00$1.50

Dividend Yield & Payout


Dividend Yield

Peoples Financial Services Corp. has a dividend yield of 3.96%, which is quite average when compared to the overall market.

Payout Ratio

Peoples Financial Services Corp. has a payout ratio of 41.82%, which is quite average when compared to the overall market. This suggests that Peoples Financial Services Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Peoples Financial Services Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Peoples Financial Services Corp. was 51.76%, occurring on Jan 27, 2009. Recovery took 896 trading sessions.

The current Peoples Financial Services Corp. drawdown is 1.24%.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-51.76%Jan 2009
4y 3d3y 6mo
7y 6moJan 2005 - Aug 2012
2020 bear market2020
-42.97%May 2020
4mo 23d1y 7mo
1y 12moDec 2019 - Dec 2021
2023 bear market2023
-37.45%May 2023
6mo 1d1y 6mo
1y 12moNov 2022 - Nov 2024
2016 bear market2016
-34.51%Jan 2016
1y 6mo11mo 10d
2y 5moJun 2014 - Dec 2016
2025 selloff2025
-29.13%Apr 2025
4mo 15d10mo
1y 2moNov 2024 - Feb 2026

Drawdown Indicators


PFISBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-51.76%

-56.78%

+5.02%

Max Drawdown (1Y)

Largest decline over 1 year

-16.86%

-9.10%

-7.76%

Max Drawdown (3Y)

Largest decline over 3 years

-29.13%

-18.90%

-10.23%

Max Drawdown (5Y)

Largest decline over 5 years

-37.45%

-25.43%

-12.02%

Max Drawdown (10Y)

Largest decline over 10 years

-42.97%

-33.92%

-9.05%

Current Drawdown

Current decline from peak

-1.24%

-1.80%

+0.56%

Average Drawdown

Average peak-to-trough decline

-16.09%

-10.71%

-5.38%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.62%

2.03%

+4.59%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Peoples Financial Services Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Peoples Financial Services Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PFIS, comparing it with other companies in the Banks - Regional industry. Currently, PFIS has a P/E ratio of 10.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PFIS compared to other companies in the Banks - Regional industry. PFIS currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PFIS relative to other companies in the Banks - Regional industry. Currently, PFIS has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PFIS in comparison with other companies in the Banks - Regional industry. Currently, PFIS has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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