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Premier Financial Corp. (PFC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US74052F1084

CUSIP

74052F108

IPO Date

Jul 21, 1993

Highlights

Market Cap

$1.01B

EPS (TTM)

$1.98

PE Ratio

14.16

Total Revenue (TTM)

$235.24M

Gross Profit (TTM)

$286.35M

EBITDA (TTM)

$45.78M

Year Range

$17.98 - $29.64

Target Price

$25.25

Short %

1.27%

Short Ratio

1.77

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Premier Financial Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


1,200.00%1,400.00%1,600.00%1,800.00%2,000.00%2,200.00%2,400.00%Nov 10Nov 17Nov 24DecemberDec 08Dec 15Dec 22Dec 29Jan 05Jan 12Jan 19Jan 26Feb 02Feb 09Feb 16Feb 23
2,323.51%
1,231.57%
PFC (Premier Financial Corp.)
Benchmark (^GSPC)

Returns By Period


PFC

YTD

N/A

1M

N/A

6M

N/A

1Y

N/A

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

-3.70%

1M

13.67%

6M

-5.18%

1Y

9.18%

5Y*

14.14%

10Y*

10.43%

*Annualized

Monthly Returns

The table below presents the monthly returns of PFC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202510.06%0.75%10.89%
2024-13.32%-5.75%4.75%-4.53%3.31%3.81%23.85%0.21%-6.31%5.03%13.65%-7.72%12.21%
2023-7.23%0.44%-16.48%-19.87%-14.33%14.92%35.21%-11.73%-9.45%1.70%17.02%20.68%-4.71%
2022-3.43%3.75%-1.11%-12.50%3.51%-6.70%12.35%-4.09%-4.89%12.26%2.19%-7.57%-9.02%
202120.70%11.34%8.48%-5.02%-2.66%-6.85%-5.74%14.58%4.74%0.13%-6.97%5.14%39.08%
2020-6.67%-18.00%-38.36%17.91%-2.90%6.38%0.06%4.48%-14.77%15.51%16.31%11.06%-23.64%
201914.97%10.50%-7.11%2.68%-7.56%5.42%0.52%-8.30%10.76%6.75%-1.79%4.44%32.02%
20186.91%-3.69%7.72%4.08%5.30%7.28%-4.09%0.01%-5.88%-9.60%4.16%-13.02%-3.57%
2017-4.49%1.94%0.73%8.34%-2.43%1.11%-1.77%-4.90%7.21%3.26%0.72%-4.34%4.45%
20163.04%1.24%-1.99%3.05%2.58%-3.77%7.31%9.66%-1.87%-11.56%17.89%9.61%37.28%
2015-10.57%5.66%2.53%6.64%1.40%6.32%2.45%-1.45%-3.00%4.76%8.98%-9.03%13.30%
2014-0.96%8.18%-1.99%-0.37%5.06%1.66%-5.89%3.85%-3.19%13.40%-1.29%13.27%34.06%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 89, PFC is among the top 11% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of PFC is 8989
Overall Rank
The Sharpe Ratio Rank of PFC is 9191
Sharpe Ratio Rank
The Sortino Ratio Rank of PFC is 9090
Sortino Ratio Rank
The Omega Ratio Rank of PFC is 8585
Omega Ratio Rank
The Calmar Ratio Rank of PFC is 8989
Calmar Ratio Rank
The Martin Ratio Rank of PFC is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Premier Financial Corp. (PFC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


There is not enough data available to calculate the Sharpe ratio for Premier Financial Corp.. We calculate this metric based on the past 12 months of trading data. Please check back later for updated information.


Rolling 12-month Sharpe Ratio0.501.001.502.002.503.00Nov 10Nov 17Nov 24DecemberDec 08Dec 15Dec 22Dec 29Jan 05Jan 12Jan 19Jan 26Feb 02Feb 09Feb 16Feb 23
1.55
1.31
PFC (Premier Financial Corp.)
Benchmark (^GSPC)

Dividends

Dividend History

Premier Financial Corp. provided a 3.32% dividend yield over the last twelve months, with an annual payout of $0.93 per share.


2.00%3.00%4.00%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.93$1.24$1.24$1.20$1.05$0.88$0.79$0.64$0.50$0.44$0.39$0.31

Dividend yield

3.32%4.85%5.15%4.45%3.40%3.83%2.51%2.61%1.92%1.73%2.05%1.83%

Monthly Dividends

The table displays the monthly dividend distributions for Premier Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.31$0.00$0.31
2024$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.24
2023$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.24
2022$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2021$0.00$0.24$0.00$0.00$0.26$0.00$0.00$0.27$0.00$0.00$0.28$0.00$1.05
2020$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.88
2019$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.22$0.00$0.79
2018$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.64
2017$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.50
2016$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2015$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.39
2014$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.09$0.00$0.31

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%Nov 10Nov 17Nov 24DecemberDec 08Dec 15Dec 22Dec 29Jan 05Jan 12Jan 19Jan 26Feb 02Feb 09Feb 16Feb 23
-4.63%
-3.09%
PFC (Premier Financial Corp.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Premier Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Premier Financial Corp. was 85.07%, occurring on Mar 9, 2009. Recovery took 1093 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-85.07%Dec 28, 2006545Mar 9, 20091093Jul 11, 20131638
-64.82%Jul 10, 2018426Mar 18, 2020236Feb 24, 2021662
-55.91%Mar 15, 2021548May 16, 2023372Nov 6, 2024920
-46.52%Dec 18, 1997610Jul 3, 2000137Jan 29, 2001747
-26.22%Aug 14, 200132Oct 3, 2001130Apr 16, 2002162

Volatility

Volatility Chart

The current Premier Financial Corp. volatility is 6.74%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%Nov 10Nov 17Nov 24DecemberDec 08Dec 15Dec 22Dec 29Jan 05Jan 12Jan 19Jan 26Feb 02Feb 09Feb 16Feb 23
6.74%
3.71%
PFC (Premier Financial Corp.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Premier Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Premier Financial Corp., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 26.0% positive surprise.


0.200.400.600.801.001.201.40AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
0.63
0.50
Actual
Estimate

Valuation

The Valuation section provides an overview of how Premier Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PFC, comparing it with other companies in the Banks - Regional industry. Currently, PFC has a P/E ratio of 14.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PFC relative to other companies in the Banks - Regional industry. Currently, PFC has a P/S ratio of 4.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PFC in comparison with other companies in the Banks - Regional industry. Currently, PFC has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items