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Premier Financial Corp. (PFC)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US74052F1084
CUSIP
74052F108
IPO Date
Jul 21, 1993

Highlights

Total Revenue (TTM)
$339.07M
Gross Profit (TTM)
$291.79M
EBITDA (TTM)
$69.33M

Share Price Chart


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Premier Financial Corp.

Often compared with PFC:
PFC vs. FSELX

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Premier Financial Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period


Premier Financial Corp.

1D
1M
YTD
6M
1Y
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202510.06%0.75%0.00%10.89%
2024-13.32%-5.75%4.75%-4.53%3.31%3.81%23.85%0.21%-6.30%5.03%13.65%-7.72%12.21%
2023-7.23%0.44%-16.48%-19.87%-14.33%14.92%35.21%-11.73%-9.45%1.70%17.02%20.68%-4.71%
2022-3.43%3.75%-1.11%-12.50%3.51%-6.70%12.35%-4.09%-4.89%12.26%2.19%-7.57%-9.02%
202120.70%11.34%8.48%-5.02%-2.66%-6.85%-5.74%14.58%4.74%0.13%-6.97%5.14%39.08%
2020-6.67%-17.99%-38.38%17.91%-2.90%6.38%0.06%4.48%-14.77%15.51%16.35%11.06%-23.61%

Benchmark Metrics

Premier Financial Corp. has an annualized alpha of 11.60%, beta of 0.59, and R² of 0.09 versus S&P 500 Index. Calculated based on daily prices since July 22, 1993.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (91.60%) than losses (81.48%) — typical of diversified or defensive assets.
  • Beta of 0.59 may look defensive, but with R² of 0.09 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.09 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
11.60%
Beta
0.59
0.09
Upside Capture
91.60%
Downside Capture
81.48%

Return for Risk

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Premier Financial Corp. (PFC) and compare them to a chosen benchmark (S&P 500 Index).


Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Dividends

Dividend History

Premier Financial Corp. provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share. The company has been increasing its dividends for 13 consecutive years.


2.00%3.00%4.00%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.202015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021202020192018201720162015
Dividend$0.00$1.24$1.24$1.20$1.05$0.88$0.79$0.64$0.50$0.44$0.39

Dividend yield

0.00%4.85%5.15%4.45%3.40%3.83%2.51%2.61%1.92%1.73%2.05%

Monthly Dividends

The table displays the monthly dividend distributions for Premier Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.31$0.00$0.00$0.31
2024$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.24
2023$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.24
2022$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2021$0.00$0.24$0.00$0.00$0.26$0.00$0.00$0.27$0.00$0.00$0.28$0.00$1.05
2020$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.88

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Premier Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Premier Financial Corp. was 85.07%, occurring on Mar 9, 2009. Recovery took 1093 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-85.07%Dec 28, 2006551Mar 9, 20091093Jul 11, 20131644
-64.82%Jul 10, 2018426Mar 18, 2020236Feb 24, 2021662
-55.91%Mar 15, 2021548May 16, 2023372Nov 6, 2024920
-46.51%Dec 18, 1997640Jul 3, 2000144Jan 29, 2001784
-26.22%Aug 14, 200132Oct 3, 2001133Apr 16, 2002165

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Premier Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Premier Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items