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PDL Community Bancorp (PDLB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US69290X1019
CUSIP
69290X101
IPO Date
Oct 2, 2017

Highlights

Market Cap
$388.74M
Enterprise Value
$360.23M
EPS (TTM)
$1.24
PE Ratio
13.46
PEG Ratio
0.06
Total Revenue (TTM)
$194.31M
Gross Profit (TTM)
$105.89M
EBITDA (TTM)
$43.03M
Year Range
$10.88 - $18.01
ROA (TTM)
0.89%
ROE (TTM)
5.30%

Share Price Chart


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PDL Community Bancorp

Often compared with PDLB:
PDLB vs. DGRO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in PDL Community Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

PDL Community Bancorp (PDLB) has returned 2.20% so far this year and 31.89% over the past 12 months.


PDL Community Bancorp

1D
0.66%
1M
2.83%
YTD
2.20%
6M
13.67%
1Y
31.89%
3Y*
28.64%
5Y*
15.67%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 2, 2017, PDLB's average daily return is +0.04%, while the average monthly return is +0.72%. At this rate, your investment would double in approximately 8.1 years.

Historically, 53% of months were positive and 47% were negative. The best month was May 2021 with a return of +26.4%, while the worst month was Mar 2020 at -26.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.

On a daily basis, PDLB closed higher 48% of trading days. The best single day was May 26, 2021 with a return of +24.8%, while the worst single day was Apr 1, 2020 at -14.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.63%-3.16%2.83%2.20%
20252.08%-1.13%-3.43%1.58%4.04%3.36%1.52%5.62%-0.94%-4.01%12.97%2.57%25.77%
2024-7.17%-2.65%0.91%-9.66%16.42%-2.35%8.32%14.55%3.09%-3.76%14.93%0.54%33.20%
2023-2.36%0.66%-14.30%-4.84%1.47%14.64%6.21%-13.43%-2.13%-0.51%14.65%9.42%4.72%
20223.23%-1.49%-1.80%0.19%-9.42%-1.91%1.19%0.64%-2.66%0.87%7.03%-5.76%-10.34%
2021-10.37%8.07%9.14%-0.27%26.35%-2.43%-4.03%4.58%5.11%7.63%-2.90%-3.72%37.96%

Benchmark Metrics

PDL Community Bancorp has an annualized alpha of 2.28%, beta of 0.69, and R² of 0.14 versus S&P 500 Index. Calculated based on daily prices since October 03, 2017.

  • This stock participated in 69.06% of S&P 500 Index downside but only 51.62% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.69 may look defensive, but with R² of 0.14 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.14 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
2.28%
Beta
0.69
0.14
Upside Capture
51.62%
Downside Capture
69.06%

Return for Risk

Risk / Return Rank

PDLB ranks 77 for risk / return — better than 77% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


PDLB Risk / Return Rank: 7777
Overall Rank
PDLB Sharpe Ratio Rank: 7878
Sharpe Ratio Rank
PDLB Sortino Ratio Rank: 7676
Sortino Ratio Rank
PDLB Omega Ratio Rank: 7373
Omega Ratio Rank
PDLB Calmar Ratio Rank: 7979
Calmar Ratio Rank
PDLB Martin Ratio Rank: 8181
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for PDL Community Bancorp (PDLB) and compare them to a chosen benchmark (S&P 500 Index).


PDLBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.23

0.90

+0.33

Sortino ratio

Return per unit of downside risk

1.92

1.39

+0.53

Omega ratio

Gain probability vs. loss probability

1.24

1.21

+0.03

Calmar ratio

Return relative to maximum drawdown

2.22

1.40

+0.82

Martin ratio

Return relative to average drawdown

6.60

6.61

-0.01

Explore PDLB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History


PDL Community Bancorp doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the PDL Community Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the PDL Community Bancorp was 54.38%, occurring on May 15, 2020. Recovery took 1127 trading sessions.

The current PDL Community Bancorp drawdown is 4.24%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-54.38%Nov 29, 2017619May 15, 20201127Nov 6, 20241746
-21.12%Feb 6, 202551Apr 21, 202516May 13, 202567
-8.42%Dec 16, 202518Jan 12, 2026
-8.07%May 14, 202524Jun 17, 20259Jul 1, 202533
-7.69%Dec 12, 20248Dec 23, 202414Jan 15, 202522

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of PDL Community Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how PDL Community Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PDLB, comparing it with other companies in the Banks - Regional industry. Currently, PDLB has a P/E ratio of 13.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PDLB compared to other companies in the Banks - Regional industry. PDLB currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PDLB relative to other companies in the Banks - Regional industry. Currently, PDLB has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PDLB in comparison with other companies in the Banks - Regional industry. Currently, PDLB has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items