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ISIN
US69290X1019
CUSIP
69290X101
IPO Date
Oct 2, 2017

Highlights

Market Cap
$450.99M
Enterprise Value
$423.57M
EPS (TTM)
$1.35
PE Ratio
14.28
PEG Ratio
0.07
Total Revenue (TTM)
$196.98M
Gross Profit (TTM)
$81.41M
EBITDA (TTM)
$33.85M
Year Range
$13.45 - $19.78
ROA (TTM)
0.95%
ROE (TTM)
5.69%

Share Price Chart


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PDL Community Bancorp

Often compared with PDLB:
PDLB vs. DGRO

Performance

PDLB Performance Chart

PDL Community Bancorp (PDLB) is up 18.2% since the beginning of the year. At $19 per share, PDLB is trading just below its 52-week high of $20. Investors who bought $1,000 worth of PDLB shares 5 years ago would now be looking at an investment worth $1,927.


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S&P 500 Index

Returns By Period

PDL Community Bancorp (PDLB) has returned 18.23% so far this year and 46.44% over the past 12 months.


PDL Community Bancorp

1D
0.05%
1M
4.09%
YTD
18.23%
6M
12.78%
1Y
46.44%
3Y*
31.45%
5Y*
14.02%
10Y*

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

PDLB Monthly Returns History

Based on dividend-adjusted daily data since Oct 2, 2017, PDLB's average daily return is +0.05%, while the average monthly return is +0.87%. At this rate, an investment would double in approximately 6.7 years.

Historically, 54% of months were positive and 46% were negative. The best month was May 2021 with a return of +26.4%, while the worst month was Mar 2020 at -26.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.

On a daily basis, PDLB closed higher 48% of trading days. The best single day was May 26, 2021 with a return of +24.8%, while the worst single day was Apr 1, 2020 at -14.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.63%-3.16%2.83%4.49%8.13%2.38%18.23%
20252.08%-1.13%-3.43%1.58%4.04%3.36%1.52%5.62%-0.94%-4.01%12.97%2.57%25.77%
2024-7.17%-2.65%0.91%-9.66%16.42%-2.35%8.32%14.55%3.09%-3.76%14.93%0.54%33.20%
2023-2.36%0.66%-14.30%-4.84%1.47%14.64%6.21%-13.43%-2.13%-0.51%14.65%9.42%4.72%
20223.23%-1.49%-1.80%0.19%-9.42%-1.91%1.19%0.64%-2.66%0.87%7.03%-5.76%-10.34%
2021-10.37%8.07%9.14%-0.27%26.35%-2.43%-4.03%4.58%5.11%7.63%-2.90%-3.72%37.96%

Benchmark Metrics

PDL Community Bancorp has an annualized alpha of 3.25%, beta of 0.69, and R2 of 0.14 versus S&P 500 Index. Calculated based on daily prices since October 02, 2017.

  • This stock participated in 66.93% of S&P 500 Index downside but only 53.91% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.69 may look defensive, but with R2 of 0.14 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.14 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
3.25%
Beta
0.69
0.14
Upside Capture
53.91%
Downside Capture
66.93%

Return for Risk

Risk / Return Rank

PDLB ranks 90 for risk / return — in the top 90% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


PDLB Risk / Return Rank: 9090
Overall Rank
PDLB Sharpe Ratio Rank: 8888
Sharpe Ratio Rank
PDLB Sortino Ratio Rank: 8888
Sortino Ratio Rank
PDLB Omega Ratio Rank: 8787
Omega Ratio Rank
PDLB Calmar Ratio Rank: 9393
Calmar Ratio Rank
PDLB Martin Ratio Rank: 9191
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for PDL Community Bancorp (PDLB) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


PDLBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.04

Sortino ratioReturn per unit of downside risk

+0.17

Omega ratioGain probability vs. loss probability

1.37

1.37

0.00

Calmar ratioReturn relative to maximum drawdown

5.54

2.78

+2.75

Martin ratioReturn relative to average drawdown

12.95

12.44

+0.51

Dividends

Dividend History


PDL Community Bancorp doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the PDL Community Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the PDL Community Bancorp was 54.38%, occurring on May 15, 2020. Recovery took 1127 trading sessions.

The current PDL Community Bancorp drawdown is 0.77%.


Related event

Drawdown

Fall

Recovery

Underwater

2020 bear market2020
-54.38%May 2020
2y 5mo4y 5mo
6y 11moNov 2017 - Nov 2024
2025 selloff2025
-21.12%Apr 2025
2mo 14d22d
3mo 6dFeb 2025 - May 2025
2026 pullback2026
-8.42%Jan 2026
27d2mo 26d
3mo 23dDec 2025 - Apr 2026
2025 selloff2025
-8.07%Jun 2025
1mo 4d14d
1mo 18dMay 2025 - Jul 2025
2024 pullback2024
-7.69%Dec 2024
6d23d
29dDec 2024 - Jan 2025

Drawdown Indicators


PDLBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-54.38%

-56.78%

+2.40%

Max Drawdown (1Y)

Largest decline over 1 year

-8.42%

-9.10%

+0.68%

Max Drawdown (3Y)

Largest decline over 3 years

-24.62%

-18.90%

-5.72%

Max Drawdown (5Y)

Largest decline over 5 years

-40.73%

-25.43%

-15.30%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-0.77%

-1.80%

+1.03%

Average Drawdown

Average peak-to-trough decline

-18.66%

-10.71%

-7.95%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.60%

2.03%

+1.57%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of PDL Community Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how PDL Community Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PDLB, comparing it with other companies in the Banks - Regional industry. Currently, PDLB has a P/E ratio of 14.3. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PDLB compared to other companies in the Banks - Regional industry. PDLB currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PDLB relative to other companies in the Banks - Regional industry. Currently, PDLB has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PDLB in comparison with other companies in the Banks - Regional industry. Currently, PDLB has a P/B value of 1.4. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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