OnTrack Core Fund (OTRFX)

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The chart shows the growth of an initial investment of $10,000 in OnTrack Core Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

OnTrack Core Fund (OTRFX) has returned 3.15% so far this year and 9.52% over the past 12 months. Over the last ten years, OTRFX has returned 5.68% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Jan 16, 2013, OTRFX's average daily return is +0.02%, while the average monthly return is +0.36%. At this rate, your investment would double in approximately 16.1 years.

Historically, 59% of months were positive and 41% were negative. The best month was May 2020 with a return of +5.5%, while the worst month was Dec 2024 at -3.1%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 13 months.

On a daily basis, OTRFX closed higher 52% of trading days. The best single day was Jun 8, 2020 with a return of +2.1%, while the worst single day was Mar 7, 2017 at -2.5%.

OnTrack Core Fund has an annualized alpha of 3.52%, beta of 0.07, and R² of 0.11 versus S&P 500 Index. Calculated based on daily prices since January 17, 2013.

• This fund participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (22.49%) than losses (19.64%) — typical of diversified or defensive assets.
• Beta of 0.07 may look defensive, but with R² of 0.11 this fund is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
• R² of 0.11 means this fund moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

OTRFX has a high expense ratio of 2.58%, indicating above-average management fees.

OTRFX ranks 92 for risk / return — in the top 92% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The table below present risk-adjusted performance metrics for OnTrack Core Fund (OTRFX) and compare them to a chosen benchmark (S&P 500 Index).

OnTrack Core Fund provided a 12.64% dividend yield over the last twelve months, with an annual payout of $6.21 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for OnTrack Core Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the OnTrack Core Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the OnTrack Core Fund was 9.73%, occurring on Feb 24, 2016. Recovery took 135 trading sessions.

The current OnTrack Core Fund drawdown is 2.89%.

The chart below shows the rolling one-month volatility.