OneSavings Bank plc (OSB.L)
OSB Group plc, through its subsidiaries, operates as a specialist mortgage lending and retail savings company in the United Kingdom and the Channel Islands. It provides private rented sector related buy-to-let, commercial and semi-commercial mortgages, residential development finance, secured funding, bridging, and asset finance services. The company also provides buy-to-let and specialist residential mortgages, mortgage servicing, administration and analytical, mortgage originator and servicer, and retail savings products; and back office processing services. The company was founded in 1847 and is based in Chatham, the United Kingdom.
Company Info
| ISIN | GB00BLDRH360 |
|---|---|
| Sector | Financial Services |
| Industry | Mortgage Finance |
Highlights
| Market Cap | £1.81B |
|---|---|
| EPS | £0.65 |
| PE Ratio | 7.14 |
| Revenue (TTM) | £609.60M |
| Gross Profit (TTM) | £744.70M |
| Year Range | £261.24 - £493.63 |
| Target Price | £618.00 |
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
The chart shows the growth of an initial investment of £10,000 in OneSavings Bank plc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
OneSavings Bank plc had a return of 2.50% year-to-date (YTD) and -2.67% in the last 12 months.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 2.50% | 10.00% |
| 1 month | 20.71% | 2.41% |
| 6 months | 22.48% | 16.70% |
| 1 year | -2.67% | 26.85% |
| 5 years (annualized) | 7.43% | 12.81% |
| 10 years (annualized) | N/A | 10.84% |
Monthly Returns
The table below presents the monthly returns of OSB.L, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -3.10% | -7.60% | -9.28% | 15.44% | 2.50% | ||||||||
| 2023 | 13.69% | 2.11% | -7.34% | 3.16% | -0.56% | -2.83% | -23.50% | -4.33% | -4.10% | -8.43% | 25.08% | 23.89% | 6.78% |
| 2022 | -1.08% | -8.75% | 17.61% | -0.88% | -7.48% | -7.56% | 9.64% | 6.12% | -23.56% | -1.33% | 15.19% | 0.42% | -8.67% |
| 2021 | -3.21% | 8.20% | -3.92% | 15.83% | -2.34% | -0.85% | 4.31% | 6.29% | -1.77% | 0.90% | -0.59% | 10.46% | 36.17% |
| 2020 | -1.57% | -5.86% | -34.74% | -2.71% | 13.77% | -4.39% | -11.08% | 28.81% | -8.22% | 10.32% | 26.23% | 9.02% | 2.14% |
| 2019 | 7.43% | 4.36% | 0.33% | 13.40% | -7.59% | -9.80% | 0.22% | -10.10% | 14.79% | -2.54% | 7.50% | 11.99% | 29.02% |
| 2018 | -3.25% | 2.35% | -6.34% | 6.43% | 1.51% | 1.89% | 5.94% | -4.51% | -2.21% | -7.06% | -7.34% | 1.21% | -11.97% |
| 2017 | 0.21% | 7.82% | 12.83% | 8.44% | -7.07% | -7.93% | 5.39% | -0.23% | 2.23% | 1.66% | -3.65% | 5.47% | 25.61% |
| 2016 | -13.43% | -10.61% | 24.23% | -13.85% | 15.66% | -36.16% | -3.31% | 30.68% | -5.16% | 15.57% | 8.66% | 7.27% | -1.29% |
| 2015 | -1.63% | 3.44% | 25.89% | 5.55% | 14.57% | -3.96% | -7.62% | 19.59% | 12.10% | -1.58% | 0.76% | -8.06% | 67.98% |
| 2014 | -4.34% | 2.42% | 17.99% | -0.00% | 3.00% | -2.91% | 7.25% | 23.99% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of OSB.L is 41, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
OSB.L (OneSavings Bank plc)
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for OneSavings Bank plc (OSB.L) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
OneSavings Bank plc granted a 0.07% dividend yield in the last twelve months. The annual payout for that period amounted to £0.32 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | £0.32 | £0.44 | £0.30 | £0.19 | £0.11 | £0.15 | £0.14 | £0.11 | £0.10 | £0.06 |
Dividend yield | 0.07% | 0.09% | 0.06% | 0.03% | 0.03% | 0.04% | 0.04% | 0.03% | 0.03% | 0.02% |
Monthly Dividends
The table displays the monthly dividend distributions for OneSavings Bank plc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | £0.00 | £0.00 | £0.00 | £0.22 | £0.00 | £0.22 | |||||||
| 2023 | £0.00 | £0.00 | £0.34 | £0.00 | £0.00 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.00 | £0.44 |
| 2022 | £0.00 | £0.00 | £0.21 | £0.00 | £0.00 | £0.00 | £0.00 | £0.09 | £0.00 | £0.00 | £0.00 | £0.00 | £0.30 |
| 2021 | £0.00 | £0.00 | £0.00 | £0.15 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.19 |
| 2020 | £0.00 | £0.00 | £0.11 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.11 |
| 2019 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.15 |
| 2018 | £0.00 | £0.00 | £0.09 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.04 | £0.00 | £0.00 | £0.14 |
| 2017 | £0.00 | £0.00 | £0.08 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.04 | £0.00 | £0.00 | £0.11 |
| 2016 | £0.00 | £0.00 | £0.07 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.03 | £0.00 | £0.00 | £0.10 |
| 2015 | £0.04 | £0.00 | £0.00 | £0.00 | £0.00 | £0.02 | £0.00 | £0.00 | £0.06 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the OneSavings Bank plc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OneSavings Bank plc was 56.88%, occurring on Mar 23, 2020. Recovery took 192 trading sessions.
The current OneSavings Bank plc drawdown is 10.94%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -56.88% | Dec 17, 2019 | 67 | Mar 23, 2020 | 192 | Dec 23, 2020 | 259 |
| -55.62% | Nov 19, 2015 | 151 | Jun 27, 2016 | 166 | Feb 20, 2017 | 317 |
| -47.48% | Apr 21, 2022 | 381 | Oct 25, 2023 | — | — | — |
| -28.84% | Apr 17, 2019 | 92 | Aug 29, 2019 | 76 | Dec 13, 2019 | 168 |
| -27.29% | Jan 20, 2022 | 34 | Mar 8, 2022 | 13 | Mar 25, 2022 | 47 |
Volatility
Volatility Chart
The current OneSavings Bank plc volatility is 8.32%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Income Statement
| TTM | |
|---|---|
| Revenue | |
Total Revenue | 0.00 |
Cost Of Revenue | 0.00 |
Gross Profit | 0.00 |
| Operating Expenses | |
Selling, General & Admin Expenses | 0.00 |
R&D Expenses | 0.00 |
Total Operating Expenses | 0.00 |
| Income | |
Income Before Tax | 0.00 |
Operating Income | 0.00 |
EBIT | 0.00 |
Earnings From Continuing Operations | 0.00 |
Net Income | 0.00 |
Income Tax Expense | 0.00 |
Interest Expense | 0.00 |
Other Non-Operating Income (Expenses) | 0.00 |
Extraordinary Items | 0.00 |
Discontinued Operations | 0.00 |
Effect Of Accounting Charges | 0.00 |
Non Recurring | 0.00 |
Minority Interest | 0.00 |
Other Items | 0.00 |