OP Bancorp (OPBK)
Company Info
Highlights
$186.80M
$1.39
8.86
$118.78M
$78.64M
$14.35M
$8.96 - $18.24
$15.75
0.24%
0.50
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
OP Bancorp (OPBK) returned -20.71% year-to-date (YTD) and 32.89% over the past 12 months.
OPBK
-20.71%
-3.17%
-27.65%
32.89%
4.42%
18.86%
N/A
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of OPBK, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -16.00% | 0.21% | -8.94% | 6.82% | -3.17% | -20.71% | |||||||
| 2024 | -0.37% | -3.87% | -3.67% | -8.52% | 8.62% | -2.14% | 30.03% | 4.35% | -3.11% | 18.67% | 17.85% | -8.74% | 50.53% |
| 2023 | 1.61% | 0.40% | -20.94% | 2.02% | -12.44% | 7.53% | 16.13% | -2.45% | -3.07% | -7.65% | 10.77% | 18.63% | 3.24% |
| 2022 | 11.91% | -5.93% | 3.82% | -6.43% | -4.03% | -14.92% | 7.72% | 8.06% | -8.02% | 1.26% | 5.03% | -4.62% | -9.30% |
| 2021 | -1.43% | 22.02% | 14.47% | 3.42% | -4.10% | -2.99% | 7.65% | -6.15% | 2.28% | 7.57% | 23.73% | -6.18% | 70.96% |
| 2020 | -3.66% | -10.80% | -15.71% | -5.36% | -9.28% | 8.83% | -9.85% | -0.83% | -6.23% | 12.41% | 14.78% | 5.48% | -22.79% |
| 2019 | 2.59% | 0.32% | -3.63% | 7.66% | 2.07% | 13.27% | -9.04% | -3.09% | 2.95% | 0.20% | 0.31% | 6.03% | 19.39% |
| 2018 | 1.72% | 1.20% | -1.59% | 2.58% | -0.71% | -4.20% | -4.13% | -10.52% | -6.55% | -8.56% | -27.53% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 77, OPBK is among the top 23% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for OP Bancorp (OPBK) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
OP Bancorp provided a 3.90% dividend yield over the last twelve months, with an annual payout of $0.48 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.48 | $0.48 | $0.48 | $0.44 | $0.34 | $0.28 | $0.20 |
Dividend yield | 3.90% | 3.04% | 4.38% | 3.94% | 2.66% | 3.64% | 1.93% |
Monthly Dividends
The table displays the monthly dividend distributions for OP Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.24 | |||||||
| 2024 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2023 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2022 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.44 |
| 2021 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.34 |
| 2020 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.28 |
| 2019 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.20 |
Dividend Yield & Payout
Dividend Yield
OP Bancorp has a dividend yield of 3.90%, which is quite average when compared to the overall market.
Payout Ratio
OP Bancorp has a payout ratio of 33.80%, which is quite average when compared to the overall market. This suggests that OP Bancorp strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the OP Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OP Bancorp was 56.97%, occurring on Sep 24, 2020. Recovery took 280 trading sessions.
The current OP Bancorp drawdown is 31.35%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -56.97% | Jul 5, 2018 | 561 | Sep 24, 2020 | 280 | Nov 3, 2021 | 841 |
| -44.99% | Feb 8, 2022 | 319 | May 16, 2023 | 325 | Aug 30, 2024 | 644 |
| -41.81% | Dec 5, 2024 | 87 | Apr 11, 2025 | — | — | — |
| -15.54% | Nov 30, 2021 | 38 | Jan 24, 2022 | 5 | Jan 31, 2022 | 43 |
| -9.92% | Apr 23, 2018 | 13 | May 9, 2018 | 37 | Jul 2, 2018 | 50 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of OP Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of OP Bancorp, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 19.4% positive surprise.
Valuation
The Valuation section provides an overview of how OP Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for OPBK, comparing it with other companies in the Banks - Regional industry. Currently, OPBK has a P/E ratio of 8.9. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for OPBK compared to other companies in the Banks - Regional industry. OPBK currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OPBK relative to other companies in the Banks - Regional industry. Currently, OPBK has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OPBK in comparison with other companies in the Banks - Regional industry. Currently, OPBK has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |