Orange County Bancorp, Inc. (OBT)
Company Info
Highlights
$291.20M
$2.42
10.57
$115.51M
$123.27M
$23.74M
$20.97 - $32.74
$30.50
1.25%
5.39
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Orange County Bancorp, Inc. (OBT) returned -7.49% year-to-date (YTD) and 6.84% over the past 12 months. Over the past 10 years, OBT delivered an annualized return of 11.57%, outperforming the S&P 500 benchmark at 10.85%.
OBT
-7.49%
7.75%
-13.44%
6.84%
12.66%
18.00%
11.57%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of OBT, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -6.89% | -1.24% | -7.98% | 1.45% | 7.75% | -7.49% | |||||||
| 2024 | -19.42% | -5.27% | 0.55% | -6.07% | 13.47% | 8.38% | 17.61% | -7.62% | 5.41% | -12.27% | 12.70% | -6.43% | -6.07% |
| 2023 | 2.40% | 13.75% | -18.56% | -17.48% | -11.59% | 16.10% | 21.73% | 3.72% | -7.14% | 2.15% | 8.41% | 26.61% | 32.08% |
| 2022 | 1.99% | -0.12% | -1.82% | -1.40% | -3.68% | 0.45% | -11.48% | -0.59% | 15.93% | 15.14% | 6.84% | -1.17% | 18.33% |
| 2021 | 2.75% | 3.57% | 6.76% | 2.44% | 4.76% | 3.66% | -1.18% | 3.39% | 1.76% | 11.29% | -5.67% | 9.57% | 51.16% |
| 2020 | 4.08% | -2.13% | -15.97% | 0.00% | 0.20% | -4.43% | -0.84% | 0.86% | 0.85% | -3.58% | 13.54% | 5.62% | -4.40% |
| 2019 | 3.70% | -5.36% | 3.61% | -0.92% | 0.00% | -1.08% | 1.85% | 0.93% | 2.70% | 2.63% | 1.72% | 2.08% | 12.13% |
| 2018 | -0.45% | 100.00% | -49.64% | 0.89% | 16.81% | -2.44% | -9.12% | 0.17% | 0.24% | -14.62% | 0.65% | 9.22% | -1.26% |
| 2017 | -0.69% | 0.00% | 3.72% | -1.58% | 1.01% | -0.88% | 1.08% | 3.84% | 11.93% | -4.25% | 6.26% | 2.69% | 24.58% |
| 2016 | 0.00% | -1.35% | 0.87% | -0.60% | 0.00% | 3.13% | -0.21% | -0.66% | 1.68% | -1.18% | -0.11% | 1.93% | 3.45% |
| 2015 | -2.30% | 0.24% | 7.41% | 0.00% | 4.31% | 2.17% | 1.06% | -0.73% | 5.88% | 1.01% | -2.00% | -0.70% | 17.06% |
| 2014 | -0.25% | 0.26% | 1.94% | -0.25% | 1.05% | 0.76% | 0.13% | 0.53% | 0.88% | 0.00% | 11.06% | -1.11% | 15.46% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of OBT is 55, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Orange County Bancorp, Inc. (OBT) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Orange County Bancorp, Inc. provided a 1.90% dividend yield over the last twelve months, with an annual payout of $0.49 per share. The company has been increasing its dividends for 6 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.49 | $0.47 | $0.46 | $0.42 | $0.40 | $0.40 | $0.40 | $0.40 | $0.41 | $0.82 | $0.62 | $0.41 |
Dividend yield | 1.90% | 1.69% | 1.53% | 1.78% | 1.99% | 2.94% | 2.72% | 2.96% | 2.93% | 7.05% | 5.10% | 3.77% |
Monthly Dividends
The table displays the monthly dividend distributions for Orange County Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | |||||||
| 2024 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.47 |
| 2023 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.12 | $0.00 | $0.00 | $0.00 | $0.12 | $0.46 |
| 2022 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.12 | $0.42 |
| 2021 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.40 |
| 2020 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.10 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.10 | $0.40 |
| 2019 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.40 |
| 2018 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.40 |
| 2017 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.41 |
| 2016 | $0.00 | $0.00 | $0.10 | $0.21 | $0.00 | $0.31 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.82 |
| 2015 | $0.00 | $0.00 | $0.31 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.10 | $0.62 |
| 2014 | $0.10 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.41 |
Dividend Yield & Payout
Dividend Yield
Orange County Bancorp, Inc. has a dividend yield of 1.90%, which is quite average when compared to the overall market.
Payout Ratio
Orange County Bancorp, Inc. has a payout ratio of 15.90%, which is below the market average. This means Orange County Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Orange County Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Orange County Bancorp, Inc. was 57.57%, occurring on Oct 15, 2020. Recovery took 580 trading sessions.
The current Orange County Bancorp, Inc. drawdown is 19.08%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -57.57% | Mar 8, 2018 | 658 | Oct 15, 2020 | 580 | Feb 6, 2023 | 1238 |
| -45.77% | Feb 24, 2023 | 49 | May 4, 2023 | 154 | Dec 13, 2023 | 203 |
| -35.92% | Dec 17, 2007 | 311 | Mar 12, 2009 | 1509 | Mar 11, 2015 | 1820 |
| -32.47% | Nov 12, 2024 | 103 | Apr 11, 2025 | — | — | — |
| -31.71% | Dec 28, 2023 | 77 | Apr 18, 2024 | 67 | Jul 25, 2024 | 144 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Orange County Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Orange County Bancorp, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 14.9% positive surprise.
Valuation
The Valuation section provides an overview of how Orange County Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for OBT, comparing it with other companies in the Banks - Regional industry. Currently, OBT has a P/E ratio of 10.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OBT relative to other companies in the Banks - Regional industry. Currently, OBT has a P/S ratio of 2.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OBT in comparison with other companies in the Banks - Regional industry. Currently, OBT has a P/B value of 1.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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