Orange County Bancorp, Inc. (OBT)

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Orange County Bancorp, Inc. (OBT) is up 27.9% since the beginning of the year. At $36 per share, OBT is trading 9.9% below its 52-week high of $40. Investors who bought $1,000 worth of OBT shares 5 years ago would now be looking at an investment worth $2,394.

Orange County Bancorp, Inc. (OBT) has returned 27.93% so far this year and 54.91% over the past 12 months. Looking at the last ten years, OBT has achieved an annualized return of 14.84%, outperforming the S&P 500 Index benchmark, which averaged 13.88% per year.

Based on dividend-adjusted daily data since Oct 4, 2007, OBT's average daily return is +0.07%, while the average monthly return is +1.15%. At this rate, an investment would double in approximately 5.1 years.

Historically, 54% of months were positive and 46% were negative. The best month was Feb 2018 with a return of +100.0%, while the worst month was Mar 2018 at -49.6%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.

On a daily basis, OBT closed higher 23% of trading days. The best single day was Feb 26, 2018 with a return of +100.0%, while the worst single day was Feb 27, 2018 at -50.0%.

Orange County Bancorp, Inc. has an annualized alpha of 17.76%, beta of 0.12, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since October 04, 2007.

• This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (30.60%) than losses (0.98%) - typical of diversified or defensive assets.
• Beta of 0.12 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

OBT ranks 84 for risk / return — in the top 84% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

Orange County Bancorp, Inc. provided a 1.85% dividend yield over the last twelve months, with an annual payout of $0.67 per share. The company has been increasing its dividends for 6 consecutive years.

The table displays the monthly dividend distributions for Orange County Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Orange County Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Orange County Bancorp, Inc. was 57.55%, occurring on Oct 15, 2020. Recovery took 580 trading sessions.

The current Orange County Bancorp, Inc. drawdown is 2.95%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Orange County Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Orange County Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.