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Orange County Bancorp, Inc. (OBT)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US68417L1070

CUSIP

68417L107

Sector

Financial Services

IPO Date

Oct 4, 2007

Highlights

Market Cap

$298.28M

EPS (TTM)

$2.47

PE Ratio

10.64

Total Revenue (TTM)

$102.51M

Gross Profit (TTM)

$98.71M

EBITDA (TTM)

$26.85M

Year Range

$20.73 - $32.91

Target Price

$33.75

Short %

0.91%

Short Ratio

3.15

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
OBT vs. JEPI OBT vs. SPY
Popular comparisons:
OBT vs. JEPI OBT vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Orange County Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-5.00%0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
-4.47%
9.31%
OBT (Orange County Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

Orange County Bancorp, Inc. had a return of -5.42% year-to-date (YTD) and 22.20% in the last 12 months. Over the past 10 years, Orange County Bancorp, Inc. had an annualized return of 14.19%, outperforming the S&P 500 benchmark which had an annualized return of 11.31%.


OBT

YTD

-5.42%

1M

-1.02%

6M

-4.47%

1Y

22.20%

5Y*

15.41%

10Y*

14.19%

^GSPC (Benchmark)

YTD

4.46%

1M

2.46%

6M

9.31%

1Y

23.49%

5Y*

13.03%

10Y*

11.31%

*Annualized

Monthly Returns

The table below presents the monthly returns of OBT, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-6.89%-5.42%
2024-19.42%-5.27%1.05%-6.06%13.47%8.38%17.61%-7.62%5.41%-12.27%12.70%-6.43%-5.59%
20232.40%13.75%-18.22%-17.48%-11.59%16.10%21.73%3.72%-7.14%2.15%8.41%27.22%33.29%
20221.99%-0.12%-1.33%-1.40%-3.68%0.45%-11.48%-0.60%16.63%15.14%6.84%-1.17%19.64%
20212.75%3.57%6.76%2.44%4.76%3.66%-1.18%3.39%1.76%11.29%-5.67%9.57%51.16%
20204.08%-1.47%-15.97%0.00%0.20%-4.43%-0.84%0.86%0.85%-3.58%13.54%6.45%-3.01%
20193.70%-5.36%4.41%-0.92%0.00%-1.08%1.85%0.93%3.46%2.63%1.72%2.80%14.62%
2018-0.45%100.00%-49.64%0.89%16.81%-1.78%-9.12%0.17%0.25%-14.62%0.65%9.22%-0.59%
2017-0.69%0.00%4.64%-1.58%1.01%-0.88%1.08%3.84%12.89%-4.26%6.26%2.69%26.76%
20160.00%-1.35%0.87%-0.60%0.00%2.23%-0.21%-0.67%1.68%-1.18%-0.11%2.85%3.47%
2015-2.30%0.24%7.41%0.00%4.31%2.17%1.06%-0.73%5.88%1.01%-2.00%0.15%18.06%
2014-0.26%0.26%3.01%-0.25%1.05%0.76%0.13%0.53%0.88%-0.00%11.06%-1.11%16.66%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of OBT is 58, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of OBT is 5858
Overall Rank
The Sharpe Ratio Rank of OBT is 5757
Sharpe Ratio Rank
The Sortino Ratio Rank of OBT is 5353
Sortino Ratio Rank
The Omega Ratio Rank of OBT is 5151
Omega Ratio Rank
The Calmar Ratio Rank of OBT is 6666
Calmar Ratio Rank
The Martin Ratio Rank of OBT is 6262
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Orange County Bancorp, Inc. (OBT) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for OBT, currently valued at 0.30, compared to the broader market-2.000.002.000.301.74
The chart of Sortino ratio for OBT, currently valued at 0.78, compared to the broader market-4.00-2.000.002.004.006.000.782.35
The chart of Omega ratio for OBT, currently valued at 1.10, compared to the broader market0.501.001.502.001.101.32
The chart of Calmar ratio for OBT, currently valued at 0.48, compared to the broader market0.002.004.006.000.482.61
The chart of Martin ratio for OBT, currently valued at 1.49, compared to the broader market0.0010.0020.0030.001.4910.66
OBT
^GSPC

The current Orange County Bancorp, Inc. Sharpe ratio is 0.30. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Orange County Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00SeptemberOctoberNovemberDecember2025February
0.30
1.74
OBT (Orange County Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Orange County Bancorp, Inc. provided a 2.23% dividend yield over the last twelve months, with an annual payout of $0.59 per share.


2.00%3.00%4.00%5.00%6.00%7.00%$0.00$0.20$0.40$0.60$0.8020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.59$0.59$0.69$0.62$0.40$0.60$0.70$0.51$0.62$0.82$0.72$0.51

Dividend yield

2.23%2.11%2.29%2.64%1.99%4.40%4.76%3.78%4.39%7.05%5.95%4.71%

Monthly Dividends

The table displays the monthly dividend distributions for Orange County Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00
2024$0.00$0.00$0.23$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.13$0.59
2023$0.00$0.00$0.23$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.00$0.23$0.69
2022$0.00$0.00$0.20$0.00$0.00$0.10$0.00$0.00$0.20$0.00$0.00$0.12$0.62
2021$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2020$0.00$0.20$0.00$0.00$0.00$0.10$0.00$0.10$0.00$0.00$0.00$0.20$0.60
2019$0.00$0.00$0.20$0.00$0.00$0.10$0.00$0.00$0.20$0.00$0.00$0.20$0.70
2018$0.00$0.00$0.10$0.00$0.00$0.21$0.00$0.00$0.10$0.00$0.00$0.10$0.51
2017$0.00$0.00$0.21$0.00$0.00$0.10$0.00$0.00$0.21$0.00$0.00$0.10$0.62
2016$0.00$0.00$0.10$0.21$0.00$0.21$0.00$0.00$0.10$0.00$0.00$0.21$0.82
2015$0.00$0.00$0.31$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.00$0.21$0.72
2014$0.21$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.51

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%2.2%
Orange County Bancorp, Inc. has a dividend yield of 2.23%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%14.5%
Orange County Bancorp, Inc. has a payout ratio of 14.53%, which is below the market average. This means Orange County Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-17.27%
0
OBT (Orange County Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Orange County Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Orange County Bancorp, Inc. was 56.03%, occurring on Oct 15, 2020. Recovery took 518 trading sessions.

The current Orange County Bancorp, Inc. drawdown is 17.27%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-56.03%Mar 8, 2018658Oct 15, 2020518Nov 4, 20221176
-45.54%Feb 24, 202349May 4, 2023154Dec 13, 2023203
-34.57%Dec 17, 2007311Mar 12, 20091252Mar 4, 20141563
-31.69%Dec 28, 202328Feb 7, 2024116Jul 25, 2024144
-18.89%Nov 12, 202440Jan 10, 2025

Volatility

Volatility Chart

The current Orange County Bancorp, Inc. volatility is 7.87%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
7.87%
3.07%
OBT (Orange County Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Orange County Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Orange County Bancorp, Inc..


Loading data...

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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