- ISIN
- US6293JP1094
- CUSIP
- 6293JP109
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jan 19, 2022
Highlights
- Market Cap
- $67.56M
- Enterprise Value
- $66.53M
- EPS (TTM)
- -$0.02
- Total Revenue (TTM)
- $12.62M
- Gross Profit (TTM)
- $7.58M
- EBITDA (TTM)
- $169.00K
- Year Range
- $10.72 - $13.84
- ROA (TTM)
- -0.04%
- ROE (TTM)
- -0.12%
Share Price Chart
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Performance
NSTS Performance Chart
NSTS Bancorp, Inc. (NSTS) is up 6.1% since the beginning of the year. At $14 per share, NSTS is trading just below its 52-week high of $14.
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Returns By Period
NSTS Bancorp, Inc. (NSTS) has returned 6.10% so far this year and 10.81% over the past 12 months.
NSTS Bancorp, Inc.
- 1D
- 0.00%
- 1M
- -0.72%
- YTD
- 6.10%
- 6M
- 14.14%
- 1Y
- 10.81%
- 3Y*
- 15.22%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
NSTS Monthly Returns History
Based on dividend-adjusted daily data since Jan 19, 2022, NSTS's average daily return is +0.02%, while the average monthly return is +0.25%. At this rate, an investment would double in approximately 23.1 years.
Historically, 50% of months were positive and 50% were negative. The best month was Dec 2025 with a return of +15.6%, while the worst month was Mar 2023 at -14.4%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 7 months.
On a daily basis, NSTS closed higher 43% of trading days. The best single day was Sep 20, 2024 with a return of +10.8%, while the worst single day was Mar 17, 2023 at -6.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.17% | -2.31% | -4.82% | 6.78% | 10.60% | -0.22% | 6.10% | ||||||
| 2025 | 2.12% | 2.90% | -8.95% | 0.89% | 9.66% | -1.28% | -0.89% | -2.62% | -3.03% | -2.95% | 0.00% | 15.63% | 9.75% |
| 2024 | 0.11% | 0.53% | -0.31% | 0.52% | 0.42% | -0.00% | 5.40% | -2.96% | 5.08% | 8.12% | 0.00% | 5.45% | 24.08% |
| 2023 | 4.34% | 0.47% | -14.41% | -5.09% | 2.87% | 2.99% | 0.98% | -3.47% | 1.57% | -4.86% | 3.95% | 6.26% | -6.12% |
| 2022 | -4.08% | -0.25% | -0.98% | -1.99% | -3.90% | -1.75% | -1.61% | 0.00% | -1.64% | -1.94% | -5.00% | 0.50% | -20.55% |
Benchmark Metrics
NSTS Bancorp, Inc. has an annualized alpha of 2.08%, beta of 0.14, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since January 19, 2022.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (5.20%) than losses (1.25%) - typical of diversified or defensive assets.
- Beta of 0.14 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 2.08%
- Beta
- 0.14
- R²
- 0.01
- Upside Capture
- 5.20%
- Downside Capture
- 1.25%
Return for Risk
Risk / Return Rank
NSTS ranks 60 for risk / return — better than 60% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for NSTS Bancorp, Inc. (NSTS) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NSTS | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.44 | ||
| Sortino ratioReturn per unit of downside risk | -1.62 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.37 | -0.22 |
| Calmar ratioReturn relative to maximum drawdown | 0.86 | 2.78 | -1.93 |
| Martin ratioReturn relative to average drawdown | 1.86 | 12.44 | -10.57 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the NSTS Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the NSTS Bancorp, Inc. was 34.85%, occurring on May 11, 2023. Recovery took 435 trading sessions.
The current NSTS Bancorp, Inc. drawdown is 0.72%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2023 bear market2023 | -34.85%May 2023 | 1y 3mo | 1y 9mo | 3y 18dJan 2022 - Feb 2025 |
2025 correction2025 | -18.47%Oct 2025 | 8mo 14d | 6mo 23d | 1y 3moFeb 2025 - May 2026 |
2026 pullback2026 | -1.37%Jun 2026 | 8d | — | 28d 6hMay 2026 - now |
2026 pullback2026 | -0.22%May 2026 | 0s | 1d | 1dMay 2026 - May 2026 |
2026 pullback2026 | -0.07%May 2026 | 0s | 1d | 1dMay 2026 - May 2026 |
Drawdown Indicators
| NSTS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.85% | -56.78% | +21.93% |
Max Drawdown (1Y)Largest decline over 1 year | -12.68% | -9.10% | -3.58% |
Max Drawdown (3Y)Largest decline over 3 years | -18.47% | -18.90% | +0.43% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.72% | -1.80% | +1.08% |
Average DrawdownAverage peak-to-trough decline | -16.52% | -10.71% | -5.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.81% | 2.03% | +3.78% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of NSTS Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how NSTS Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for NSTS relative to other companies in the Banks - Regional industry. Currently, NSTS has a P/S ratio of 5.3. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for NSTS in comparison with other companies in the Banks - Regional industry. Currently, NSTS has a P/B value of 0.8. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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