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ISIN
US6293JP1094
CUSIP
6293JP109
IPO Date
Jan 19, 2022

Highlights

Market Cap
$67.56M
Enterprise Value
$66.53M
EPS (TTM)
-$0.02
Total Revenue (TTM)
$12.62M
Gross Profit (TTM)
$7.58M
EBITDA (TTM)
$169.00K
Year Range
$10.72 - $13.84
ROA (TTM)
-0.04%
ROE (TTM)
-0.12%

Share Price Chart


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NSTS Bancorp, Inc.

Often compared with NSTS:
NSTS vs. VOO

Performance

NSTS Performance Chart

NSTS Bancorp, Inc. (NSTS) is up 6.1% since the beginning of the year. At $14 per share, NSTS is trading just below its 52-week high of $14.


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S&P 500 Index

Returns By Period

NSTS Bancorp, Inc. (NSTS) has returned 6.10% so far this year and 10.81% over the past 12 months.


NSTS Bancorp, Inc.

1D
0.00%
1M
-0.72%
YTD
6.10%
6M
14.14%
1Y
10.81%
3Y*
15.22%
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

NSTS Monthly Returns History

Based on dividend-adjusted daily data since Jan 19, 2022, NSTS's average daily return is +0.02%, while the average monthly return is +0.25%. At this rate, an investment would double in approximately 23.1 years.

Historically, 50% of months were positive and 50% were negative. The best month was Dec 2025 with a return of +15.6%, while the worst month was Mar 2023 at -14.4%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 7 months.

On a daily basis, NSTS closed higher 43% of trading days. The best single day was Sep 20, 2024 with a return of +10.8%, while the worst single day was Mar 17, 2023 at -6.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-3.17%-2.31%-4.82%6.78%10.60%-0.22%6.10%
20252.12%2.90%-8.95%0.89%9.66%-1.28%-0.89%-2.62%-3.03%-2.95%0.00%15.63%9.75%
20240.11%0.53%-0.31%0.52%0.42%-0.00%5.40%-2.96%5.08%8.12%0.00%5.45%24.08%
20234.34%0.47%-14.41%-5.09%2.87%2.99%0.98%-3.47%1.57%-4.86%3.95%6.26%-6.12%
2022-4.08%-0.25%-0.98%-1.99%-3.90%-1.75%-1.61%0.00%-1.64%-1.94%-5.00%0.50%-20.55%

Benchmark Metrics

NSTS Bancorp, Inc. has an annualized alpha of 2.08%, beta of 0.14, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since January 19, 2022.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (5.20%) than losses (1.25%) - typical of diversified or defensive assets.
  • Beta of 0.14 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
2.08%
Beta
0.14
0.01
Upside Capture
5.20%
Downside Capture
1.25%

Return for Risk

Risk / Return Rank

NSTS ranks 60 for risk / return — better than 60% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


NSTS Risk / Return Rank: 6060
Overall Rank
NSTS Sharpe Ratio Rank: 6262
Sharpe Ratio Rank
NSTS Sortino Ratio Rank: 5959
Sortino Ratio Rank
NSTS Omega Ratio Rank: 5858
Omega Ratio Rank
NSTS Calmar Ratio Rank: 6161
Calmar Ratio Rank
NSTS Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for NSTS Bancorp, Inc. (NSTS) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


NSTSBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.44

Sortino ratioReturn per unit of downside risk

-1.62

Omega ratioGain probability vs. loss probability

1.15

1.37

-0.22

Calmar ratioReturn relative to maximum drawdown

0.86

2.78

-1.93

Martin ratioReturn relative to average drawdown

1.86

12.44

-10.57

Dividends

Dividend History


NSTS Bancorp, Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the NSTS Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the NSTS Bancorp, Inc. was 34.85%, occurring on May 11, 2023. Recovery took 435 trading sessions.

The current NSTS Bancorp, Inc. drawdown is 0.72%.


Related event

Drawdown

Fall

Recovery

Underwater

2023 bear market2023
-34.85%May 2023
1y 3mo1y 9mo
3y 18dJan 2022 - Feb 2025
2025 correction2025
-18.47%Oct 2025
8mo 14d6mo 23d
1y 3moFeb 2025 - May 2026
2026 pullback2026
-1.37%Jun 2026
8d
28d 6hMay 2026 - now
2026 pullback2026
-0.22%May 2026
0s1d
1dMay 2026 - May 2026
2026 pullback2026
-0.07%May 2026
0s1d
1dMay 2026 - May 2026

Drawdown Indicators


NSTSBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-34.85%

-56.78%

+21.93%

Max Drawdown (1Y)

Largest decline over 1 year

-12.68%

-9.10%

-3.58%

Max Drawdown (3Y)

Largest decline over 3 years

-18.47%

-18.90%

+0.43%

Max Drawdown (5Y)

Largest decline over 5 years

-25.43%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-0.72%

-1.80%

+1.08%

Average Drawdown

Average peak-to-trough decline

-16.52%

-10.71%

-5.81%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.81%

2.03%

+3.78%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of NSTS Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how NSTS Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for NSTS relative to other companies in the Banks - Regional industry. Currently, NSTS has a P/S ratio of 5.3. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for NSTS in comparison with other companies in the Banks - Regional industry. Currently, NSTS has a P/B value of 0.8. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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