NMI Holdings, Inc. (NMIH)

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The chart shows the growth of an initial investment of $10,000 in NMI Holdings, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

NMI Holdings, Inc. (NMIH) has returned -8.04% so far this year and 4.05% over the past 12 months. Looking at the last ten years, NMIH has achieved an annualized return of 22.37%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.

Based on dividend-adjusted daily data since Nov 8, 2013, NMIH's average daily return is +0.06%, while the average monthly return is +1.24%. At this rate, your investment would double in approximately 4.7 years.

Historically, 56% of months were positive and 44% were negative. The best month was Jul 2018 with a return of +28.2%, while the worst month was Mar 2020 at -50.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 7 months.

On a daily basis, NMIH closed higher 51% of trading days. The best single day was Mar 26, 2020 with a return of +17.4%, while the worst single day was Mar 18, 2020 at -23.6%.

NMI Holdings, Inc. has an annualized alpha of 2.58%, beta of 1.10, and R² of 0.23 versus S&P 500 Index. Calculated based on daily prices since November 11, 2013.

• This stock participated in 110.86% of S&P 500 Index downside but only 97.52% of its upside — more exposed to losses than it benefited from rallies.
• R² of 0.23 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

NMIH ranks 43 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for NMI Holdings, Inc. (NMIH) and compare them to a chosen benchmark (S&P 500 Index).

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the NMI Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the NMI Holdings, Inc. was 73.07%, occurring on Mar 23, 2020. Recovery took 1084 trading sessions.

The current NMI Holdings, Inc. drawdown is 13.07%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of NMI Holdings, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how NMI Holdings, Inc. is priced in the market compared to other companies in the Insurance - Specialty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.