- ISIN
- US6348651091
- CUSIP
- 634865109
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Dec 1, 1999
Highlights
- Market Cap
- $258.56M
- Enterprise Value
- $249.70M
- EPS (TTM)
- $3.19
- PE Ratio
- 12.72
- PEG Ratio
- 1.25
- Total Revenue (TTM)
- $82.04M
- Gross Profit (TTM)
- $29.71M
- EBITDA (TTM)
- $31.91M
- Year Range
- $27.00 - $41.32
- ROA (TTM)
- 1.11%
- ROE (TTM)
- 10.57%
- Avg. Volume (1M)
- 31K
- Avg. Volume Value (1M)
- $1.14M
Share Price Chart
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Performance
NKSH Performance Chart
National Bankshares, Inc. (NKSH) is up 23.7% since the beginning of the year. At $41 per share, NKSH is trading just below its 52-week high of $41. Investors who bought $1,000 worth of NKSH shares 5 years ago would now be looking at an investment worth $1,463.
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Returns By Period
National Bankshares, Inc. (NKSH) has returned 23.69% so far this year and 57.02% over the past 12 months. Over the last ten years, NKSH has returned 6.27% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
National Bankshares, Inc.
- 1D
- 2.22%
- 1M
- 11.08%
- 6M
- 13.91%
- YTD
- 23.69%
- 1Y
- 57.02%
- 3Y*
- 16.98%
- 5Y*
- 7.91%
- 10Y*
- 6.27%
- ALL TIME*
- 9.16%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
NKSH Monthly Returns History
Based on dividend-adjusted daily data since Dec 1, 1999, NKSH's average daily return is +0.06%, while the average monthly return is +0.96%. At this rate, an investment would double in approximately 6.0 years.
Historically, 55% of months were positive and 45% were negative. The best month was Dec 2016 with a return of +20.4%, while the worst month was Mar 2023 at -24.8%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.
On a daily basis, NKSH closed higher 45% of trading days. The best single day was Mar 17, 2020 with a return of +28.9%, while the worst single day was Mar 20, 2020 at -23.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 8.59% | 3.13% | -3.04% | -1.69% | 0.43% | 3.24% | 11.75% | 23.69% | |||||
| 2025 | 2.37% | -4.32% | -5.30% | -3.23% | 2.24% | 6.17% | 2.06% | 12.90% | -6.06% | -2.75% | 5.86% | 13.55% | 23.27% |
| 2024 | -0.28% | -3.07% | 6.84% | -19.75% | 17.61% | -8.06% | 12.38% | -4.97% | -0.99% | -4.41% | 15.12% | -10.56% | -6.75% |
| 2023 | 3.10% | 3.13% | -24.79% | -3.97% | -7.71% | 7.43% | 1.99% | -11.59% | -4.86% | -6.15% | 18.43% | 19.64% | -13.15% |
| 2022 | 0.28% | 3.42% | 0.08% | -6.18% | -5.87% | -2.33% | 0.86% | 6.25% | 0.33% | 8.56% | 9.42% | 2.54% | 17.24% |
| 2021 | -0.99% | 6.97% | 7.09% | 1.07% | -0.26% | -0.26% | 3.26% | 2.24% | -1.76% | 2.59% | 0.41% | -2.32% | 19.01% |
Benchmark Metrics
National Bankshares, Inc. has an annualized alpha of 10.37%, beta of 0.59, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since December 01, 1999.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (55.54%) than losses (36.69%) - typical of diversified or defensive assets.
- Beta of 0.59 may look defensive, but with R2 of 0.11 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 10.37%
- Beta
- 0.59
- R²
- 0.11
- Upside Capture
- 55.54%
- Downside Capture
- 36.69%
Return for Risk
Risk / Return Rank
NKSH ranks 90 for risk / return — above 90% of stocks peers on PortfoliosLab. Its historical combined result is among the stronger results in the peer group.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for National Bankshares, Inc. (NKSH) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NKSH | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.51 | ||
| Sortino ratioReturn per unit of downside risk | +0.76 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.25 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 3.83 | 2.00 | +1.83 |
| Martin ratioReturn relative to average drawdown | 9.76 | 8.49 | +1.27 |
Dividends
Dividend History
National Bankshares, Inc. provided a 3.77% dividend yield over the last twelve months, with an annual payout of $1.53 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.53 | $1.51 | $1.51 | $2.51 | $1.50 | $1.44 | $1.39 | $1.39 | $1.21 | $1.17 | $1.16 | $1.14 |
Dividend yield | 3.77% | 4.50% | 5.26% | 7.76% | 3.72% | 4.02% | 4.44% | 3.09% | 3.32% | 2.57% | 2.67% | 3.21% |
Monthly Dividends
The table displays the monthly dividend distributions for National Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.75 | $0.00 | $0.00 | $0.75 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.73 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.78 | $0.00 | $1.51 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.73 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.78 | $0.00 | $1.51 |
| 2023 | $1.00 | $0.00 | $0.00 | $0.00 | $0.73 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.78 | $0.00 | $2.51 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.72 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.78 | $0.00 | $1.50 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.74 | $0.00 | $1.44 |
Dividend Yield & Payout
Dividend Yield
National Bankshares, Inc. has a dividend yield of 3.77%, which is quite average when compared to the overall market.
Payout Ratio
National Bankshares, Inc. has a payout ratio of 47.32%, which is quite average when compared to the overall market. This suggests that National Bankshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the National Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the National Bankshares, Inc. was 48.76%, occurring on Sep 23, 2020. Recovery took 584 trading sessions.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-48.76%Sep 2020 | 2y 2mo | 2y 3mo | 4y 6moJun 2018 - Jan 2023 | — |
-46.03%Oct 2023 | 8mo 11d | 2y 3mo | 2y 11moFeb 2023 - Feb 2026 | — |
-35.96%Oct 2008 | 4y 7mo | 7mo 4d | 5y 2moFeb 2004 - May 2009 | Financial crisis2007–2009 |
-28.74%Apr 2000 | 4mo 13d | 1y 2mo | 1y 6moDec 1999 - Jun 2001 | Dot-com crash2000–2002 |
-27.67%Sep 2011 | 8mo 26d | 4mo 15d | 1y 1moDec 2010 - Feb 2012 | — |
Drawdown Indicators
| NKSH | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.76% | -56.78% | +8.02% |
Max Drawdown (1Y)Largest decline over 1 year | -13.99% | -9.10% | -4.89% |
Max Drawdown (3Y)Largest decline over 3 years | -30.95% | -18.90% | -12.05% |
Max Drawdown (5Y)Largest decline over 5 years | -46.03% | -25.43% | -20.60% |
Max Drawdown (10Y)Largest decline over 10 years | -48.76% | -33.92% | -14.84% |
Current DrawdownCurrent decline from peak | 0.00% | -1.58% | +1.58% |
Average DrawdownAverage peak-to-trough decline | -14.09% | -10.70% | -3.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.48% | 2.14% | +3.34% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of National Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how National Bankshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for NKSH, comparing it with other companies in the Banks - Regional industry. Currently, NKSH has a P/E ratio of 12.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for NKSH compared to other companies in the Banks - Regional industry. NKSH currently has a PEG ratio of 1.2. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for NKSH relative to other companies in the Banks - Regional industry. Currently, NKSH has a P/S ratio of 3.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for NKSH in comparison with other companies in the Banks - Regional industry. Currently, NKSH has a P/B value of 1.3. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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