NBT Bancorp Inc. (NBTB)
Company Info
Highlights
$2.26B
$2.97
16.16
3.82
$542.63M
$542.56M
$154.50M
$32.06 - $52.44
$55.75
4.81%
7.33
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in NBT Bancorp Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
NBT Bancorp Inc. had a return of -0.88% year-to-date (YTD) and 42.54% in the last 12 months. Over the past 10 years, NBT Bancorp Inc. had an annualized return of 10.25%, while the S&P 500 had an annualized return of 11.26%, indicating that NBT Bancorp Inc. did not perform as well as the benchmark.
NBTB
-0.88%
-2.73%
3.29%
42.54%
7.16%
10.25%
^GSPC (Benchmark)
4.01%
1.13%
9.82%
22.80%
12.93%
11.26%
Monthly Returns
The table below presents the monthly returns of NBTB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -0.27% | -0.88% | |||||||||||
| 2024 | -15.13% | -2.39% | 6.66% | -4.55% | 6.20% | 4.72% | 26.99% | 0.58% | -9.66% | 0.57% | 12.68% | -4.06% | 17.66% |
| 2023 | -9.47% | 4.02% | -16.95% | -4.36% | 4.97% | -5.07% | 16.80% | -6.60% | -7.93% | 5.62% | 7.10% | 17.96% | -0.10% |
| 2022 | 0.42% | -0.07% | -5.84% | -2.57% | 5.86% | 1.65% | 7.85% | -3.60% | -2.14% | 24.87% | -1.96% | -5.94% | 16.04% |
| 2021 | 2.83% | 10.55% | 10.13% | -5.04% | 3.61% | -7.75% | -3.11% | 3.71% | 0.72% | 1.58% | -0.82% | 6.67% | 23.61% |
| 2020 | -6.83% | -10.20% | -3.86% | 2.28% | -4.66% | -1.79% | -3.15% | 3.18% | -11.98% | 2.09% | 10.33% | 7.18% | -18.20% |
| 2019 | 2.98% | 9.18% | -6.78% | 5.58% | -4.78% | 4.34% | 3.17% | -8.95% | 4.63% | 8.64% | 1.31% | 1.40% | 20.59% |
| 2018 | 0.30% | -5.11% | 1.95% | 2.99% | 4.95% | 0.13% | 5.48% | 1.22% | -5.19% | -4.92% | 7.52% | -11.24% | -3.54% |
| 2017 | -2.72% | -0.33% | -8.20% | 2.99% | -7.36% | 5.15% | -2.19% | -8.52% | 11.85% | 3.87% | 2.42% | -5.25% | -9.92% |
| 2016 | -7.10% | 0.46% | 4.46% | 5.16% | 3.68% | -1.82% | 4.16% | 9.06% | 1.80% | 2.56% | 15.31% | 8.39% | 54.66% |
| 2015 | -12.41% | 5.25% | 4.37% | -3.63% | 2.86% | 6.30% | 3.29% | -3.35% | 4.02% | 4.34% | 7.97% | -7.47% | 9.74% |
| 2014 | -7.18% | -1.44% | 4.17% | -7.40% | 1.22% | 5.72% | -2.71% | 3.63% | -6.21% | 14.03% | -4.54% | 8.06% | 5.07% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 81, NBTB is among the top 19% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for NBT Bancorp Inc. (NBTB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
NBT Bancorp Inc. provided a 2.79% dividend yield over the last twelve months, with an annual payout of $1.32 per share. The company has been increasing its dividends for 32 consecutive years, earning it the status of a dividend aristocrat.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.32 | $1.32 | $1.24 | $1.16 | $1.10 | $1.08 | $1.05 | $0.99 | $0.92 | $0.90 | $0.87 | $0.84 |
Dividend yield | 2.79% | 2.76% | 2.96% | 2.67% | 2.86% | 3.36% | 2.59% | 2.86% | 2.50% | 2.15% | 3.12% | 3.20% |
Monthly Dividends
The table displays the monthly dividend distributions for NBT Bancorp Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.32 | $0.00 | $0.00 | $0.00 | $0.32 | $0.00 | $0.34 | $0.00 | $0.00 | $0.00 | $0.34 | $1.32 |
| 2023 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $1.24 |
| 2022 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $1.16 |
| 2021 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 | $0.00 | $1.10 |
| 2020 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $1.08 |
| 2019 | $0.00 | $0.26 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.27 | $0.00 | $1.05 |
| 2018 | $0.00 | $0.23 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.26 | $0.00 | $0.99 |
| 2017 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.92 |
| 2016 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.90 |
| 2015 | $0.00 | $0.21 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.87 |
| 2014 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.84 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the NBT Bancorp Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the NBT Bancorp Inc. was 57.55%, occurring on Jun 22, 2000. Recovery took 757 trading sessions.
The current NBT Bancorp Inc. drawdown is 9.54%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -57.55% | Dec 7, 1998 | 390 | Jun 22, 2000 | 757 | Jul 1, 2003 | 1147 |
| -52.87% | Sep 22, 2008 | 116 | Mar 9, 2009 | 1584 | Jun 23, 2015 | 1700 |
| -37.88% | Nov 11, 2022 | 119 | May 4, 2023 | 301 | Jul 17, 2024 | 420 |
| -35.14% | Dec 23, 2019 | 220 | Nov 4, 2020 | 83 | Mar 8, 2021 | 303 |
| -33.96% | Dec 28, 2006 | 150 | Aug 3, 2007 | 251 | Aug 1, 2008 | 401 |
Volatility
Volatility Chart
The current NBT Bancorp Inc. volatility is 8.48%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of NBT Bancorp Inc. compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for NBTB in comparison to other companies of the Banks - Regional industry. Currently, NBTB has a PE value of 16.2. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for NBTB in comparison to other companies of the Banks - Regional industry. Currently, NBTB has a PEG value of 3.8. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for NBT Bancorp Inc..
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Income Statement
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EBITDA | — |
EBIT | — |
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Net Income | — |
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Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |