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MainStay S&P 500 Index Fund (MSPIX)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

ISIN

US56063J1613

CUSIP

56063J161

Inception Date

Jan 2, 1991

Min. Investment

$1,000,000

Asset Class

Equity

Asset Class Size

Large-Cap

Asset Class Style

Blend

Expense Ratio

MSPIX has an expense ratio of 0.25%, which is considered low.


Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


MainStay S&P 500 Index Fund

Popular comparisons:
MSPIX vs. VOO MSPIX vs. VTTSX
Popular comparisons:

Performance

Performance Chart


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S&P 500

Returns By Period

MainStay S&P 500 Index Fund (MSPIX) returned 0.95% year-to-date (YTD) and 13.45% over the past 12 months. Over the past 10 years, MSPIX delivered an annualized return of 12.53%, outperforming the S&P 500 benchmark at 10.84%.


MSPIX

YTD

0.95%

1M

6.44%

6M

-0.92%

1Y

13.45%

3Y*

13.85%

5Y*

15.65%

10Y*

12.53%

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of MSPIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.75%-1.32%-5.65%-0.70%6.28%0.95%
20241.65%5.32%3.18%-4.09%4.93%3.56%1.19%2.40%2.11%-0.93%5.84%-2.41%24.65%
20236.25%-2.46%3.64%1.54%0.41%6.59%3.20%-1.61%-4.77%-2.14%9.12%4.49%25.94%
2022-5.19%-3.01%3.69%-8.74%0.15%-8.27%9.18%-4.08%-9.22%8.06%5.55%-5.80%-18.33%
2021-1.04%2.75%4.35%5.30%0.67%2.33%2.36%3.02%-4.67%6.98%-0.72%4.52%28.46%
2020-0.07%-8.25%-12.32%12.77%4.75%1.97%5.63%7.16%-3.83%-2.69%10.93%3.83%18.14%
20198.00%3.18%1.93%4.04%-6.38%7.01%1.42%-1.58%1.84%2.13%3.63%2.86%31.02%
20185.70%-3.72%-2.55%0.35%2.38%0.61%3.69%3.23%0.54%-6.84%2.02%-8.90%-4.47%
20171.88%3.93%0.10%1.00%1.37%0.60%2.04%0.27%2.05%2.30%3.04%1.03%21.38%
2016-4.98%-0.14%6.73%0.35%1.77%0.23%3.64%0.12%0.00%-1.84%3.66%1.98%11.62%
2015-3.00%5.71%-1.60%0.94%1.26%-1.95%2.05%-6.06%-2.51%8.42%0.27%-1.65%1.03%
2014-3.48%4.53%0.81%0.71%2.30%2.05%-1.42%3.97%-1.43%2.42%2.66%-0.29%13.27%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of MSPIX is 56, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of MSPIX is 5656
Overall Rank
The Sharpe Ratio Rank of MSPIX is 5555
Sharpe Ratio Rank
The Sortino Ratio Rank of MSPIX is 5353
Sortino Ratio Rank
The Omega Ratio Rank of MSPIX is 5656
Omega Ratio Rank
The Calmar Ratio Rank of MSPIX is 6060
Calmar Ratio Rank
The Martin Ratio Rank of MSPIX is 5757
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for MainStay S&P 500 Index Fund (MSPIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

MainStay S&P 500 Index Fund Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 0.69
  • 5-Year: 0.88
  • 10-Year: 0.68
  • All Time: 0.56

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of MainStay S&P 500 Index Fund compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

MainStay S&P 500 Index Fund provided a 5.26% dividend yield over the last twelve months, with an annual payout of $3.40 per share.


0.00%5.00%10.00%15.00%$0.00$2.00$4.00$6.00$8.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$3.40$3.40$2.26$4.64$2.76$4.37$7.92$5.99$7.42$4.53$2.62$0.83

Dividend yield

5.26%5.31%4.18%10.37%4.57%8.86%17.41%14.61%15.26%9.79%5.75%1.75%

Monthly Dividends

The table displays the monthly dividend distributions for MainStay S&P 500 Index Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$0.00$0.00$0.00
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$3.40$3.40
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$2.26$2.26
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$4.64$4.64
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$2.76$2.76
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$4.37$4.37
2019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$7.92$7.92
2018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$5.99$5.99
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$7.42$7.42
2016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$4.53$4.53
2015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$2.62$2.62
2014$0.83$0.83

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the MainStay S&P 500 Index Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the MainStay S&P 500 Index Fund was 55.30%, occurring on Mar 9, 2009. Recovery took 882 trading sessions.

The current MainStay S&P 500 Index Fund drawdown is 3.48%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-55.3%Oct 10, 2007354Mar 9, 2009882Sep 6, 20121236
-47.3%Sep 5, 2000523Oct 9, 20021017Oct 25, 20061540
-33.78%Feb 20, 202023Mar 23, 202097Aug 10, 2020120
-24.64%Jan 4, 2022195Oct 12, 2022294Dec 13, 2023489
-19.27%Sep 21, 201865Dec 24, 201875Apr 12, 2019140
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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